Banners Broker Scam – Don’t Let It Affect You

572 Comments

• Haha good work Finch. You should have a sideline in investigative journalism. “The Finch Report”

  Man, that video is “completely wack” as the Americans say. The weird, narcoleptic voiceover is reminiscent of a scientology brainwashing video. The business model is completely impenetrable – the only thing that is clear is that it is a pyramid scheme of some kind. Surely people should know by now that the only thing multi-leveled they should get involved in is Super Mario Bros.

  Also that little guy standing in his kitchen with a couple of grand in Scottish twenties as if he’s some kind of Caledonian Pablo Escobar. What a tit. You’d think he could get a better camera if he’s banking so hard – or at least clean the lens of the one he’s got.

• Of course BB is a ponzi monster and should be shut down right now

• Steve – You’d think so. But incredibly enough, the shills who promote Banners Broker like to educate themselves on these videos. They believe it as gospel. ‘Scientology brainwashing video’ were my thoughts exactly.

  Ivan – I know for a fact that the UK authorities are looking in to it. Not sure what actions are being taken abroad. Hopefully it gets shut down and frozen BEFORE they manage to run off. But it looks like they’re already packing their bags…

• Well I don’t see how this is different from what we do with angles to get leads on dating offers or how people got/get scammed with flogs and fake news sites.

  “I am sick of the bullshit. Sick of the lies. Sick of the misinformation. Sick of the hope that these fraudsters prey on every day.”

  Isn’t that exactly what we, scumbags, do for a living? Selling acai to fat lards telling them they will lose a tonne in 4 hours? Or that google will deliver their ferrari to their laps?

  We are the same as them. And I’m okay with that, I’m not a hypocrite.

  Just my 2 cents.

• I’m with you on flogs, but on dating offers? Come on, man.

  Sending somebody to a dating site is pretty different to running a fraudulent enterprise designed to extract life savings from easy prey.

  I am an advocate for aggressive advertising.

  But there’s a big difference between advertising legal companies (even if the product is weak) and fraud.

• well, we do advertise they will find astronauts, emo girls, firemen and wally inside match.com don’t we? LOL

• I couldn’t get my astronaut ads approved.

  Too much skin.

• @ JustArrived

  I don’t think you understand what the difference between advertising and fraud is.

  Do you get pissed off at axe bodyspray when you bought their product and women didn’t automatically mob you in a grocery store?

  Do you get mad at the guy who sells you a car and guarantees it’s in perfect condition, then is nowhere to be found a week later when it breaks down?

• Nice informative article, it’s funny that i met someone the other day, who says they are in the “online advertising market” little did i know he’s part of banners broker lol, not really working or making money at all, he claimed to have made 20k, but when i viewed his withdrawal history it was 0. It’s a lot like a casino, feeding off the greedy. I advise all to take your money out ASAP! I also heard about a week ago PAYZA, is not accepting payments anymore, and they are like the PAYPAL of EBAY! Seems like something big is happening soon…

• “Sending somebody to a dating site is pretty different to running a fraudulent enterprise designed to extract life savings from easy prey.”

  The entire sales process of a dating site is pure fraud. Desperate people lied to by a fraudulent advert (a stolen non-2257 photo of a non-member), fraudulent pre-sell page (bullshit lying copy and images), fraudulent LP (stolen non-2257 photos of non-members) and a fraudulent website (bots, fake profiles and upsale card-banging). If you you do not know about the fraud on the backend of 90% of dating affiliate programs… well, that speaks even worse about the whole process: you haven’t even tested the shit your shoveling.

  Ponzi schemes, MLM, affiliate marketing… it’s all lies and thievery. Talk of aggressive marketing is a weak mans attempt at justifying his skullduggery. Legal companies? What!? I don’t have the time nor energy atm to unravel that utter nonsense.

  How do you people gonna explain the absolute bottom-feeding behavior you partake in to earn a living? Your parents and children would know you’re complete filth if you told them the whole truth.

  It’s a shame that lying is the easiest way for a lot of you to earn decent money.

• As always, awesome post man. I second Steve’s thought, when will be reading the first edition of “Scam Busting Finch”?

  Don’t have much to say regarding BB, I just hope people paid with their CC and quickly do chargebacks as they come to realize what they fell for. I don’t get how fraudsters like Rajiv Dixit get shut down and a few years later they can be in business again with this kind of bullshit? How can they even register a company name or anything related to business again? That guy belongs behind bars.

  Anyway, even though I discovered this blog years ago reading about aff marketing, I do enjoy posts like these as well. It’s all about the writing style I guess, the anecdotes, cyncic punches and straight talk you offer and of course that humor and subtle sarcasm that resonates with me that I have yet to find on another blog or website on the interwebs. Thank you, sir.

• @Incredulous – You raise a couple of good points. It’s a shame you drown them in widespread loathing of an industry that you clearly only seek the bad in.

  “The entire sales process of a dating site is pure fraud.”

  Really? There are some big dating companies out there that would challenge you on this rhetoric. And in court, they would win.

  There are some extremely underhanded practices, you’re right – fake profiles/fake messages – but you simply cannot tar an entire industry as ‘pure fraud’. Especially one as large and popular as the online dating industry.

  “Desperate people lied to by a fraudulent advert (a stolen non-2257 photo of a non-member)”

  Oh come on, do you think every product/service ever marketed on TV/radio/online has used photos of real members in their advertisements?

  You are right about stealing the images though, and it’s something I tell to all affiliates: source your own images, or pay for them.

  “fraudulent pre-sell page (bullshit lying copy and images)”

  Lying copy? Lying images? It’s ADVERTISING. And for the record, most landing pages require creative sign-off these days.

  “fraudulent LP (stolen non-2257 photos of non-members)”

  Once again, assuming the worst!

  “and a fraudulent website (bots, fake profiles and upsale card-banging)”

  The bots are an issue. There’s no doubt about that. But you can’t make a sweeping statement that all of online dating = bots and fake profiles. Don’t you see that the industry is growing FAR too rapidly for that statement to be true?

  “Ponzi schemes, MLM, affiliate marketing… it’s all lies and thievery.”

  LOL, even as somebody who detests MLM, I will freely admit that it can be used as a legitimate business model that isn’t fraud. Are you saying every affiliate marketer in the world is a lying thief? You should learn to pick your fights. There are many, many legitimate affiliate marketers who add value to sales funnels and connect customers to good products.

  “How do you people gonna explain the absolute bottom-feeding behavior you partake in to earn a living? Your parents and children would know you’re complete filth if you told them the whole truth.”

  You know, you’re right. It’s not a particularly proud industry to work in – especially if you’re promoting the products/services at the lowest end of the market (Which I don’t). But if you’re saying with a straight face that it is comparable to engineering a ponzi scheme designed to extort thousands – damaging amounts of money – out of investors who have NO idea what they’re actually signing up for. Then we’ll have to agree to disagree.

  There are parts of affiliate marketing that I consider too shady for my own taste. I opt not to promote those products. But for you to say that affiliate marketing and a ponzi scheme are one and the same – that’s pretty fucking stupid.

• I’m from Ukraine. I find it difficult to present information in easy to understand English
  I think before you write about any company or business need is carefully study the information. To find positive or negative reviews from reliable sources.
  Article on the site I was interested and a little perplexed.
  1) Yes, I agree, some things do not bring pleasure (when the site is down for maintenance reasons). Itself create a website and know very well to achieve satisfactory performance of one of the components of the site comes many times to reprogram individual elements. And when the site visits 150,000 people and it’s around the clock ……. Really want to build a monument to the site programmers still alive.
  2) The scheme accrual and payment of money are not reliable. Unknown mechanism earnings is not true. Earning potential is not fully listed. What to say about the issue of a smattering of financial schemes used on the site. Unfortunately the location of their own banners on sites partnerav classified information. I think this question can be made more open, on the other hand if the partners will know which of the sites they will earn more traffic, it will be very difficult to evenly distribute the banners on sites partnerav giving less traffic. it depends on the traffic rate of the closing panels, respectively, of earnings. As an example – one of my yellow bar was closed for 7 days. and the second in 28 days. Ask yourself which of the two ploschyadok in my place you would like to place the banner. Me and you, too, rushed to one site which gives good traffic and would get 28 days $ 30 + 1 panel costs $ 10. Instead of $ 10 + 1 cover price of $ 10 per 28 days.
  3) Office pictures Banners Broker just surprised. Yes, I agree, personally verify the information I can not afford. I would be very grateful if there are willing to visit the official offices Banners Broker to take photos and send me on mail lambordghini@gmail.com
  Here’s a link to the official offices in different countries
  http://bannersbroker.com/main/contactus
  I think it is normal that Banners Broker has many followers who withdrew their money office. I think the sensible understanding of the differences between the registered office and the Office of the Personal positioning themselves as followers of Banners Broker. You should not confuse the two.
  4) Unfortunately I do not ask myself the question of the Founders of the project. Many thanks for the tip. Be sure to check the information.
  5) Personal data is sent by request of the site,
  All sites are engaged in finance usually require personal information. Webmoney if you trade usually occur pritenzii. How can you sue pritenziyami about that from the seller’s account was withdrawn a large sum of money. As you dakazhite it is your account and it is your money?
  Summarize. Not as scary as it is Baba Yaga painted …
  In Banners Broker for 4 months. Income pleased. Withdrawing money without any problems. Let everyone decide what project it to your liking. When my employment Banners Broker arranges it requires much time and gives a good profit.
  Good luck to everyone!

• Agrees with the Finch

• @Incredulous:

  Since, from your point of view, affiliate marketing is as scammy as any random ponzi scheme out there, what would you consider to be an ehtical way of making money online?

  Don’t tell me creating your own products and getting affiliates because…well, you know what affiliates are.

  Or is it various forms of content creation and renting banner space on your web properties? By that you’d be helping affiliates and scam merchants to advertise their banners on your sites, i.e. helping to suck in more unsuspecting customers.

  WSOs? Don’t even talk about those.

  So?

• It’s most likely a ponzi. But they did a great job designing it, and they are doing a great job controlling (slowing down) payouts and encouraging new people to join.

  Since most of their base is older, conservative people who are in for the long term, they will not want to withdraw until several years later. So I’m going to predict that this one lasts minimum 5-10 more years.

  I’d also guess that nobody is investigating it. If you think the “authorities” have time or money to look at BB, you don’t know how those entities really work.

  Sometimes the “bad guys” win, unfortunately…

• The point here is. I don’t care where my money comes from. As long as I’m not breaking any law and I don’t end up in jail for any of it, I couldn’t care less if I’m deceiving or misleading another person. Humans are filth, me included, and we all strive to have more, consume more, spend more. So I’m going to change the world by being the ONLY one not to, and live like a homeless person? No thanks, I’d rather see the end of the world from inside my Ferrari.

  And yes, affiliate marketing and marketing itself is all lies and deception and thievery, cmon guys, there’s no idiots here. We lie and deceive, big corps do it too on TV. So what? is it fair? No, but who cares? We are all in for the money.

• Oh and I forgot to mention, my email for anyone who want to know more is satan@hell.com 😛

• oh and @ doryphoros:

  nope I dont get pissed because chicks dont swarm on me, that’s because Im on the other side of the fence and I know thats ridiculous, but I bet my beautiful left nut that WAY more people than you think get VERY pissed that it doesn’t happen, and I believe some went as far as to sue the company. Wouldn’t get surprised if that happened.

  Gullible, uninteligente, idiotic people are the HUGE majority of the earths population and thats where our money comes from. it’s either that and $$$$ or go live in the wilderness and wait for nature to die out as the rest of us kill it 😛

• Thank you so much for this post. It is a common problem in these days to fall into this. Let’s see what survival kit will bring.

• hi, i put some money in BB, just a small amount, basically i have been a member for a few months now and have to admit the whole thing is a scam and it really stinks. the support is horrible, you get different answers and when it comes to making a withdrawal they state it takes 7 days, more like 7 weeks, i advise everybody to get their money out if they can and nobody should join, im only worried about my identity now and hope that they dont use it or pass it on to other scammers.

• @Raja – That sucks. How long did it take for you to get your money out? I assume you recovered it in the end?

  This post has certainly kept my inbox busy. I’m piecing together a story for a national newspaper. Shit is going to hit the fan when the scheme collapses.

• The videos posted by representatives on YouTube are funny..

  http://www.mark-stokes.com/category/banners-broker

• Pure cringe.

  I’ve seen that same London Underground example multiple times now.

  If they didn’t try to explain how the system works, it would somehow be less scary.

  The fact they try, and use such idiotic examples, well…

  *facepalm*

• This is the first article I read from this website and I must say that, a part from some crude wording I would have not used, the O/P is definitely spot on with his analisis and it should be a good advise and warning to all. I also don’t think they’ll make it to Xmas, where everybody will try to cash all they have, just to discover that all they have are IOWs that will never be paid…

• Hi Mr Finch, I fail to understand why someone who wants to scam people, goes out of their way to meet with their victims, travelling 1000’s of miles to shake them by the hand, look them in the eye, thinking I am going to shaft you.

  I fail to understand why I in particular without bringing anyone into the business I was allowed to remove one and a half times my money, a business decision after just four months with no problem.

  I fail to understand why a person who is running a scam, takes his wife and young children to a conference celebration, all staged at great expense, in order that they experience the adulation of 100’s of victims, an event that they will remember for the rest of their lives, only for them to later on experience the shame when they find out about their evil father.

  Obviously you must live in a different world to me if you think that any father would expose his wife and children to such an experience.

  I have never known a Ponzi that does not charge admin fees for several months, or charge $15 instead of $100 for several months in my experience it does not happen.

  I personally have got to know a financial expert in the City of London, who was at Merryl Lynch for eight years, his responsibility, interviewing CEO’s and Boards of Directors as to the suitability of their companie’s for financial help from M.L.. He went to the BB offices after watching BB for five month’s, to ascertain BB’s suitability for large sums of his client’s money being used to purchase the AdPub combo deal, he spent 72hrs with the executive of BB and then purchased 175,000 euro’s of the AdPub combo, he told me that he asked the awkward questions which he he’d been trained to do, none were avoided, he had complete transparency from everyone,he saw the company plan and was exceedingly impressed, he had never contemplated being involved with any online business before, a banker brought BB to his attention saying it was a unique business that deserved close attention, he also told me that he knew of every wealth producing source in the financial world and there was not anything that compared with this.

  This gentleman brought financial friends from the City of London to a meeting in London and stood up at that meeting, saying “whatever you can spare put it in Banners Broker, even the money you would spend on your entertainment tonight, it will enable you to start to change your life”, expressing that his 20 yrs. reputation in the City of London was behind that recommendation.

  Now surely a man of that calibre cannot be fooled by anyone trying to scam, and what is even more convincing for me is that a month later my City friend seemed less than happy by his comments, I asked him what was wrong and he said, I have been turned down by Chris Smith with regard to my Billionaires placing money into the company, the reason, because he does not want to make the extremely wealthy even more wealthy, but wants to leave a legacy by helping ordinary people have the ability to really change their lives.

  I and others are doing that helping people in the slums of Nairobi, Kenya
  I have helped a lovely guy called Dickson, he is on Facebook with his wife and children, outside his Hovel, I PIF’d him in, he has now moved out of the slum, other members in BB are adopting families in the slums and with the help of Dickson, because he is the only one with a computer and knowledge of how BB works, incidentally why make a Ponzi so difficult and further slow down admission into it by saying, you do not have to bring anyone else into BB to turn your world around, but if you do, you accept that you will give them full support to enable them to learn the business, is that the way Ponzi’s work, never in my experience.

  Well there you are I think you are wrong on your judgement of Chris Smith, look at his face, do you see any Evil there, honestly, see if he will meet you, put your judgement to the test, he is the sole owner, the others are his employees and executives, there are discrepancies, as in every business but surely your logic does not tell you that he is deliberatley setting out to rob and mislead us.
  I realise this bringing down of a popular business get’s you noticed, but I suggest you could do better with your crusade in helping eradicate scams.

  Thank you for giving me the space to write this, I understand that you will not publish my comments, but I could not stand by whilst you assasinated something that is bringing so much pleasure to so many people and enabling philanthropists to do such good work.
  Best wishes
  Hymob

• Hymob – I publish all comments, good and bad. Unlike Banners Broker… who will purge and remove the accounts of those who speak out against the program, stealing their invested funds in the process.

  But to answer your points…

  Banners Broker jetting out to ‘meet and greet’ investors is certainly nothing new in the world of ponzi schemes. Indeed, their program DEPENDS on these conferences and seminars to attract new investors. How many other online advertising giants do you find ‘on tour’ to attract investors? And yet, despite this relentless touring, they can’t find the time to exhibit at a single advertising conference?! Madness…

  You’d think their first stop would be Adtech.

  Or that they’d spend their time attracting advertisers instead of investors.

  You know, advertisers… the fabled creatures that are required by the bucketload to make this program sustainable. The same fabled creatures that are nowhere to be seen, for the reasons I’ve illustrated above – the advertising platform is fraudulent.

  It does not exist. There are no advertisers.

  Only one big fat ponzi scheme.

  And it’s not just me saying that. It’s Banners Brokers, too!

  When they launched in 2010, they branded themselves as a ‘Straightline Cycler Doubler’. Do you know what that is? I’ll give you a clue. It has very little to do with banner panels.

  I have to ask… if Banners Broker is a legitimate company, why would they not use the traditional means to attract investors? Many newspapers would run with the story of a ‘double your money’ philanthropist cause. And yet not a single newspaper, trade journal or respected advertising authority has a word to say for Banners Broker. That’s because Banners Broker, under the surface, is a poisonous ponzi scheme.

  The reason Chris Smith turns down the advances of Billionaire investors is not to ‘share the wealth’. It’s because he knows he can’t give a billionaire the return that the program promises. It would crash the system in a heartbeat. He instead opts for thousands of lowly $20 investments. The investor is then trapped in a cycle where he can withdraw what he put in — or invest more funds, continuously, in the hope of making a profit.

  The company chooses to recruit investors through seminars and closed meetings where the crowd can be fed snippets of selectively curated nonsense that would not stand up to the scrutiny of anybody who works in the online advertising business.

  It is in line with a cult.

  You get the people together, you sell them the dream, and you rely on that boundless positive energy to gloss over, oh, I don’t know… the million and one glaring faults in the business model that Banners Broker fronts.

  If you would like to have an intelligent debate on how the Banners Broker advertising platform can deliver on the program’s promise, I would love to hear your arguments.

  But anecdotal evidence of respected City Boys being impressed by the program means nothing to me. I don’t particularly trust City Boys, certainly not when it comes to their verdict on an industry I work in.

  What makes you think somebody in finance knows more than somebody in online advertising on the subject of online advertising? You can’t stumble forward blindly without facing up to the reality of what Banners Broker actually is.

  They claim to be an online advertising platform. But they can’t be.

  There’s only one thing they can be. And that is the truth you don’t want to face up to.

  Good luck to you.

• Hey Finch,

  have you looked at empower network. Some people seem to rave about it…but having just read what they offer it stinks of a ponzie and mlm scheme. Do you have any thoughts or knowledge about it?

• Hi Finch
  Good work! I had been persuaded to go to a Banners Broker meeting in the UK the other night and all my intuitive senses were on full danger alert and flashing red but I couldn’t quite put my finger on why. Luckily my research turned up your article which has told me exactly why and no way will I invest a single penny in this cleverly disguised little ponzi scheme. Thankyou.

• @Abhik – First I’ve heard of Empower Network, but after a quick look at their site, it seems like either a ponzi scheme or a gigantic waste of time.

  Any site that promises quick results with little hardship and little skill is a write off. I don’t even bother to read the rest. The law of economics says it’s going to be BS.

  @Andrew – Congrats on having the intuition to escape with your money in tact!

• Being in BB myself i agree with most of what you say about the advertising we can only wait I personally have doubled even trebled my money so it seems to me as in fact i withdrew 1100 this week alone more than probably most and if it is a Ponzi then so what if you aint in it then why worry about it sounds like a lot of people with nothing better to do and your blog finch is it new there are some top marketers in here who would probably disagree with what your saying as well i would like to know what your experience is as I am in contact with some big Affiliates we can see if you got any credibility

• “If it is a Ponzi, then so what?”

  This sums up the greed and entitlement that I spoke about in the post. If it’s a ponzi scheme (and it is), you are effectively stealing from somebody in your ‘downline’. The money doesn’t grow on trees.

  Fraud is fraud.

  Where are these top marketers that would disagree with what I’m saying?

  Feel free to point them here for a discussion.

• Finch,

  First of all Banners broker is not MLM Company ok.

  Second The Picture that u added is not the banners broker head quartes ok.

  FAKE photo of BB you added, Have visited the BB office?

  have you the proof of Email that you have offered BB to Invest $100000, can you share the details of that offered here on blog?

  If BB is Scam then why are 130+ Governments countries given permission to run BB in these countries?

  are all government bodies are blind ??

  Why Mastercard Debit card are given to all affiliates and people are withdrawaing cash form each day?

  Hope you will reply and give the answers of these questions on this Blog.

  I also know the Concept of Negative Marketing reviews to just draw the atention of people ok………I am hearing since 4 yrs every month people bloging with that MLM Giant Amway, herbal life,Nuskin, Organgold,Talkfusion will shut down….People write these nonsense posts to just draw the peoples atention to just generate leads.

• “First of all Banners broker is not MLM Company ok.”

  Looks like one to me.

  “Second The Picture that u added is not the banners broker head quartes ok.”

  That’s the address of the HQ listed on the Banners Broker website until three days ago when they changed it (presumably after reading this, or one of the many forum threads). I have it screen capped. Do you want to argue that they added the wrong address to their own website?

  Be my guest.

  “FAKE photo of BB you added, Have visited the BB office?”

  Of course I haven’t. The photo is not fake. Use Street View to find it for yourself. The address is 1019 Nelson Street, Unit 8. Oshawa, ON L1H 7N9.

  “have you the proof of Email that you have offered BB to Invest $100000, can you share the details of that offered here on blog?”

  Yep, feel free to drop them an email yourself. You’ll get the same response. As have many others who have tried.

  “If BB is Scam then why are 130+ Governments countries given permission to run BB in these countries?”

  What are you smoking?

  Do you think a government ‘gives permission’ for a business to run? Anybody can setup a business. If the business breaks the law, it will be shut down.

  This doesn’t happen overnight. But it does happen. And it will happen to Banners Broker if they don’t disappear in to thin air first.

  “are all government bodies are blind ??”

  Oh I do love where this is heading.

  If your argument is that ‘all governments cannot be blind’, how do you explain the fact that ponzi schemes exist at all? What are you suggesting exactly?

  “Why Mastercard Debit card are given to all affiliates and people are withdrawaing cash form each day?”

  Ahh yes. The famous Banners Broker Mastercard. The same card that was used to claim Banners Broker was a legitimate company because it was ‘verified by Mastercard’. Mastercard has nothing to do with Banners Broker. They are prepaid cards purchased from an independent reseller. They mean nothing. Mastercard has NOT given Banners Broker a stamp of approval, as many BB members would love to believe.

  “I also know the Concept of Negative Marketing reviews to just draw the atention of people ok………I am hearing since 4 yrs every month people bloging with that MLM Giant Amway, herbal life,Nuskin, Organgold,Talkfusion will shut down….People write these nonsense posts to just draw the peoples atention to just generate leads.”

  Yes, but unlike those who give positive reviews of Banners Broker, I’m actually subjecting the system to some scrutiny. Would you rather stumble blindly through a chorus of “Yes, it works!” without knowing anything about the system you’re investing in? If that’s the case, you are not an investor, and you are certainly not a businessman. You are a speculator. And a bloody fool too.

• Wonder if BB would let me deposit U$ 1m and withdraw 10m before they break? 😛

• Hi Mr Finch, in reply to your response to my post above, may I answer some of the points you make.

  You say that when the executive of Banners Broker travel 1000’s of miles to shake someone by the hand, look you in the eye and ask how you are doing, that other Ponzi’s have done the same and DEPEND as you put it on it bringing in new investors. Well consider this, we are told NOT to bring anyone who is not a member and only then consider how much they know before you do, WHY, because this is not easy to understand, that’s odd isn’t it.

  Do Ponzi’s create hard to understand program’s which obviously slow down the intake of future members, would that be a good idea, I do not know much about Ponzi’s but having been in sales myself I would think it is essential if you want a Ponzi to pay out quickly, a lot of people in a short time are important so that you can run away with a decent amount of money. “Rip of and Scarper” comes to mind.

  We are also told something that is very important and attractive to many would be seekers of earning money on the net,that this business,for that is what it is, can be successful without introducing one person.

  I have such people in my colleagues and friends, they have not introduced one person yet they are amazed at how their businesses are producing so much money, they are also delighted.

  They think they will never refer anybody, but this business turns them into referrers, they cannot help it, as soon as they have money to show or talk about some of them suddenly find that they have people asking if they can be part of it.

  So lets sum up this point of promoting a Ponzi by travelling all over the world, in this case it is simply not true as you have suggested, and furthermore if it is a Ponzi as you say, why make it so difficult to promote and understand, it was put upon me not to invite anyone into this business until I understood it better, because we are told to teach our referrals, told by the company, we are told that it is a very “strict requirement£ and our telephone numbers are displayed on the Dashboard of our Referrals in their Back Office, so that they can contact us.

  So the tours as you call them are not to promote as such, but obviously they give the members great motivation, through meeting someone who is changing your life, and travelling across continents to shake you by the hand, and ask’s after your welbeing, but most of all to answer the many,many questions and concerns that members have.

  What a conscientious Excecutive we have in Banners Broker, not afraid to exposure of themselves to the members so that when it fails which it would if it was a Ponzi, they endanger themselves and their families, You do not do that if you value your safety or have concerns for your family if you are intent on ruining people, so it is obviously not a Ponzi judging by their concientious actions.

  Now lets take the point of the owners of BB attending conferences, why do they need to do that, why do they have to go the normal perceived route, when you have something, my very experienced colleague and FINANCIAL and COMPANY ANALYST and advisor to Billionaire’s with Swiss bank account’s said, (Note, not a City Boy as you so wrongly intimated he was) he is handling $1,000,000.000.00’s for his clients who by the way followed him from New York to London, he is that good.

  By the way with an accomplished Company Analyst such as he, when he was at Merryl Lynch it did not matter whether the company presenting itself for financial assistance was a Capital Machinery Producer, a firm of Estate Agents, or a Chemical Company, his job was to Analyse its business plan and it’s ability to be proficient at being able to produce an effective amount of money from it’s actions within it’s market. Advertising is not a particularly difficult market to assess a companies potential, especially when it is so excitingly unique, he was exceedingly impressed with BB.

  His comments were “that this is absolutely UNIQUE in both the ADVERTISING, and the FINANCIAL WORLD as regards return on your purchase” something I have already previously pointed out.

  So why attend the conferences and rub shoulders with your possible competitors, when, if you informed them you had something UNIQUE, they would dearly want to know what it was and you can imagine the pressure that would arise from that.

  Actually the fact that it is UNIQUE enables people such as yourself to really get your knickers in a twist, because you cannot fathom it out or understand it so lets destroy something we don’t understand, it has been done many times before.

  The aim of the company is to become the most powerful advertising force on the worldwide net, imagine the power of any advertising company with millions of members, think of the attraction to companies wanting to put their goods before as many people as they can, for that is coming, their own sites for millions to be exposed to.

  Now do you start to see what this is building too, it is very powerful, but will take time since we have to guide and educate the people we are trying to help,
  Not just “Rip of and Scarper”

  Regards

  Hymob

• @Hymob – To cut to your most important point:

  “The aim of the company is to become the most powerful advertising force on the worldwide net, imagine the power of any advertising company with millions of members, think of the attraction to companies wanting to put their goods before as many people as they can, for that is coming, their own sites for millions to be exposed to.”

  My two questions for you:

  1. Where are the advertisers? If you want to be the world’s biggest advertising company, your ads are going to be seen all around the world. To this date, I’m yet to see a single advert delivered by Banners Broker.

  2. Do you realise what happens in a competitive market?

  The online advertising industry is a fiercely competitive market. The margins that Banners Broker claims to operate on are unsustainable. No, even worse… They are to be laughed at for their lunacy.

  For all the wisdom you’ve seeked from friends, and financial advisors, and uplines, you have clearly not yet spoken to a single trustworthy professional in the online advertising industry. How can I say this? Because the second you speak to one, you will realise the logistics of operating in the advertising business make every last Banners Broker claim an impossibility.

  To justify their affiliate payouts, they would need an equally impressive pool of advertisers. Good luck finding one, let alone the thousands required to make this model a success.

  Seriously, do your due diligence. Learn about the industry that you are supposedly investing in.

  I also recommend you watch this early Banners Broker video:

  http://www.youtube.com/watch?feature=player_embedded&v=e1e5KGw87QI#!

  In it, you will notice that the program is referred to as a ‘Straightline Doubler’. Your ad spots are sold to the next person down the line.

  Does that sound like a legitimate online advertising business that Coca Cola will be advertising with anytime soon? No, I didn’t think so.

• QUESTION-1. Where are the advertisers? If you want to be the world’s biggest advertising company, your ads are going to be seen all around the world. To this date, I’m yet to see a single advert delivered by Banners Broker.

  ANSWER-The Blind network automatically matches advertisers with publisher sites.

  An Example: I am in Florida USA, and go onto a popular South African news web site. I get a a large banner add , advertising cheap flights from FLL to Puerto Rico. Note that I am on a South African web site that is hosted in south africa.
  (I could also log onto any website that is in the Blind Network and I will probably get the same advertisement or maybe another one that has also geo targeted fort lauderdale.

  #1-Airtran(Advertiser) put out a banner add on the blind network -Geo targeting Fort Lauderdale.

  #2The news site hosted in South Africa (publisher) put there site on the Blind Network with banner spaces to for rent.

  #3- (An example)- Banners Broker buy up in bulk and pay pennies on the dollar for these rented spaces on publisher sites. They use our money to buy them up and all our panels have a coded ID number.
  As someone like me logs onto a publisher site that is in the Blind Network -The Blind network automatically matches a banner add that is targeting MY Geo-Grafical location in there network.

  #4- Just by me viewing the page – an impression- banners broker get paid by the blind network from the money they receive from the advertiser , in this case Airtran.

  #5- BB then share this profit with us their affliates.

  It would be a good idea to maybe google search ” the blind network wiki ” and get a better understanding of their Business before coming up with such naive comments and statements.

  Chris Smith the owner is IN Toronto – Not in Belize or Switzerland – and he is available to have a one on one discussion with whom ever requests to. I flew to Toronto last year as I had similar concerns after I had joined.

  BB are now compliant in most Canadian States and also in the Countries that they have opened offices.

  They do have to be compliant in ALL 50 U.S. States before they can open up an office here and they are working on this .

• Further:
  #1-Ponzi Schemes DO NOT Limit people to an amount of money they can fund.They need every penny they can get their hands on. BB Have limited the amount to – The highest package price and then only $5000 a month there after.

  #2-In bb one can buy a package from ones earned funds and transfer it to people you may decide to gift it to.
  I have gifted 8 packages already and these people are already withdrawing their earnings . Note that they have never funded a penny into BB.

• Here is how BB do their advertising, funded by BB affiliates.

  BB use a trading platform that buys and sells ads in real time. They buy ads at auction then resell them to smaller vendors at a higher price it is done transparently and in real time. Do you truly think large advertisers such as Google,GM, Coke, Pepsi Johnson & Johnson to name a few post their ads on millions of websites individually. They set there budget for x amount of impressions or click thrus and let the wolves fight for it. Then those wolves with the higher budgets resell them to smaller wolves in smaller ammounts for a profit.It’s not cheap and you have to have a massive budget in order to turn a profit but if you have that budget it is easy to make your money over and over again. The affiliates fund this budget so why would any company with half a brain play with 100k a week when they can play with 1000k an hour and make even more.

• @Mr. Undisclosed: Your explanation of how a Blind Network operates is almost correct. However, you seem to lack a grasp of the scale of the advertising that Banners Broker would need to be involved with.

  Banners Broker claims to have paid out over $100M to affiliates in the space of a year.

  The company they leverage as their ‘Blind Network’ is Clicksor.

  How much do you know about Clicksor?

  Yesup is the parent company of Clicksor and it claims annual revenues of $17M. Not all of that revenue is driven by Clicksor, but for argument’s sake, let’s assume that it is.

  Now let’s say that Banners Broker is responsible for a whooping 25% of Clicksor’s ad sales. That works out to around $4.25M in revenue. I’ve conveniently neglected any margin that may be taken. We’ll call it a BB freebie.

  So, you tell me, where is Banners Broker finding the additional $95.75M per year? Yep, that’s right, from your pockets.

  Let me break this down in to super clear language for you:

  Clicksor, the company the Blind Network hinges on: $17 Million in annual revenue.
  Banners Broker, the company brokering its business through Clicksor: At least $100 Million in profits.

  And yet Clicksor offers the better value deal for advertisers.

  Read that information. Read it twice. Read it as many times as it takes for you to accept that your profits are NOT coming from online advertisers. They are coming from within the Banners Broker system. More specifically, from somebody’s downline.

  Now let’s assume that I’m an advertiser. I want to increase my brand exposure so I decide to use Banners Broker. 1000 impressions with Banners Broker would cost me $1. And yet, this is untargeted RON traffic. The least valuable impressions on the market.

  Why would I not just go straight to Clicksor where I can buy the same traffic for $0.50 with additional targeting options? Why would I pay twice as much for the same traffic? Do you think that is a sustainable business?

  You just don’t get it. Advertisers aren’t stupid! They have budgets and they have ROI expectations.

  No ad buyer in his right mind would choose Banners Broker as the ‘middleman’ you refer to. And if he did, he would not have his job for long.

  >> BB use a trading platform that buys and sells ads in real time. They buy ads at auction then resell them to smaller vendors at a higher price it is done transparently and in real time. Do you truly think large advertisers such as Google,GM, Coke, Pepsi Johnson & Johnson to name a few post their ads on millions of websites individually.

  Do you think any of those advertisers use Banners Broker? Good luck finding one major brand that uses Banners Broker.

  And if they were stupid enough to use Banners Broker, give me their contact details. I’ll show them an advertising platform that offers the same service for half the cost. It’s called Clicksor.

  >> The affiliates fund this budget so why would any company with half a brain play with 100k a week when they can play with 1000k an hour and make even more.

  LOL, you think so? If the strategy was legitimate, and if the ROI truly came from the ad margins, Banners Broker wouldn’t NEED affiliates. They would use venture capitalists to create the most successful advertising company of all time.

  Of course, this doesn’t happen. Banners Broker uses affiliates – who invest money – that can be used to pay their affiliates.

  Once agan, let me remind you. I’m not the one calling Banners Broker a cash cycler.

  They branded themselves as a Straightline Doubler when they launched!

  They admitted that your downline pays for your ads – the money doesn’t come from a legitimate advertiser. Look at the publicity surrounding the launch of Banners Broker and you will see that this ‘online advertising’ gimmick was an afterthought.

  >> #1-Ponzi Schemes DO NOT Limit people to an amount of money they can fund.They need every penny they can get their hands on. BB Have limited the amount to – The highest package price and then only $5000 a month there after.

  Open your eyes. A Ponzi Scheme limits the amount you can invest for one very good reason. It doesn’t want to attract serious investors. If a venture capitalist drops $5 Million in to the system, Banners Broker would be forced to double it in weeks – with the high likelihood that the investor would then withdraw those funds from the system.

  They don’t want legitimate investors. They want ignorant speculators who see the system as a money printing machine, keeping their money IN Banners Broker. You can stiff a million investors for $20 much easier than you can stiff one guy injecting $5 Mil.

  >> #2-In bb one can buy a package from ones earned funds and transfer it to people you may decide to gift it to.
  I have gifted 8 packages already and these people are already withdrawing their earnings . Note that they have never funded a penny into BB.

  So what? I never said people can’t make money from Banners Broker. I said that it’s a ponzi scheme. And that it will inevitably collapse.

• I start seeing a pattern here:

  Only those that have put money into BB are going back and forth arguing that it actually seemed to have been a wise decision because of [assumed logic argument] #1, 2 and 3.

  You ASSUME that because BB limits people to the amount of funds they can deposit, it can’t be a scam.

  You ASSUME that because these guys travel around shaking hands, they won’t take your money in the future.

  You ASSUME that BB can’t be a scam because Mr. Awesome Financial Analyst City Boy from your upline gave it a thumbs up.

  You ASSUME that because BB is compliant in whatever state, it must equal a sign of approval from the government itself.

  There is just one thing: The numbers aren’t in your favor. Finch nailed it with the Clicksor example. Open your eyes to where the money you or your colleagues are making is coming from! It is not from advertising (because that is an excuse to “prove” that this isn’t a simple ponzi scheme) but your downline.

  Now that doesn’t have to be a bad thing, but it just shows that this construct is indeed a Ponzi scheme and sooner or later will collapse, which is simply what this post was trying to point out.

  “Ponzi scheme” doesn’t have a nice ring to it so it’s not that easy to open your eyes to a reality in which you are likely to lose in the very near future unless you’re pulling in others into this vortex of madness.

  They’ve done a good job at confusing people with complex and nonsensical information videos about how the system works, throwing out smart-sounding words, making victims feel confident that there must be some sophisticated and fully legit stuff going on behind the scenes.

  Afterwards, instead of turning on their brains and calculating how in this world these numbers could possibly match up, people are drawing up exactly the assumed logic I mentioned above.

  Admitting that you’ve done a wrong decision isn’t a particularly pleasant experience for your ego, hence you defend your stance and back it up with illusionary logic so you can feel correct and secure, confirming that you’ve done the right thing. But please, ask yourself: are you entrusting your money to your guts or your rationality?

  For a good read, follow the thread at realscam.com. From people having trouble withdrawing their funds, to the often mentioned nonexistent support, to random account closures, unhonored refund policies and more red flags, it’s all there.

  This isn’t how a legit multi-million dollar company operates and certainly not one that anyone in their right mind would be trusting their money to.

  If the warnings and factual PROOF from Finch’s post and the comments still haven’t lead you to think, you deserve to run off the cliff with all the other sheep. Good luck.

• yeah it’s the old “shut up, I’m right obviously because If I’m not, I’m broke and I’m going to bite a bullet”. Yeah, feed banner breakers or whatever. Look, deposit money on my bank account, I’ll give you it plus 10 thousand % profit in 10 years. I swear 😀

• QUOTE:Banners Broker claims to have paid out over $100M to affiliates in the space of a year.

  Answer: If you were in “Banners Broker” you would understand where and how this figure is derived. This WAS the amount payed out…at the time they stated this. An example is – I buy advertising inventory.Example- lets say I buy a $10 yellow panel. I then activate this panel. This panel earns $20.I get payed $20 in the form of 1 new yellow panel and $10 cash. I then activate the new yellow panel and it also earns $20 .I get payed $10 cash and another yellow panel. So far I have earned $20 + more advertising inventory of $20= $40. Note that I decided that I did NOT want the $20 cash …so I bought more advertising inventory and continued to grow my business. WITHIN MY ACCOUNT so far I have earned a million dollars , however I DECIDED to keep growing my business(NOTE – I DECIDED) and I decided to continue buying more advertising inventory. So yes Banners Broker HAVE payed me out a million dollars BUT I CHOSE to stay with them and continue to grow my business further as they have been paying me out.’
  Conclusion: There is definatly now ,over 100 of “Me’s” in the World.. so personally I know your figure is WAY OFF. I think that Banners Broker have payed out a LOT MORE than 100m to date. The 100M figure as far as I know was months back , and if they stated it at the time I’m sure it was correct.
  Note that we as affiliates can decide to withdraw at anytime our advertising inventory has reached its trafic cap/ have completed their earnings cycle, and the money is in our ewallet’s-Available to withdraw.

  I have ALWAYS received my liquidations.
  Yes at times it has taken a little longer and other times its been very quick , but take note that Banners Broker has grown way faster than their initial expectations and keeping up with hiring ,more and the correct, staff on short notice is an issue for any business that begins to grow at the rate that they have done since their inception.They are NOT A BANK with a banking hall full of tellers!

  Quote:So, you tell me, where is Banners Broker finding the additional $95.75M per year? Yep, that’s right, from your pockets.

  Let me break this down in to super clear language for you:

  Clicksor, the company the Blind Network hinges on: $17 Million in annual revenue.
  Banners Broker, the company brokering its business through Clicksor: At least $100 Million in profits.

  Answer: Based on my explanation in my previous answer/statement , this comment does NOT fit into YOUR Equation anymore , so we can throw that one out the window.
  Futher more- WOW! you seem to personally know the intricate details of how BB are actually making their money. I own a very succesfull business ,out side of BB that I started years ago.Although a lot of my competitors SPECULATE as to how I’m able to turn over the amount I do, and earn as much as I do , I have NEVER let them in on my business strategies. Some of them THINK they have an idea , however NONE of them really know. If they did I would have opened up a door for them to exploit my business strategies and thus put myself out of business years ago.

  Quote:But wait, who is this Rajiv Dixit? He is the Head of the Banners Broker Canadian HQ, but his name looks familiar.

  Ahh yes, Rajiv Dixit. The same Rajiv Dixit of Ontario, Canada who co-ran the notorious ICF World Homes scam in 2009. He was shut down by the Competition Bureau.

  Answer: I have NO idea where you get your information from! I’m in Awe. It seems to me that you retrieved this information off some other false blog site …or maybe even concocted it to make some “good reading”. Which ever the case may be ICF was a legitimate MLM company where Rajiv served as National Sales Manager.ICF on its own accord sent all submissions to Industry Canada for the over two years it had been in business. Finally Industry Canada took a look at it, and asked the owners to stop doing business as usual and resubmit an amended comp plan. ICF to this day is waiting for a response. It was never shut down, fined nor was any individual charged, accused of any wrong doing.

  Final Note>
  If you knew how much I withdraw on a monthly basis(besides the amount I’ve already withdrawn in total ) and the amounts that,much larger accounts than mine (I’m a Puppy in comparison), withdraw on a monthly basis(some of whom have NEVER invited a soul into BB) , and compare this to the Average amounts funded by new affiliats coming in- Small package purchases of $415 or less- and then take into account the salaries of all the new programers and staff …and all the new staff they are hiring on a regular basis and then add on top of this the offices they are opening around the world , the events that they are sponsoring , the crew they fly around the world that do training seminars etc etc….It is Mathematically IMPOSSIBLE that Banners Broker is anything else but a Legitimate business.

  Besides my thoughts , why don’t you do your self a favor and fly to Toronto and meet Chris Smith.I did. He has ALWAYS made himself available for whomever would like to meet with him to discuss the legitimacy of his company.

  Further more , NONE of them (Chris or his executive team) are hiding. In actual fact Chris spent an entire week meeting and answering questions with whom ever wanted to meet with him ,in Portugal , during their European launch in July.He will be in Ireland in December and you are very welcome to attend.

  BB welcome ALL who fly to Toronto to meet with them. There have been many who have ,including myself.

  Before you make anymore SPECULATIVE statements , please fly to Toronto and meet personally with Chris Smith , Rajiv Dixit and their great team of programers and support staff….of which by the way is growing on a daily basis.

  I personally am very confident in the Long Term success of “Banners Broker” and I believe that they will someday be one of the Worlds largest internet advertisers.

• @Undisclosed – This is getting pretty stupid now. I don’t have time to trade points with a brick wall, so let me keep it short and sweet:

  What you are basically saying is that because you have a business where people have no idea how it makes you money, it’s perfectly okay for Banners Broker to have a business model that doesn’t work.

  Congratulations on that astounding judgment.

  As for Raji Dixit… he ran a company that was deemed unfit for business and was forced to stop trading. Clearly the only research you have done is the Google it took to find Raj’s sob story excuse. I think you are the one who needs to investigate the ICF scam thoroughly.

• “It is Mathematically IMPOSSIBLE that Banners Broker is anything else but a Legitimate business.”

  You, sir, are one thick individual.

  I have no doubt that you believe in your own madness, which is what should make Banners Broker all the more frightening to the many ‘would be’ investors reading this now.

• Domains By Proxy, LLC

  Finch,

  Why are you hiding behind this registration???

  I am not even going to bother defending BB….I am in I know exactly what they are about and hiding behind an LLC which is a Go_Daddy company.

  Domains by Proxy is an Internet company owned by Go Daddy founder Bob Parsons. It offers domain privacy services through partner domain registrars such as Go Daddy and Wild West Domains.

  Subscribers list Domains by Proxy as their administrative and technical contacts in the Internet’s WHOIS database, thereby delegating responsibility for managing unsolicited contacts from third parties and keeping the domains owners personal information safe from the public eye.

  The Domains by Proxy service is not a legal obligation, however, and registrant’s personal information can be released in some cases, such as a legal subpoena or cease and desist,[1][2] or for other reasons as deemed appropriate by DBP per its Domain Name Proxy Agreement [3] section 4, without limited requirements to notify the registrant about such disclosures (see section 5):

  4. DBP’s rights to deny, suspend, terminate service and to disclose your personal information You understand and agree that DBP has the absolute right and power, in its sole discretion and without any liability to You whatsoever, to either: i. Close Your account (which means You then become the Registrant of the domain name registration); ii. Reveal Your name and personal information that You provided to DBP when: A. Required by law, in the good faith belief that such action is necessary in order to conform to the edicts of the law; B. To comply with a legal process served upon DBP; or C. In order to comply with ICANN rules, policies or procedures iii. Resolve any and all third party claims, whether threatened or made, arising out of Your use of a domain name registered by DBP on Your behalf; […]

• I have to seriously question your motives man!!!

• Err, when you register a Domain with GoDaddy (not recommended), they give you the option to add WHOIS protection, which acts as a layer of protection for your personal details.

  Millions of domains use this. 

  What’s your point?

• Has anyone successfully registered as a publisher and received the html+javascript to put on your site?

  I registered as publisher only. I still got all the ad-pub combo interface, and the part where i was supposed to get the code to put on my website simply says “You have not requested ad code for any sites yet”, but there is no way to do that…

• Yeah, it’s not a functional publisher account. It’s just there as a ‘front’ to the business.

  You’re probably supposed to email support for the code. Good luck getting a reply.

  Many users have emailed regarding both advertiser-only and publisher-only accounts. There is never a response. Banners Broker is not in the business of recruiting actual publishers or advertisers – only investors to keep the scam alive.

  It’s typical Ponzi Scheme stuff. But as you can see from the comments above, it’s good enough to pull the wool over many people’s eyes.

• LOL@Mark Ghobril. Yeah Finch, you’re using a whois guard, I feel offended now and have to question your motives…

  Looks like you’re starting to attract the wrong crowd of people, internet-neanderthals. This is really getting stupid now…

• This is NOT my first time around the block 🙂

  If you use private registration, it would state that as you are correct and many companies do in fact hiding their information. Just curious why you as an internet marketer would hide your information.

  That is all I was asking.

  Perhaps questioning your motives was a comment I could have left off….in any case justa query….wow people seem to jump around here.

• Because it’s standard practice for anybody who doesn’t like junk mail, or their personal details being shared over the web.

  What reason is there NOT to use Whois protection?

• Update:

  Banners Broker has been terminating user accounts – and stealing their deposited funds – for ‘talking negatively’ of the system.

  Check this out in their T&Cs:

  Negative Representation. Any affiliate that presents the program in a negative light for the purpose of having people NOT register, or to turn off existing affiliates for the purpose of having them stop promoting is in clear violation of these policies and the company at its sole discretion may terminate the affiliate, close the affiliate’s account, seize any funds that exist, and permanently ban the affiliate from registering again.

  I’m pretty certain this is illegal. You can’t steal somebody’s initial investment just because they questioned your business operations.

  Just remember, affiliates…

  Big Brother Banners Broker is watching you.

• This finch character joined FB in 2010 and has only 600 likes. Somethings wrong here (or even right) lol

• And only 599 of them are from your wife’s ass.

  Congratulations for pointing that out.

• hehe you’re losing it pinch.

• Wow, so they had people deposit hundreds of thousands and now they’re changing their terms afterwards and turning everything into a dictatorship, banning free speech, i.e. “praise us and suck our **** or ye shall be banned and money taken”. Crazy!

  @Levi: Maybe he cared more about his biz than his like count? I’d rather be a Finch, someone worth listening to, having access to a crowd of real 600 people following actively, than being a faceless guru with 100.000 bought likes and nobody giving a shit.

• Finch,

  First of all, you are more than entitled to your opinion, however so am I and for a start – EVERYTHING on my website is COPYRIGHT!

  Not only do I see that you have stole my images and edited them, you have also stole sections of my content. You actually have the audacity to call banners broker a scam when the only criminal around here is you. I’ve never seen a more unprofessional and down right insulting act from an internet marketer/blogger.

  But seen as I’m a nice guy, Im gonna give you 24 hours to take down everything that is connect to me and my site otherwise I will be forced to take legal action and you will be the one clearing out your mothers life savings to cover the court fee’s.

  Either you take down my stolen content and images or I will not only contact your hosting provider and explain the copyright violations but I will also get my legal team to take immediate action.

  I’ve been involved with many online businesses and have several websites but I’ve NEVER been so insulted in all my life!

  You messed with the wrong guy this time buddy!

  I also phoned up BB and informed them about the images and content you stole from them, im sure they will be in touch very very soon!

  That brings me to my next point, how many copyright violations have you made so far? I bet any money that mostly all of your images are stolen from either other people’s sites or google images without the consent of the owners.

  As for banners broker being a scam, it doesn’t matter what business opportunity your involved with there will ALWAYS be people saying it’s a scam but let me ask you ONE thing….are you even a member? No!

  If it was such a big fat scam, why are there countless numbers or proof of income AND withdraw videos out there? Banners broker even do face to face meetings, if that’s a company thats got something to hide I must be missing something here. All these countless hundreds even thousands of people attending meetings are all in on it to then are they? Yeah right 🙁 BTW proof videos of meeting can also be found EVERYWHERE on youtube. Also, BB is connected up with some big companies such as Vector who create mastercards FOR them, are they in on it too then?? Thats an even crazier accusation, which is all the above is….opinions and accusations…where’s your proof?

  The business has already been online and running for over 2 years! Why in the world would it all of a sudden collapse and stop working, if a company like this one wasn’t going to work, it would have never even lasted 2 months.

  You can rant and rave and go on about how bb is one big scam and its going to collapse but at the end of the day EVERY business has risk and literally ANY could collapse in this day and age.

  With all the added JUNK out there, most people dont actually understand how it works, its far from a get rich quick scheme and there is work involved. However, people like you see it as too easy money and automatically class it as a scam and then go post some junk page on your blog stealing other peoples content and picture thinking your helping people. However, in reality, your only stopping people from building an income and business online!

  I guess the saying ”Someone can’t do something themselves, they wanna tell you, you can’t do it” is so dam true!

  Anyway, It doesn’t matter what I say anyway, in 5 years time you’l still be here slating programs you’ve not even personally been involved with, while im getting richer by the second 🙂

  BTW: I will be checking back on this page

  In future I suggest you check with the copyright OWNERS before you start stealing photos and posting them on your website, this tells me you have very little experience when it comes to website building.

  Remove the unlegal content and I’ll say no more about it 😉

  PAUL STRACHAN

• @Paul – I’ve replaced the quote/image with a link to your website.

  If I were you, I’d be more concerned with the content that you’ve already willingly published for your own audience. You can, and probably will, be held legally responsible by your downline when the scheme collapses.

  “I also phoned up BB and informed them about the images and content you stole from them, im sure they will be in touch very very soon!”

  The screenshots are taken by myself. Of course, you’re probably right. Banners Broker will do anything to silence the critics – even at the expense of shutting down and stealing the deposited funds of their own members. I’m sure there’ll be a lot of people in touch with Banners Broker ‘very very soon’ regarding the money they are illegally cycling.

  “As for banners broker being a scam, it doesn’t matter what business opportunity your involved with there will ALWAYS be people saying it’s a scam but let me ask you ONE thing….are you even a member? No!”

  Do you know the reason why I’m not a member? I’ll give you a clue. It’s because I don’t participate in ponzi schemes. I’m not willing to sign up and send these jokers my funds (never to be seen again), just to prove what is plain as day.

  If it was such a big fat scam, why are there countless numbers or proof of income AND withdraw videos out there?

  Read the post again. Ponzi schemes thrive on the basis that proof of income exists. The problem is… the income is not sustainable, and it is not legal.

  “Also, BB is connected up with some big companies such as Vector who create mastercards FOR them, are they in on it too then?? Thats an even crazier accusation, which is all the above is….opinions and accusations…where’s your proof?”

  Here’s a tidbit for you. Did you know that BB affiliates are strictly prohibited from referencing any suggestion that Banners Broker is endorsed or verified by Mastercard in any way? The reason for that is because there is no endorsement. There never was, contrary to claims from BB supporters. And Mastercard is extremely pissed with Banners Broker (and their affiliates) for implying that this has ever been the case.

  Vector is an independent reseller. They have no reason to be ‘in on it’.

  If you have been referencing a relationship between Mastercard and Banners Broker, I would advise you go and remove it immediately.

  The business has already been online and running for over 2 years! Why in the world would it all of a sudden collapse and stop working, if a company like this one wasn’t going to work, it would have never even lasted 2 months.

  Have you ever heard of Zeek Rewards? Bernie Madoff? Ponzi schemes last until they run out of new members (aka, new money). And judging by the current changes to the BB model, that time is approaching rapidly. Don’t take my word for this. Watch and see.

  You can rant and rave and go on about how bb is one big scam and its going to collapse but at the end of the day EVERY business has risk and literally ANY could collapse in this day and age.

  Yes, but wouldn’t it be nice to know that you’re participating in a company that is legal and legitimate? As things stand, you are participating in fraud. What’s worse is that you have a website sitting there reeling other victims in. And when they get screwed over, they’ll be looking at the man with his contact details in their upline. That’s you.

  They can prosecute and hold you legally responsible for every penny they lose.

  With all the added JUNK out there, most people dont actually understand how it works, its far from a get rich quick scheme and there is work involved. However, people like you see it as too easy money and automatically class it as a scam and then go post some junk page on your blog stealing other peoples content and picture thinking your helping people. However, in reality, your only stopping people from building an income and business online!

  Time will tell.

  I haven’t automatically classed anything as a scam. I have done my due diligence and enough hours of research to draw such a conclusion and back it up with facts. You seem to be relying on anecdotal proof of income to save your day. This will not save you when the proof of income runs dry due to nobody being paid anymore.

  And if you look at the program, the signs are already there.

  Anyway, It doesn’t matter what I say anyway, in 5 years time you’l still be here slating programs you’ve not even personally been involved with, while im getting richer by the second

  Time will tell.

  I’ve got a feeling that you’ll learn from your mistakes and I just hope that when the program collapses, you see it for what it is.

  I owe you an apology for referencing your quote/image without permission. But when all is said and done, you are going to owe many people an apology for coaxing them in to this scheme.

  I hope you consider that before you publish your next ‘earnings report’.

• Speaking of Banners Broker and photos, though…

  During an early promotional video, they reference their CEO, Chris Smith

  “Chris Smith our project manager and math genius”

  http://www.youtube.com/watch?v=e1e5KGw87QI

  (Skip to 0:40)

  Of course, that photo looks remarkably similar to this stock photo:

  http://www.istockphoto.com/stock-photo-3100235-businessman-with-folders-and-calculator.php

  It appears as if the genius behind Banners Broker is also… a model for iStockPhoto.

  And if you look at the position of the watermark on the photo, you can tell it was swiped.

  Amazingly, Chris Smith has changed in both race and appearance since the launch of the program.

  Oh, and let’s not forget that Banners Broker was originally billed as a “Straightline Cycler Doubler”.

  Not only has their CEO changed race and appearance, but their business model has performed a 180 degree turn, too.

• Hahaha classic

  If you plan to use a stock photo for your CEO, you better check it’s not a bestseller.

  Paul – Taking somebody to court for quoting you in a blog post. Not sure if serious?

  You know what they say. If you don’t want free publicity… don’t pose in your kitchen with a bunch of twenty notes while asking people to join a pyramid scam.

• He had a point. I should have at least linked to his site (it’s even more damning, btw, check it out).

  Here’s one reason why Banners Broker ‘investors’ should be worried:

  http://www.patrickpretty.com/2012/10/31/bulletin-first-round-consisting-of-1200-subpoenas-will-go-out-this-week-to-zeek-affiliates-who-profited-most-receiver-says-more-subpoenas-will-follow-winners-also-will-receive-letter-offeri/

  1200 subpoenas going out to people who promoted the Zeek Rewards ponzi.

  BB affiliates, you’ll be next.

  Better get ready to surrender those profits!

• Hey no worries, Ill clone his site, write a lot of shit about banners brokers and steal all his shit, and put it online. Good luck delivering that subpoena to me in nigeria, jackass.

• Just to be clear, I was referring to mr “I don’t have a clue” Paul Dipsquat.

  Ohh me have a blog endorsing a ponzi scheme that only sheep with an IQ lower than 5 would participate, like me! Me is so important! I must be entitled to money, GIMME MORE MONEY YOU STUPID UNIVERSE! ME SUE! DONT SAY IM WRONG CAUSE I SUE SUE SUE!

  Finch, if I was you I wouldn’t even bother replying to morons like that, instead I would put their moronic emails on some of the “Google sent me a 5k check this week!” sites email list you must have and monetize them 😛

• The evil in me finds the moral of this story to be to get in early on these kinds of ponzi schemes, and get out before they collapse. Very sad people actually fall for this nonsense and some of the comments on this post defending Banners Broker are even sadder.

• Cute, Paulie, very cute. Bringing up all the same lame and unintelligent arguments in favor of BB that we’ve already heard multiple times in this discussion. And your ambitions to threaten Finch legally are seriously ridiculous…

  Hey Finch, why not link to the image itself?
  http://bannersbrokerfasttrack.com/wp-content/uploads/2012/06/sfdsgdsfg.png
  But yeah, having an unprofessionally looking site EVEN THOUGH using WordPress…thumbs up, Paulie!

  “Amazingly, Chris Smith has changed in both race and appearance since the launch of the program.” <- LOL!

• I’ve been registered with banners broker since September. I don’t want to refer anyone as I don’t like the thought of being personally responsible for any losses made by my friends and/or family. That being said, I would trust that they would do their homework and not dive straight in.

  Just a few points to throw into the mix: BB have completed some pretty big website updates since I joined about a month and a half ago. Obviously there is a cost implication here. I would question why exactly they were were conducting these updates if they were irrelevant to the main aim of the ‘ponzi/pyramid’ model that is being labelled on them here. Surely in this light, updating the website and preparing a new release (version 3) are unnecessary?

  Also, one thing that worries me is the payment options. When I joined there were four different ways of getting my money. Now there are only two: Solidtrustpay and the BB MasterCard.

  And where exactly are these banners from my campaign? I did specific google searches for my exact banner and couldn’t find it anywhere on the Internet.

  Another thing is the various panel sizes and costs. Why would I invest in a higher panel colour only to wait longer to get a return on my initial purchase? The answer is I wouldn’t, but in BB you have to. It seems they want to keep your funds rolling around in your account.

  One thing that partially sets my mind at ease is that you can pay for a traffic pack from generated income rather than just making a deposit to buy this traffic. So in this respect BB doesn’t differentiate between deposited ‘actual’ funds and generated or ‘cycled’ income. To them it’s the same thing.

  My aim is to withdraw my initial investment and then possibly continue the account. To repeat, I will not be referring anyone on my account. For various reasons, I can’t provide direct links to my account or give my full name.

  I’ve been as honest as possible,

  Many thanks.

• @Mark – I appreciate your refusal to involve family and friends. Unfortunately, you are in the minority. One of the reasons the scheme has grown so large is because most people, upon seeing an initial withdrawal, will start ranting and raving about the brilliant new business gem they’ve uncovered. It’s a pretty disturbing cycle.

  To respond to a couple of your points…

  “Also, one thing that worries me is the payment options. When I joined there were four different ways of getting my money. Now there are only two: Solidtrustpay and the BB MasterCard.”

  If I’m not mistaken, there is now only one withdrawal method: the BB MasterCard.

  Here is an excerpt from their last update:

  “We now have a full time person who is looking after the PrePaid card – if you have not applied for your card, please do so. Payza has been phased out and STP will be phased out (for withdrawals) and the card is going to be the main method for withdrawals (for countries that can accept the card).”

  So… we now have the sole withdrawal method as the Banners Broker Mastercard. The process of applying for and receiving the card can take several weeks, because ‘BB is a Canadian company that requires notarised ID for you to receive payments’. That means you will need to send a copy of your notarised passport (cost £70) to BB, before they can even set you up to withdraw money from the system.

  Source: Jamie Waters

  I find it pretty appalling that a supposed worldwide advertising company cannot process wire payments, or PayPal at the very least. The reason they can’t is – you guessed it – PayPal will not work with ponzi schemes.

  And what’s with having to send a notarised passport to be eligible for payments? Name me one legitimate business that has this requirement. It stinks of identity theft. Passport information alone is worth a lot on the black market.

  But wait… there’s more problems!

  Another recent change to the withdrawal process…

  Again, sourced from the immense pillock otherwise known as Jamie Waters

  Users must now give at least 3 months advance notice if they wish to withdraw more than $10,000 from their account. According to Waters, it’s all about managing cashflow. And I quote: “That’s not to say that BB isn’t solvent or cash rich, it certainly is – but I would suggest that 3 months notice to withdraw more than $10,000 is more than acceptable and actually standard business practice if one has had experience in the past. No can possibly expect to withdraw $40,000 on a Monday and have it in their account on Wednesday – the world doesn’t work like that!”

  Jamie Waters… remember the name. A complete and utter idiot who believes that a $10,000 transaction takes 3 months to send.

  I’m sure those of you reading with an affiliate marketing background will be quite stumped by this claim. We do, after all, receive payments wired to our bank accounts every week for much more than $10,000.

  Now, the real concern with this latest ploy to funnel all withdrawals through the BB card is that it marks the ‘end game’ of the ponzi scheme.

  The relationship between Banners Broker and Mastercard is extremely tense after Banners Broker (and particularly its affliates) falsely claimed that their business must be legitimate because it’s backed by Mastercard.

  Mastercard did not like this implication, as I’m sure you can understand. The cards are pre-paid and distributed through Vector, an independent reseller. Any suggestion that Mastercard ‘verifies’ Banners Broker is a flat out lie.

  Now you have to ask yourself, why is Banners Broker removing ALL other withdrawal methods except for the BB card which could implode at any given moment given the stormy relationship with MasterCard?

  It sounds to me like an end game play.

  Like all ponzi schemes, they are looking for a scapegoat that users can blame when the scheme collapses. It looks as if they are setting up MasterCard to be the villain that prevents users from being able to withdraw the funds they are entitled to.

  That’s my best guess.

  It may be completely wrong.

  But what can’t be debated is the hurdles that Banners Broker are creating to slow down the withdrawal process. Some users are reporting that they were rejected for the BB card, and so have no viable method of withdrawing funds. And now this bullshit that you have to give three months advance notice if you wish to withdraw $10,000? I’m sorry, but the writing is on the wall.

  This scheme is on its last legs and the collapse is imminent. When you consider that there are members in countries that can’t receive the BB card and now have NO way of making withdrawals, it puts it in perspective.

  Oh, and if you really want a laugh, consider the plight of BB members in India. In order to access their funds, they have to pretend that the money didn’t come from Banners Broker. They have to say the transaction was from family or friends instead.

  Mind boggling.

  But remember guys, this is not a ponzi scheme!

  Of course, if you wish to get a refund (within 30 days) or cancel your account, you must send a SNAIL MAIL request…

  “Banners Broker International has contracted with Banners Broker Canada to handle all refund and cancellation requests for the company. Therefore, all requests must be sent to the following address:

  Banners Broker Canada
  1019 Nelson Street
  Unit 8
  Oshawa, ON L1H 7N9”

  That address, btw, is the same address that I’ve featured in this post using Street View. Yet BB users are accusing me of lying and using a fake picture (now that BB has updated their Canadian address to a new virtual office on their website). Well, they can’t have it both ways, can they?

  It’s going to be absolute fireworks when this thing collapses. I’m collecting together background info on all of the main affiliates, as well as Waters, Dixit and co. I hope for their sake that they’re using fake identities, because the story that I’m selling to a national newspaper is going to tar their names in business for good.

• @Mark, regarding your point about BB site updates…

  Smith and Co. need to keep the ball rolling until it hits a brick wall, through enforced closure or inevitable collapse. But they can’t predict exactly when that will happen.

  So in the meantime — however long a time that turns out to be — they’ve got to keep their pimps pimping, their shills shilling, and their believers believing to ensure more money walks through the ‘IN’ door than cycles through the ‘OUT’ door. And this, in the face of a growing body of scamsayers, it has to be said.

  So they have to enhance their grand deception, behaving exactly as the BB-bots expect an enterprise with their claimed level of legitimacy, success and ambition to behave. A constant flow of perceived positive change and forward movement is required: more prestigious address… more tweaks to the plan… more appointments to the staff… and, yes, more updates to the website.

  More smoke. And more mirrors.

• Wonder if BB would sell me their email list after it all goes to hell? I’d be interested in showing their happy customers how a mother makes $25k/month working from home…

• An analysis:
  In Clicksor for 1000 as impressions cost is $0.20

  Source: http://www.clicksor.com/publishers/rates-and-revenue

  In BB for 1000 ad impressions cost is $10 (yellow panel)

  And we know that BB use clicksor for advertising the banners.
  How to know the link between BB and clicksor.

  1. Login to BB account.
  2. Open Blind Network Campaigns –> Settings Banners –> Select Banner size
  3. Upload and banner
  4. Then open the same banner, right click and select “Copy image URL”
  5. Paste the link and you will fine it is uploaded to Clicksor.

  I do not know if BB is ponzi scheme, but most of the analaysis forced me to think it is.

• @Deepa – That’s right.

  The cold hard financials are there for anybody to see.

  Clicksor’s parent company claims revenue of $17 Million.

  It’s economically impossible that Banners Broker can be paying out the $100 Million+ that it claims, when the company that receives Banners Broker’s business is only reporting a fraction of the revenue – let alone profit.

  I’m trying to track down financials for Clicksor between 2009 and 2012. Banners Broker only started business in 2010, and with the hundreds of millions that it claims to have paid out, you’d think some of that would be reflected in a change to Clicksor’s year on year revenue, right?

  Somehow, I doubt that will be the case.

• Good observation. I agree with every your word, I left this scheme a few months ago, just waiting for their collapse now, that will happens in any way. Just pity that people don’t see what the fraud BB is.

• bannersbroker is scam.
  I’m very sad.

• Is it actually possible to do what banners broker say they are doing? What are the chances that they are using cycled income and the pyramid model to actually bring about what they say they are doing already?

  I’ve got no ideological connection to BB, it just seems crazy that they would spend serious time and effort rolling out some pretty complicated site updates (3 in the last month) knowing full well that they were going to hit a brick wall in the near future. Maybe there is more life left in it than some people on here think? I agree that getting past Christmas seems pretty unlikely though. That will be the next big test for them.

• For anyone who wants to seriously investigate or even take action, contact the Ontario Provincial Police (OPP) Commercial Crime Division. I am sad to report that Canada and especially this area of Canada is a hotbed for international scams and commercial crime. Thus, the OPP and the federal police, the RCMP, operate a world class investigative division. They have strong relationships with US authorities as well as international law enforcement. They would love to have your input.

  Sadly, the multi-cultural nature of our country makes it an ideal home for global scammers. This is world-class organized crime, people. No surprise that so many are taken in. These scammers are pros. Just like Madoff. Just like ZEEK. Finch is on the right path. The “panels” are a CRIMSON FLAG OF A PONZI. No transparency, DOUBLE CRIMSON FLAG.

  If, for one second, you believe that any of these operators have a heart or moral compass, give your head a serious shake. If you “cant belive they would do this, get away with this..etc” you are either the classic victim or a co-conspitor.

  I read your book, Finch, you are a very talented guy. Keep the faith.

• I read most of the posts and I think you’re missing an important point here. When BB states they’re paying out $1,000,000/day it doesn’t mean people are actually cashing it. Most affiliates use that $ to buy pannels therefore the $ stays in and the show can go on. There’s absolutley no reason whatsoever those figures aren’t true.

• @Bob – The money doesn’t ‘exist’ until it leaves the system. That’s right.

  Whether affiliates choose to cash the money or invest in new panels, for the scheme to be legitimate, that money needs to exist. But there’s no evidence that it does.

• The truth of all this — buried deep enough inside to be easily ignored — is eloquently and bravely illuminated in your work, Mr Finch. I congratulate you and thank you for your ‘generosity’.
  Because I am ‘in need of financial success’, I fell for the power of the published testimonials as the principal tipping point. The pros seemed to outweigh the cons. “What do I have to lose?”
  I ponied up $450 and no more. In two weeks (from now) they will allegedly be worth $680.
  If they grant me a prepaid card (un-notarized, as seems to still be on offer), I will syphon what I can from the eWallet until HOPEFULLY, I can drag my initial investment back to my pocket.
  If I can get more than the original, then all well and good. If I can leave some in (i.e., not my own $ anymore), then, frankly, I don’t care what happens next. I will not promote or refer. I will disassociate myself as much as possible and see if I can syphon out some more.
  I can watch the ship go down, knowing that I got out in time.
  Thankyou for doing the work you do.
  I’m not stupid. So it’s amazing how stupid I am.
  Respect.

• Quote:Finch says:
  October 30, 2012 at 3:59 pm
  “And only 599 of them are from your wife’s ass.
  Congratulations for pointing that out.”

  WOW Finch. Blood pressure issues?

  Careful now…Christmas is approaching rather soon…and Id hate for you to have a stroke during the festive season!
  The good news is that its NOT the end of the World.
  The BAD news is that BB will NOT be closing down before Christmas or any time soon.
  How’s I take you a bet that BB will still around for Christmas 2013?

  I wonder if you’ll still be “carrying on” out here upon the “stage” in January 2013 let alone Christmas 2013.
  Mmmmm.

  Your entire blog reminds me of a Shakespearean play with you as the main actor.
  It’s reminiscent of ” …a tale told by an Idiot, full of sound and fury, signifying nothing.”

  Its a pity you did not have the aptitude to recognize the true value of BB and do a little more in depth research to the true business that it actually is, before ranting and raving out here for all the World to see.

  A wise man once said ” Speak and I’ll tell you what you are”.

  We are now anxiously waiting for you to “Speak”.

  Please continue to amuse me/us.

• @AnotherSucker – To be fooled once by a ponzi scheme is no shame. Over 160,000 investors are in the same boat. A much worse mistake is to commit blindly to a ponzi scheme and refuse to question it, refuse to listen to the critics. That’s when investing becomes speculating. The fact that your alarm bells are ringing, even if just slightly, tells me that you’ll be fine.

  @Undisclosed – You, on the other hand, are the classic example of the ponzi scheme shill. There is no shame to you.

  The withdrawal system is a mess. You say Banners Broker will last until December 2013? Pretty unlikely considering it can’t pay its members in November 2012, don’t you think?

  This blog received hundreds of hits yesterday alone from search terms related to “not been paid Banners Broker”. Clearly there are members with withdrawal issues.

  Of course, you know this ‘Mr. Undisclosed’. You don’t actually have money invested in the system. You are likely paid by Banners Broker to troll the Internet and whip anybody in to shape that doesn’t agree that BB smells of roses and everybody is making money.

  And when you have no argument left to stand on, you attack the person delivering the argument instead.

  It’s pathetic. You’re pathetic. Banners Broker is pathetic.

• Hey Finch,

  Just noticed that you don’t like Rich Dad Poor Dad either Finch, haven’t read the blog, I’m sure you have your reasons though.

  With all due respect,everything I’ve read thus far that you write and the hours you must put into your insightful posts, I can’t help but think you’re a bit young and presumptuous jumping to the the conclusions you do. Do you have much experience in said fields you post about? I’m not just talking about this topic, have you bought and sold houses, managed your own rental portfolio etc?

  But like many young people and the advent of t’interweb, the age of thinking, considering consequences and then speaking/writing appears to have dwindled somewhat. This is just my opinion, not trying to get your back up. Just look at the rubbish some people put on social network sites without thinking about the consequences.

  I’m neither here or there on this topic in particular, but I am fascinated by how many people are so quick to judge and post their opinion in various places without experiencing things first. Psychology is what interests me the most I guess.

  I trade the betting exchanges, horses primarily and there are many many sceptics out there with regards to this, even close friends. With everything, timing is key, which has probably been mentioned here somewhere earlier and my response to the concerns about BB is this.

  If and it’s a big if, you can get yourself into a risk free position, why not take advantage of it and see where it goes from there. I presume you understand what I’m saying. Don’t enter something without evaluating the risk first and be prepared to take the hit if it doesn’t come off. A friend of mine questioned the moral duty of doing what I do, saying I was taking money off gambling addicts etc. If you think like that, you will not achieve anything and in any case, not everyone who gambles is an addict and generally people should take responsibilty for their actions.

  I am somewhat perplexed as to why you take such an aggressive stance on topics though, but then I guess this is becoming more and more common, those who shout loudest etc, maybe an attention thing so you get more hits on your site, make more money, who knows, maybe just your personality.

  Whatever though, each to their own, will leave you with a quote from Buddha….

  ‘Do not dwell on the past, do not dream of the future, concentrate the mind on the present moment’

  That is all.

• To add to the excitement, I have started getting fraudulent credit card charges from Banners Brokers. At first I thought, some criminal is buying things on banners broker with a stolen credit card. (Someone in buffalo new york once bought a dell computer on my stolen credit card). But maybe it is worse than that.

• >> “With all due respect,everything I’ve read thus far that you write and the hours you must put into your insightful posts, I can’t help but think you’re a bit young and presumptuous jumping to the the conclusions you do. Do you have much experience in said fields you post about? I’m not just talking about this topic, have you bought and sold houses, managed your own rental portfolio etc?”

  What does selling houses have to do with my ability to comment on the online advertising industry? I’m not involved with real estate, but then I don’t claim to be. I’m an online marketer.

  There are many thousands of scams in the world, and the sole reason why I have attacked Banners Broker is because their scam is built around an industry that I have experience in. I can call bullshit for what it is.

  If you think that I am too young to jump to the conclusions that I have, then I have to question whether you have become too blinded with age to see what is there on the page. This post was never about me.

  >> “But like many young people and the advent of t’interweb, the age of thinking, considering consequences and then speaking/writing appears to have dwindled somewhat. This is just my opinion, not trying to get your back up. Just look at the rubbish some people put on social network sites without thinking about the consequences.

  I’m neither here or there on this topic in particular, but I am fascinated by how many people are so quick to judge and post their opinion in various places without experiencing things first. Psychology is what interests me the most I guess.”

  What do you count as ‘experiencing things first’? I may be 24, but I have close to ten years experience in the online advertising industry. I’ve learnt enough to detect a bunch of flat out lies when I see them.

  You may be interested in psychology. That makes two of us. I find the comments section of this post very revealing in itself.

  >> “If and it’s a big if, you can get yourself into a risk free position, why not take advantage of it and see where it goes from there. I presume you understand what I’m saying. Don’t enter something without evaluating the risk first and be prepared to take the hit if it doesn’t come off. A friend of mine questioned the moral duty of doing what I do, saying I was taking money off gambling addicts etc. If you think like that, you will not achieve anything and in any case, not everyone who gambles is an addict and generally people should take responsibilty for their actions.”

  Assuming that you come from the same culture that I do, gambling is not illegal. People are generally aware of the risk/loss equation when they bet on a horse, so long as the race is not rigged.

  Where a ponzi scheme differs, crucially, is that the race is rigged. And that’s the reason why companies like Banners Broker are illegal, and will be closed down in due course.

  Would you still take people’s money in horse betting if you knew that only one of the horses had a shot at winning? That’s when a gambling addict is no longer solely responsible for the outcome. The fraudster who rigged the race decides the outcome and profits financially from his deceit.

  What 160,000 Banners Broker investors will shortly find out is that their race has been rigged, and their money has been stolen. Some will have made a tidy profit along the way, others will have lost their shirts. But it doesn’t change a thing. A ponzi scheme is illegal.

  There’s no argument for taking part in a criminal enterprise on the basis that all things considered, you might make some money. The same applies to robbing a bank.

  >> “I am somewhat perplexed as to why you take such an aggressive stance on topics though, but then I guess this is becoming more and more common, those who shout loudest etc, maybe an attention thing so you get more hits on your site, make more money, who knows, maybe just your personality.”

  Dare I say there’s a little availability bias here?

  I assume that you found my Rich Dad Poor Dad review while checking the section marked ‘Recommended Posts’. These posts aren’t recommended by me. They are ranked in order of the comments that they have received.

  I do take an aggressive stance on topics that I am passionate about. That much is true. But the flipside to the coin is that these posts are invariably the same posts that drive the most comments, the most hits, and the most new visitors (such as yourself).

  To put it in perspective, the Rich Dad Poor Dad review was posted on July 2nd. I usually post once per week.

  If it seems as if my nature is to rip apart programs and books that I don’t agree with, it’s purely an illusion. Those just happen to be the posts that people love to comment on. Controversy ignites discussion. And yet if you followed this blog every week, you would find it sorely lacking in regular controversy.

  Is it intentional for me to cover Banners Broker in an aggressive, venomous tone? Yes, absolutely.

  Banners Broker is a criminal enterprise that takes advantage of people who don’t genuinely understand what they are investing in. These people are vulnerable, and they are duly exploited in a race that is rigged by serial scammers.

  In my opinion – 24 years old or 74 years old – the venom is justified.

• You’re clearly a very intelligent chap young man. I don’t quite understand some of the stuff you’ve posted in reply, but in response to the comparing race rigging with horses, with ponzi schemes, I can see where you’re coming from entirely, on a loser from the off.

  This is why timing is key. My point is that you get in you get out, it occurs in many many areas of business and requires forethought and strategy. It’s about recognising opportunities and provided you are not involved in any areas where the law is broken and don’t actively encourage others, then surely thats ok? Everyone has differing opinions, differing levels of risk and differing morality levels within and even outwith the rules of the law.

  With regards in particular to your race rig example, it’s the guy that bets unintelligently that loses out, whether race is rigged or not. Fair enough, if said race is rigged, it’s totally unfair and things like this shouldn’t happen. Greed is the killer of many and I agree that unfortunately those most susceptable to ponzi schemes and other dubious areas of business are often greedy in nature.

  I really can see where you are coming from. But with regards to this BB thing, sure, if it was 100% reliant on refering people then yeah, big trouble, but from various sources of info it claims it is not although it does seem very complicated and I haven’t the foggiest about online advertising. Maybe age and naivety has begun to get the better of me, but surely if this is the case, is it not classed as not a ponzi scheme?

  Anyway, as I mentioned, I’m not for or against this, stuff happens, but unfortunately there are many many very legitimate businesses that comply with various laws, that screw people over through whatever reason, bad management, dodgy t&c’s etc, it’s just life. Don’t gamble, hedge your bets… and understand things fully is my view.

  Could you outline your reasonings as to why you class this as a ponzi scheme please? Apologies if you have above, I have read a lot, but I can not remember all of it

• Here’s something I learned in macroeconomics…
  Money is actually created out of thin air… here’s how:
  Many people have money deposited in their bank accounts. But not all of them actually withdraw all of their money at once and simultaneously

  Banks have actually a minimum % they have to have as a reserve in order to be able to ensure withdrawals and payments.

  The rest is used to offer credits to other people – creating additional money. Moreover, the same principle applies again – when people use the credit loan to buy stuff, the money the shop owner receives may end up in the bank as well.

  Thus, a great percentage of that new money can be used again to offer credits to other additional people.

  The result is a multiplicative-effect: if the reserve % is 5%, then out of 100$ you could create (1/0.05 * 100) = 2000$

  In a sense this is also a complicated scheme (our economy system many of these kinds of core-systematic flaws – something not many people realize)

  I haven’t read all the comments and I hadn’t known about Banners Brokers before this post – but this comment made me remember the extract above…

  —
  Finch Finch says:
  November 5, 2012 at 5:16 pm

  @Bob – The money doesn’t ‘exist’ until it leaves the system. That’s right.

  Whether affiliates choose to cash the money or invest in new panels, for the scheme to be legitimate, that money needs to exist. But there’s no evidence that it does.
  —

  What I’m trying to say is that if BB works with this kind of loop – then a collapse is certainly possible – if all people actually wanted to withdraw their money instead of using it for additional “panels” – or no more money was coming in – in a ‘ponzi-scheme’ fashion

• Surely then, you can argue that Banks are very similar (but socially accepted), with the panic and fear setting in during economic instability leading to bank runs, it creates a sort of self fulfilling prophesy, which can ultimately lead to bankruptcy and complete failure. There are many out there, whatever their motivation, who just like to ‘rock the boat’ and set the wheels in motion.

  Confidence in the organisation or system is paramount to stability. This is where Governments, society beliefs and values ‘strong arm’ the general public into believing whatever they want them to, supposedly, for the greater good. Corruption and ‘criminal enterprises’ can easily exist within the umbrella of seemingly legal, complying, morally upstanding organisations.

  If people truly understood what a total mess the world economy is currently in, with the vast amounts of ‘money’ being printed in the form of quantitative easing, then peoples take on many things would be different, including the viability of Governments, the reliability and morality of ‘trustworthy’ organisations etc. I don’t understand entirely, but somethings amiss in my opinion.

  People will only believe what they want to believe and generally only in an area that directly affects them or interests them. If it’s too complicated, they tend to trust the general opinion and go with that.

  Finch, with regards to BB, are you 100% convinced that it is a ‘criminal enterprise’ in way of a ponzi scheme as you commented earlier somewhere?

  What are your thoughts on the UK pension scheme, of which the majority have no choice to ‘invest’ in? When you retire, do you have any faith that what you paid in over how ever many years will actually be available to you?

• I was just wondering, seeing as how I have recently been made redundant, whether this BB scheme had any legs? I have an expensive lifestyle to maintain but worried this scheme may damage my reputation as a clean living moron – sorry MORMON, and associate me with the wrong kind of people. Advice appreciated. Mitt R

• BB will grow bigger and stronger day by day. I have been amember for almost a year and sucking that milk out:-) i just want to make money just like other bb members. I dont care if its a ponzi, 99% of hypes are bullsh*t anyway. Im going to ride this bb wave to the end….

• @Frank – Yes, I am 100% sure that it’s a ponzi scheme, for the reasons already disclosed in the post and the comments section.

  But to break them down again:

  1. The business model is unsustainable. The site claims to be funded by advertisers, but no advertisers exist. And the advertising platform doesn’t even work.

  2. The people running the scheme are linked to previous scams. See ICF Home World.

  3. How many legitimate businesses cancel your account and steal your funds for raising public concern about their business model?

  4. Why has nobody in the real-world advertising business heard of the company? Or worked with them? Or seen them at a conference?

  5. Why is the only method of withdrawing money via a ‘prepaid Mastercard’? What’s wrong with using wire transfers (or PayPal) like a legitimate business?

  6. Why has Banners Broker not stepped forward to respond to this post and the hundreds of forum topics that probe their business? Any legitimate business would defend itself.

  7. Why are users suddenly finding it difficult to withdraw payments in a mirror-image of every major HYIP program in the last 5 years?

  8. And most importantly, given that Banners Broker runs its advertising business through Clicksor, how can it be paying out the millions that it claims? Clicksor’s parent company shows annual revenue of $17 Million. Banners Broker ‘claims’ annual profits exceeding $100 Million. And yet their business is funnelled exclusively through Clicksor. Why does it not show on Clicksor’s annual accounts?

  Answer: Because BB’s real source of money comes from its users own pockets. It’s a cash cycler. Simple as that.

• Iam a BB affiliate, I have been in for a year, and I have withdrawn to date 10s more than I originally put in, I never have to put in another penny.
  I run a facebook group of 1,379 members, granted a small microscopic BB society of the overall 200,000 members , but it gives me a good feel of what is going on in BB

  It is only moderated by me so if someone wants to come on and complain they are welcome to, I have members from all over the world.

  As far as Im concerned and like you , I have no evidence to either prove or disprove your claims, BB is what it says it is until proven otherwise.

  Innocent until proven guilty.

  I do not respect a website that gains all its traffic from using the Banners Broker name as it SEO the only thing I can see on this website is a very large article on BB, so what is this website offering , what is it all about?
  Without using the words Banners Broker , no -oe would even find it, a cheap trick dont you think ?
  I never trust anyones opinion whose sole purpose is to sell a product on the back of complaining about another!

  Why dont you leave BB alone , we are all grown ups and none of us have been forced to join or forced to part with our money , we are intelligent enough to mkle a resoned decision about this

  Stop trading off the back of this and do something more interesting instead

  Why is my e-mail compulsory , are you selling it on , or using it to sell me something?

  A very happy and informed BB affiliate

• “6. Why has Banners Broker not stepped forward to respond to this post and the hundreds of forum topics that probe their business? Any legitimate business would defend itself.”

  I think some of the posts above have more than a little bias to suggest that they have some affiliation with ‘Banned’ Brokers, if not paid by them directly. They won’t respond directly, but have their ‘affiliates’ and ‘investors’ blindly defending them, because they have no valid defence.

  Of course, the good news is this thread is ranking #3 for “banner brokers scam”. 😉

  Whilst this must be one of the most commented threads on this blog, I think maybe we should move on instead of giving them more (unjustified) publicity.

• @ Gillian, Banners Broker is a scam, but people still make money as part of the scam (s). I was in Zeek Rewards, I made some great money with that, and lot of people that I introduced did as well. It ran for 18 months then BOOM!

  Some people are not concerned whether Banners Broker is a scam, as long as they make money. We are all grown ups, every business has a risk. Although when it goes BOOM! Some people will be really pissed. Some will have made a lot of money and won’t care.

  I looked at Banners Broker when it first started. Straightline Cycler. I didn’t like that their Bank Account is offshore in Belize. Boom Money Gone lol And history has proven straightlines dry up. Boom Money offshore, money gone.

  But as I’ve said we are all grown ups. Make money whilst you can.

• @ Finch ….

  >>You may be interested in psychology. That makes two of us. I find the comments section of this post very revealing in itself.

  Could you explain what that reveals about me please? Fascinated to hear your breakdown.

  >>If you think that I am too young to jump to the conclusions that I have, then I have to question whether you have become too blinded with age to see what is there on the page. This post was never about me.

  Well, directly, you are correct, but am I wrong to assume that, as you said at the very start of this…..

  >>If you’re expecting tips that can improve your ROI, or increase your conversions, this post will flop like a wet flannel. Guaranteed. But I do have a motive for writing it. Over the last few months I have seen some of my nearest and dearest plunge head first in to Banners Broker. And they are not the only ones.

  …. you have been indirectly affected by this, therefore, absolutely being about you and ‘The Pain’ that you suggest that has affected you (indirectly or even directly, which is possible) or your ‘nearest and dearest’?

  PM me if you wish, you have my email address, but I am absolutely fascinated, especially as you have chosen to disregard my other points raised (granted not to do with the ‘issue in hand’ but nonetheless, I feel somewhat relevant).

  I know this is your page, your topic, and yes, I am new to this area, but I would have thought that topics would be ‘progressive’ and lead on to other areas of discussion, within the topic in hand.

  Forgive me if I have completely mis-understood the whole point of this entire site/thread/page or whatever it is called, for I am obviously ‘blinded with age’.

• Finch,

  Thanks for this post, until now I’d blindly followed BB because its doing what I was told it would, and haven’t questioned how.

  I’ve always wondered how it works, but have had time to research so I’ve found some very useful info and pointers here. In particular the Clicksor connection which I knew nothing about and it’s helped me draw some possible conclusions.

  BB Broker uses Clicksor’s white label solution giving it access to Clicksor’s large publisher network and traffic. They therefore don’t need their own advertisers – they come through Clicksor. Hence why no-one in the advertising business has heard of or needs to have heard of them – they are effectively re-sellers. Clicksor offer a 100% profit margin, to ‘reseller’ agents i.e. ‘buy’ 1000 impressions at 10c and advertiser pays 20c. BB ad inventory buy sell model is exactly that. Based on the volume they claim to be purchasing, they will have worked in additional margin and revenue into their deal with Clicksor.

  I’ve never seen the $100,000,000 figure claimed as profit, rather as payout. A more accurate description for this figure is probably turnover. As someone else posted previously an affiliate buys a $10 ad panel, it pays out $20 which can be used to purchase either 2 new $10 ad panels (through Clicksor) or withdraw $10 and buy 1 new panel. Whichever the case, in the BB model the $20 paid out makes up $20 of the $100m. With thousands of affiliates buying and selling out ad inventory over time that they have been, the compounded ‘payout’ figure of $100m doesn’t seem to me to be too unrealistic.

  The BB influence on Clicksor’s profits will be nominal as they are giving a bog chunk of the margin on their ad impression to BB who in turn use this revenue to fund their operation, secure new ad inventory from Clicksor and pay their affiliates.

  I can see a potentially viable and possibly sustainable business model, based on a the most fundamental concept of wholesale and retail. Of course I could be wrong and it could be a Ponzi. I guess only time will tell.

• Sam – The reason why the business is not sustainable is rooted in basic economics. The law of competition.

  Why, as an advertiser, would I spend money advertising on Banners Broker when I can get the same traffic for half the price with better targeting options and a support team that actually answers my emails by working with Clicksor instead?

  Clicksor are not difficult to work with. I’ve had an account with them since 2009.

  Your breakdown of the model is missing a vital ingredient. While Banners Broker can act as a reseller for Clicksor’s inventory, it still has to find its own advertisers.

  You say that they don’t need their own advertisers because they come through Clicksor. This is false.

  The whole purpose of the white label network is to leverage Clicksor’s technology and inventory to be able to resell to your own advertisers. Banners Broker has to do something, right? That something is to recruit advertisers to spend money on their white label network.

  And by all evidence, not a single Banners Broker advertiser exists.

  Just look at how Banners Broker chooses to spend its time ‘on tour’.

  They spend hundreds of hours recruiting investors to inject money in to their business, and yet it seems they haven’t spent a single hour attempting to attract advertisers to the platform.

  As for the argument over the figures, I still don’t see what you’re saying.

  Even if Banners Broker is purchasing through Clicksor and selling with a 100% markup, and even if every single penny of Clicksor’s revenue is attributable to Banners Broker, that would still only equate to $34 Million in revenue for Banners Broker.

  Of course, the idea that all of Clicksor’s parent company’s revenue is driven by Banners Broker is quite laughable.

  More recently, Banners Broker has been claiming to pay out over $1 million in commission to its affiliates per day.

  I mean, can you really see how Banners Broker is pulling in these kind of ad deals while the company it brokers through earns $17 Million in revenue in a year? I can’t.

  That money that gets paid out to affiliates sure as hell didn’t come from advertisers. It came from investor’s pockets.

• Interesting read … plenty of advertising on this. I’d write a SCAM page too, cover it with banners, post it online knowing everyone will type into Google “Banners Broker Scam” and BAM your page is 1st one there. Clever move …. 😉

• I think this article has more right at the top of Google than an article from a Banners Broker affiliate saying, “Is Banners Broker a Scam?”, followed by 500 words of drivel promising that it isn’t.

• Well one thing is for sure … when they aren’t making money .. YOU ARE (on this site with this article and YOUR advertising) 🙂 I think your article would be taken more seriously without your LOLs and Teletubbie references. It’s a pity because you’ve listed a lot of factual information but biased with opinion and overly colorful exaggerations. In any case I hope you make plenty of money from the hits you’ve brought to this site which I suspect was your motive for listing the article. 🙂

  Good read, but I would advise people to read many more articles for better and for worse before making a decision and to look at users videos on YouTube. Good luck to everyone regardless – Anthony

• Hi Finch, I have seen lots of comments to this blog yesterday, what happened you got scared? why did you remove all those posts? This tells me what are you saying in this blog is all lie. Any comments??

• anonymous – Try clicking the link that says “older comments”. Idiot.

• Anthony – Believe me, the kind of people that sign up to Banners Broker are not the kind of people that are likely to buy my products. And if they did, they’d be sorely disappointed.

  The money making strategies that I discuss in my own products involve a lot of work, a lot of risk, and only a very small chance of success. As opposed to that famous Banners Broker slogan, what is it now? “It’s impossible not to make money with this business!”

  Yeah, right.

• Finch,

  I looked on here yesterday or whenever it was and there was one post (101 I think) and no link that said ‘older comments’. They had temporarily dissapeared. I must admit, I thought the same as anonymous. Maybe it was a glitch on your page. Maybe you’ve never had over 100 comments on anything before and by default, started from 101. Either way, I don’t think you come across very well by calling someone an idiot, but hey, that’s just my opinion.

  It seems pretty pointless me raising any further points as by the looks of things, you either have nothing to say in response or you simply do not want to. I find that silence very often speaks volumes.

  What I will say is this though. I have come across someone who understands how Banners Broker works (I am not commenting on the technicals of the advertising/publishing side), but on the strategy side and the maths .He has been taking full advantage of it over the last 6 months. As have many others, without refering a single person.

  Is it likely that possibly ‘your nearest and dearest’ or dare I say it, even yourself, have simply failed to understand how to implement simple strategies which are maths based? That possibly, you or someone close to you has invested and simply expected it to make you money without doing anything? It doesn’t quite work like that, you need some thought.

  I’m beginning to get a better picture of who you are, how you go about your ‘business’ and what you’d be like on a night out. You don’t seem the sort who would understand something like this, because it is rather complicated. You’d rather kick up a storm, bad mouthing people and enterprises with your foul language instead of putting the thought into understanding something. You will probably agree, saying that that’s your style.

  As I think I’ve said earlier, each to their own on everything and you are obviously not stupid. I take back when I said that you are clearly an intelligent chap though, as, with reflection and your more recent posts, you are clearly not. The sad thing is, in a disturbing way, you are entertaining, but in 10 years years time, maybe you will come to realise you were not that entertaining and not in the way that you thought. The even sadder thing is, that will probably not happen and you will just carry on being yourself, offending people.

  As you stated in a previous post – ‘The money making strategies that I discuss in my own products involve a lot of work, a lot of risk, and only a very small chance of success’ –

  On a winner with that Finch. Kinda makes me wonder that you really have little grasp of many things and that you are simply a complete waste of time.

  You can dress things up however you want to suit you, but at the end of the day, it can come to the point that through sarcasm, contradiction, slating, offensive comments, damaging accusations (also to yourself potentially, from a legal standpoint) and basic stupidity (labelling something a ‘criminal enterprise’ without hard proof is not the brightest thing to do), maybe it is time to have a good look at yourself before you get into any bother.

  On the positive though, for you, when the normal man sees what it is for what it is, you will still have your ‘fans’ and lets not forget, the most important part, your ego.

• Frank – The reason I did not reply to your points is because I am sick of repeating the same answers over and over again.

  There are over 100 comments on this post and it seems that you want me to elabourate on further useless issues such as my interest in psychology, or the members of my family who have tried Banners Broker.

  With all due respect, who gives a damn?

  >> “I looked on here yesterday or whenever it was and there was one post (101 I think) and no link that said ‘older comments’. They had temporarily dissapeared. I must admit, I thought the same as anonymous. Maybe it was a glitch on your page. Maybe you’ve never had over 100 comments on anything before and by default, started from 101. Either way, I don’t think you come across very well by calling someone an idiot, but hey, that’s just my opinion.”

  I don’t particularly care how I came across. The guy was suggesting I was ‘scared’ of the comments, and that my entire post was therefore void. He was looking for a cheap shot.

  >> “It seems pretty pointless me raising any further points as by the looks of things, you either have nothing to say in response or you simply do not want to. I find that silence very often speaks volumes.”

  Wrong, Frank. I’ve been responding tirelessly to comments directly related to Banners Broker. You essentially asked me to repeat what I have repeated 50 times before. You couldn’t be bothered to read through the comments and find the answers I’d already given to your questions. You then ask me about my fascination for psychology, or how my family are involved?

  It’s a waste of everybody’s time.

  >> “What I will say is this though. I have come across someone who understands how Banners Broker works (I am not commenting on the technicals of the advertising/publishing side), but on the strategy side and the maths .He has been taking full advantage of it over the last 6 months. As have many others, without refering a single person.”

  Congratulations.

  Refer to the actual post and you will see that I made it clear: people do make money from Banners Broker.

  It doesn’t change the fact that it’s a ponzi.

  >> Is it likely that possibly ‘your nearest and dearest’ or dare I say it, even yourself, have simply failed to understand how to implement simple strategies which are maths based? That possibly, you or someone close to you has invested and simply expected it to make you money without doing anything? It doesn’t quite work like that, you need some thought.”

  In a nutshell, no.

  >> “I’m beginning to get a better picture of who you are, how you go about your ‘business’ and what you’d be like on a night out. You don’t seem the sort who would understand something like this, because it is rather complicated. You’d rather kick up a storm, bad mouthing people and enterprises with your foul language instead of putting the thought into understanding something. You will probably agree, saying that that’s your style.”

  I’m sorry Detective Frank.

  With all due respect, you don’t seem like you’d be my cup of tea either. But how about we leave the personal assessments behind and stick to facts and figures?

  Oh wait. We can’t.

  The only way Banners Broker knows how to respond in an argument is to question the integrity and character of the messenger. I’ve seen their threads. I know that they refer to me as a ‘hate campaigner’.

  It’s amusing.

  >> “As I think I’ve said earlier, each to their own on everything and you are obviously not stupid. I take back when I said that you are clearly an intelligent chap though, as, with reflection and your more recent posts, you are clearly not. The sad thing is, in a disturbing way, you are entertaining, but in 10 years years time, maybe you will come to realise you were not that entertaining and not in the way that you thought. The even sadder thing is, that will probably not happen and you will just carry on being yourself, offending people.”

  Speak for yourself, Frank.

  You need to understand a little something called target demographics. It’s fine that you don’t like me, or this blog. I really couldn’t give a damn.

  But if your argument is that 10 years from now, I’ll be a sad lonely guy who regrets that he ‘offended’ all those people on his blog, you’ll be waiting for a long time.

  10 years from now, you might look at this article and think “Durr, maybe I should have listened to that arrogant little idiot. Maybe then Banners Broker wouldn’t have run off with my money.”

  Your choice.

  >> “As you stated in a previous post – ‘The money making strategies that I discuss in my own products involve a lot of work, a lot of risk, and only a very small chance of success’ –

  On a winner with that Finch. Kinda makes me wonder that you really have little grasp of many things and that you are simply a complete waste of time.”

  Just being honest, Frank.

  As opposed to the Banners Broker slogan:

  “It’s impossible not to make money with this business!”

  If you knew anything about business, you’d see the alarm bells in a statement like that.

  >> “You can dress things up however you want to suit you, but at the end of the day, it can come to the point that through sarcasm, contradiction, slating, offensive comments, damaging accusations (also to yourself potentially, from a legal standpoint) and basic stupidity (labelling something a ‘criminal enterprise’ without hard proof is not the brightest thing to do), maybe it is time to have a good look at yourself before you get into any bother.”

  And the same to you. Maybe it’s time to take a look at your own business activity and participation in ponzi schemes.

  My conscience is clear. I’ve had ‘former’ BB members contacting me every day since the post went live. They are grateful that the truth has been laid out for them, and they’re doing everything they can to get their money out of the system.

  (Although they have to do so ‘undercover’ without raising any concerns with Banners Broker directly. As we’ve now learnt, Banners Broker adopts a zero tolerance policy towards their business model being questioned. If you ask an honest question, you risk having your account locked and your investment stolen. )

  Other BB-apologists, like yourself, turn hyper defensive.

  Instead of debating the arguments, they prefer to shoot the messenger. That’s fine by me. People are not stupid. They see a shill for a shill, and they see a hopeless optimist for a hopeless optimist.

  The fact this article ranks near the top of Google for a whole raft of Banners Broker terms, and draws around a 1000 new eyeballs every day, that gives me hope that it will serve its purpose.

  Now, you’ll have to forgive me Frank, but I have a real business to run.

  Good luck with your life.

• This is getting real stupid now. Hurting my eyes kinda stupid.

  @Frank… I would rather seek business advice from a guy like Finch (one of the most respected bloggers in his industry) than a sad old man who is offended to see a cuss.

  I’m a customer to Finch’s products and they are hands down the best investment I’ve ever made in affiliate marketing. So what if he likes to swear? Have you never read another AM blog?

  Why exactly are you here anyway? I bet you have your life savings invested in this scam. You deserve to lose them for sheer stupidity.

  @Finchy… Plz stop responding to idiots. Write more posts.

  When is Vol 7 due btw?

• Demps – Wednesday. I’m wrapping up the final draft this weekend.

• finch keep up the good work

• please remove my last comment – thank you

• Sounds like you were kicked out of BB for some sort of malpractise. Banners broker is an excellant sytem allowing average people to make a decent return renting out online advertising space. I am sure your “Amazing” alternative scheme your offer is 10 millon times better and no, you do not make any money out of it. I had a good laugh reading your stuff as it is old school put the winning team down so i look better. Keep it up as I alway like a good laugh at silly thing people do with their time to scam other people.

• Samual – Seems legit.

• When we (myself and a friend, both lawyers) read Banners Brookers terms and conditions, we found that this document says that you make money partly by introducing new members. The contractual terms saying they can terminate without refund for violation looks wrong. It is a strange document for an international business in the sense that it does not say which countries law and which courts govern it. We think that is deliberate.

  The problem seems to be that the main revenue stream comes from new investors signing up, rather than selling product (e.g. a banner ad) to a third party. It is a grey area where it is not clear that it is illegal. However, unless you are selling the product (banner ads) to people who are outside the business, and not BB investors, it would be the wrong side of the line I think. We are sure some people make money from it. However, we think you have to be in a for a few months before you can take your money out?

  Also they have flooded the internet with sites like bannersbroker-scam.com so when people Google ‘Is Banners Brokers a Scam’ they find a site saying they are NOT a scam. I have seen a few businesses use this method but never yet seen an honest business which uses it. An honest business just has one or two sites where people go to find out about them, not dozens of similar named sites saying how great they are.

• BJ – You’re right.

  A legitimate business also communicates directly and openly when concerns over its program are raised. It doesn’t resort to assassinating the character (and intentions) of the individuals who don’t agree with its business.

  A BB apologist might say, in good faith, that there is no single piece of evidence that proves the program is a scam.

  I don’t think such a piece of evidence is necessary.

  The verdict is an accumulation of the facts and figures we have available. The way that Banners Broker operates – cult-like, behind closed doors, banning and stealing from anybody who doesn’t fall in line – and of course, the fallacies in their advertising model.

  You can look at the business model, the logistics of the advertising platform, the overwhelming evidence of selective payments… it has ponzi written all over it.

  Of course, if that assessment was false… Banners Broker would be extremely vocal in their defence. They wouldn’t be calling the doubters ‘hate campaigners’ in private. They would be trying to build bridges, trying to win over the doubters, trying to win the argument and save their reputation.

  They would explain the many fallacies of their program. In fact, it would be their top priority.

  There would be a conversation that targeted the facts rather than the intentions of the people spreading them.

  To put it simply, there would be answers to questions that sorely need answering.

  Banners Broker has no answers.

  But it does have an endless line of apologists who will spread the broken gospel to keep their own ‘businesses’ and delusions of grandeur alive.

• Exactly so, Finch.

  Frankly BB smells bad to me.

  At the end of the day it is a pyramid selling operation. People who get in early should make money. The next tranche will make a little. The late comers will probably lose. I think they are encouraged to offer a guaranteed trade to friends to attract new members. A pity some people have been persuaded as the money is surely at risk, but there is certainly some chance they will get out with a profit. Best not leave the money in longer than necessary, I would think. Even it was making money I would not go for it because I am not the type would be good at getting friends to join up, which is a major part of the revenue stream.

  The companies who do legitimate banner advertising are certainly getting rich, as I know a programmer in that field, but the difference with them is that they are selling advertisement to major global companies like BMW, whereas with Banners Brokers, all the ads seem to advertise nothing except….. Banners Brokers. So it does not really add up to a realistic business in my mind.

• At the risk of duplicating the effort of others, posting this link on here seems the right thing to do. You can find it on http://www.realscam.com as well. For those who have doubts, this confirms them.

  http://philsmy.com/2012/10/bannersbroker-verdict-scam/

  It speaks for itself: look at the posts leading up to this final one.

  I hope it will help people like Frank.

• I have read the post and most of the comments.

  The situation is that if you are against BB then nothing you say or write, is going to make any difference to those that are for BB. The reverse is also true.

  Finch has admitted that he is not in BB, so his views must be taken with a large pinch of salt, just the same as you would treat a person’s views on legal matters when they aren’t a practicing lawyer.

  Finch, as far a I can see, is all about making money. The tactic he uses is to cobble together an article designed at the outset to be argumentative, in the hopes that it will stimulate a discussion. I congratulate Finch on a job well done in this instance.

  The more people respond (comment), either in agreement, or disagreement, the more his ranking rises in the search engines because the search engines love new content (comments are new content). The result is proportionally more visitors to this page.

  It is a numbers game. The more visitors, the more likely he will sell something, which means that by writing the post and responding to some of the comments to keep the discussion going, he continues earning his crust.

  The ultimate objective is to get the commenters arguing amongst themslves, because the new content which governs search engine ranking is now passive as far a Finch is concerned.

  “A man convinced against his will, remains unconvinced still.” which means those arguing with each other and Finch are wasting your time.

• GHM – You are right in your assessment that I have been encouraging and ‘stirring up’ the comments. It does indeed improve the article’s standing in Google.

  Before articles like this, searching ‘Banners Broker’ would uncover a bunch of affiliate websites that had no understanding of the business model. They would ask “Is Banners Broker a scam?” before answering a defiant “No”, and peddling the user to sign up under their referral links.

  Some of these sites were actually owned by Banners Broker!

  I chose to publish the article not for financial gain, but because my own family have been caught up in the scam.

  I’ve been investigating it for months.

  The fact that I can get my posts to rank near the top of Google has very little to do with the validity of the arguments.

  >> “Finch has admitted that he is not in BB, so his views must be taken with a large pinch of salt, just the same as you would treat a person’s views on legal matters when they aren’t a practicing lawyer.”

  I’m sorry but you lose all credibility when you come out with this nonsense.

  The reason I am not in BB is because I do not want to give a bunch of known fraudsters my money and sensitive information, which by the way, according to their terms and conditions:

  “In the event of the company closing, the company reserves the right to sell or transfer the intellectual property, programming code, and membership database at its sole discretion.”

  If you’re going to treat my views with a large pinch of salt because I’m sensible enough not to throw away my money AND identity, then that’s on you.

• GHM – Do you have to be in BB in order to learn credibility to express your views? Do you have to be a practising lawyer to have a valid legal argument? For your information non-practising lawyers retain the same rights as practising members, except the right to practise law or to act as notaries public or Commissioners for taking affidavits. And yes, as a lawyer, I am entitled also to draw my conclusion about illegality of BB Terms and Conditions and therefore not to join.

• BJ,

  You have made your decision not to join BB. That’s fine. You are convinced that BB is not for you. That’s also fine.

  Anyone would be wasting their time arguing with you. But the reverse applies. too.

• Finch,

  I am in danger of falling into the same trap that you have set, so I am not going to entertain you further, except to say, “Finch, I am sure you are right, but then again, I have been known to be wrong.”

• GMH – You have to understand, this is not about convincing existing BB members to flee from the program. They are already locked in. Their monthly fees are a commitment. For most, exiting the program would seal a guaranteed loss. There is no way of ‘cashing out’ your entire balance, and with very good reason (it’s a ponzi).

  Their best hope is to hang in there for dear life.

  But that’s irrelevant. We’re not arguing with BB investors.

  We are speaking to the silent observers who have heard good things about Banners Broker, and then jumped on Google to do their due-diligence. These people can still be persuaded not to invest, and that is what you see happening.

  Forum threads are popping up all over the Internet linking potential investors to this post, among other unbiased resources. There is an enormous amount of dirt on Banners Broker. If users are finding the facts more easily, then it doesn’t bode well for BB.

  The doubt raised by this post, and the subsequent comments, will prevent many users from joining the program. Job done.

• Brilliant blog on Ponzi and illegal pyramids. I’d like to draw on a bit of slightly misleading information here. First of all, ALL business and organisation structures in the world are pyramid shape. So the shape is not the problem. ALL businesses and organisations in the world are MLM or multi level. If anyone thinks for one minute that R Branson does not earn off of every level in his businesses then you are deluded!
  So, MLM marketing, aka Network Marketing, has been has been wrongly aligned with Ponzi’s and Pyramids which are generally illegal. Now, do you really think that Coca Cola, Microsoft, General Motors, UK based PLc’s and many others would be involved in illegal Ponzi and Pyramids schemes? Because you need to know that ALL of these companies are involve with network marketing, aka MLM.
  MLM and Network marketing are the fastest growing ways of doing business in the world and are fair and credible. Ponzi’s and illegal Pyramids are growing but are not credible etc etc.
  In short, an illegal Pyramid or Ponzi scheme, is a scheme where all the money is made from recruitment, or (cleverly from the new ones)’monthly subs’ whether or not any products or services are shifted!
  Thanks for listening!
  Stuart@BrilliantConcept.co.uk

• […] Brilliant blog on Ponzi and illegal Pyramids –  https://finchsells.com/2012/10/21/banners-broker-scam-dont-let-it-affect-you/ […]

• This is becoming a great read. The exact same arguments were said about Zeek Rewards. Are you a lawyer? It’s not a ponzi! You don’t know what you are talking about? I’m making money so it is legitimate!

  Where is Zeek now? What about all the money made, the people that made money are being pursued to pay it back!

  Banners Broker is a PONZI so make money whilst you can lol

• awwwww…..wish i could have read it earlier :/
  banners broker is 100% scam and i lost my investment too 🙁
  a much organized scam than zeek rewards !!

• Ech Malik

  How did you lose your investment?

  What have you done to try to recover it from BB?

  If anyone has any ideas to help Ech, what can be done?

• They have the worst employee relations practices……parties, strip clubs, constant drinking in the office. Only douchebags with no families or any social perspective can work there…even the CEO has a double life and two families…..complete assholes!!! That’s just the personal things…..and they hire people, wo are illegal in the country.

• Exwife: you speak as if you know a lot about BB from personal perspective. Guess you’re talking about BB HQ in Canada?

• If Banners Broker was a scam dont you think these scammers would of took the money and run by now because i certainly would of! Banners broker are currently on a world tour which was a massive sucess in portugal and and im sure will do equally aswell in ireland which brings me to my next point where are you’s people getting your facts from that Banners Broker is about to go out of buisiness? Why would the owners of banners broker go to all the trouble of touring which costs money if they are planning to wrap it up soon it dosnt make sence. Alot of you doubters make some very valid points but i choose to believe that banners broker is a real buisiness and will get bigger and stronger by the day. Visit my site for more details earnmoneywhilstyousleepwithbannersbroker.co.uk thankas for reading

• Can i also just add something that picture of there head quarters above isnt there head quarters if you look on google maps its the glass building across the road from that garage but i like the article its a great read.

• Hey Chris D, Um what “glass building opposite”? If you look at google maps in a bit more detail, you have to travel down the road a bit to find 1019 Nelson Street 🙂 Just trying to be helpful here.

  But as you say, the article is a great read. Have a nice day.

• Oh Chris Oh Chris. All the money is offshore in Belize, they will milk it and milk it for as long as they can. If people are still putting money in they will keep going. As it slows down, payments will take longer to process. Then one day, you will log on and find no website lol. And they will have all the money in the offshore account.

  It is only a matter of time!

  But hey, I’ve only seen it happen a dozen times with other (so called) genuine businesses. So don’t take my word for it. Strap yourself in for the ride. Enjoy it while you can 🙂

• Joined BB 29 days ago… After your post decide to quit… Is it possible? or my money gone?

• Have you noticed that it is getting more expensive to buy panels?

• No doubt whatsoever, BB is an illegal pyramid/ponzi – Money is being made from recruitment whether any products or services are sold or not – This is a really simple statement that distinguishes highly credible Network Marketing and MLM from the ponzi and illegal pyramids, get it? Hard to believe some people are writing here under the delusion that BB is all good but hey, that’s the awesome power of greed and something for nothing.

• Thanks for listening.
  Stuart@BrilliantConcept.co.uk

• A friend of mine called me last week, he has a brother in law who has invested and he says he has $700 in his E-wallet. Bloody good one from BB inventors, an e-wallet, not a ‘real’ wallet! He hasn’t drawn from it yet as he’s waiting for it to accrue! He got very upset and rather rude when he called me recently and asked me to go to a meeting where I could invest if wanted to and I replied, after a bit of research, “Please call me back when you draw out your first payment” – His rude reaction is highly indicative to me of a man who know’s he’s been scammed and is desperate to find investors to ensure he gets his back, no thought for morals and scruples here, anyone will do. If not then he’s bought it hook line and sinker and is more stupid than I ever thought possible!
  Thanks for listening,
  Stuart@BrilliantConcept.co.uk

• @ Paul Strachan: From your ezine article

  “However, it’s not all bad news as company’s such as banners broker come to light with a business models that blow referral marketing out of the water and eliminate the need for it altogether. This is mainly because they have come up with a genuis patented system”

  (Source: http://EzineArticles.com/7297664)

  Patented system? Would you be as kind as to point me towards the relevant patent?

  This I’ve just *got* to see 😉

• stellar point inc 🙂 the name changed from bannersbroker ltd a few months back i think I saw and I came to another address or farm down by niagra falls or someplace like that.. wonder why? lol

• I dont know waths gone happenned with the BB but with a investiment about 500 dolars i already winned about 40000 dolars in one year not Bad?:) go on BB

• and if a scheme because they do not bb and that requires money to enter? I can buy a package to another member of the bb. now if the new affiliate to feed others bb not allow changes between members.
  Tradução
  eg I bought the initial package to a friend and never put one U.S. dollar at the bb , i already won thousands.

• You haven’t “winned about 40000 dolars”, John you’ve STOLEN any money you’ve received from BB from the other poor sods you no doubt talked into joining.

  I hope you’re proud of yourself.

• They have now surfaced in Ireland. A well know Irish radio programme (Liveline – RTE RADIO 1) is about to do a piece on them. Will post the link after I hear the programme at 13:45.

• There has been a radio show on RTE 1 called ‘Live Line’ where one guy could not get his €3,400 investment back and went to the radio to look for help. They contacted BB in Cork, Ireland (Paul something from BB spoke on air). He was promised a refund. There vwas a lot of people calling to say it was a scam then one guy called and said he made he invested of €2,000 6 months ago and has made €75,000 so far in the form of a credited MasterCard. He said his investment doubles every 8 weeks. To be honest i was almost going to invest a small amount after hearing him talk on the radio show BUT after reading the above “it aint going to happen now!” You should have a listen back to it on the http://www.rte.ie and a podcast for Live Line on 28 November 2012.
  Thanks for saving what little i have in my wallet Finch.

• Finch – Great Work – Obvious Scam.

  Just a note about all the fake comments on this site. When I say ‘fake comments’ I mean BB are trying to overwhelm your comments with their own bluster, going off on tangents, giving you really long winded comments that you have to address, making you repeat yourself over and over again. I particularly like the poster that supported you and then withdrew his support in the next comment! That was funny.

  I’m in Ireland and listened to the radio programme today and it immediately sounded like a scam. I was very dis-appointed with the radio presenter who gave the promoter of the scheme here a relatively easy ride. Also very disappointed with the production team whose reserch he was relying on. They had on someone, a very agressived blusterer, who claimed that he invested 2k and had earned 75k! This was all free promotion for BB and these affiliates.

  What seems to have been left completely out of the programme was that it was they were not only promoting BB they were promoting themselves – as they were the next step up the pyramid it was them personally who would be getting a direct cut of the money people were being conned into investing.

  Great Work Keep It Up!

  Pete

• http://www.realscam.com/f8/banners-broker-hyip-ponzi-scam-897

  Lots of pages of good research on BB which backs up what Finch has been saying on here that this is a scam. Unlike other forums, you are welcome to post criticism (or support) of BB without the threat of losing access to your account etc. Please come and join us.

• http://www.rte.ie/radio1/liveline/

  About an hour long….

  Worth listening to the end when the tech guys get their hands on hin

• […] further reading I recommend this excellent blog post on finchsells.com which goes into much more detail regarding this […]

• You all talk shit for toni blair. I have put £0 into the banners broker and I have take out 12 fuckin thousand pounds straight out. I was gifted a package and I have taken shit loads out. I have not brought anyone into banners broker and i have taken out money like no tomorrow. I am gonna take out shit loads more. I have a Banners Broker mastercard, which i take out 1000$ worth of GBP per day, when i withdraw onto it. So all of you talk shit, and are the competitors of Banners Broker, so you just want people to not join BB, but tough shit Mr Finchy, you are fuckt, coz BB is growing like southwest sauce on your mom’s meatball sandwich

• I’d like to share my experience of Banners Broker, if I may.

  About a month ago, three friends of mine from Somerset said, very excitedly, that they were going to invest some money in “an internet money making scheme”. It had been recommended to them by a lodger who lives with two of them (a married couple). He had told them all about this “Banners Broker” scheme and even shown them an online video.They talked about banners and panels that “roll up” and “mature”, and “e-wallets” and “Traffic packs”. It all seemed very impressive. Why, they even have meetings that you can go to and find out more! The lodger has his own website and his own business cards printed! Got to be genuine, right?

  My first response was that the more they told me, the more it sounded like those dodgy timeshare pitches that people went to about 20 years ago. Even from first hearing, I wasn’t at all impressed. I then got on to Google and did a bit of digging. As luck would have it, this is one of the first pages I came across. And I drew my friends’ attention to it as soon as I could.

  None of them could properly explain to me how it works. They admitted it was “very complicated” and that they didn’t understand it. I asked why, in that case, they were thinking of putting money into it?? No-one could really explain if it was an investment scheme or a business or what. No-one could say who the advertisers were or where these banners would be placed. Two of them quickly became disenchanted with the whole thing and decided they would not go any further, but one still thought there would be mileage in it. He decided too that he would go to one of these recruitment meetings, just to find out more.

  He drew the lodger’s attention to your site, and he in turn passed it on to the woman who was “above him”. She came back with a comment that you have got your maths wrong, Finch, (not sure how, exactly) and they both initially denied that Mr Dixit was the same man who had been involved in the World Homes thing in Canada.

  Its interesting that the lodger has someone “above” him, isn’t it, and that he in turn seems to be trying to recruit people “below” him, even though he explicitly states on his website that it is not a MLM venture.

  Then in the last week or so, a couple of interesting things have happened. The lodger has admitted that Mr Dixit is the same Mr Dixit as in the Canadian scheme “but he’s not taking an active role, he’s more of a backroom person” Oh yes? And the meeting planned for 21st November was suddenly cancelled – “rained off”. Blimey, I didn’t realise they had their recruitment meetings outside, did you? A fresh meeting may be arranged for December, and they are hoping to get meetings going in Taunton if they can guarantee that 40 suckers…I beg your pardon, potential members, will come along.

  These meetings worry me. If you are in a room being given the hard sell, and everyone round you is excited and joining up and saying it’s great, it is very hard for most people to resist going along with the herd. I am confident that i could resist, because I am naturally suspicious of things like this (and am a strong minded old crone anyway) but I don’t think everyone could.

  I’d like to think that my questions, and my mention of raising it with Trading Standards, might have had some effect. Maybe.

  I’m not a tech-savvy person like people who write to you, Finch, probably are. But i do have common sense. And what strikes me is this….

  Has anyone met a member of BB who is regularly making money from this? The lodger says that his “investment” is now worth $18k, but the only money has actually withdrawn from it was back in July and was $50. He has invested £1,200 so far. He won’t draw out any more (hasn’t tried – I wonder if he can?) because he believes it will accrue further. Thie mystical woman who is above him in the chain is said to be drawing out a “monthly income stream”, but where is the proof of that? I’d like to see hard cash on the kichen table, not in an e-wallet. Anyone can put numbers on a website, but only hard cash counts!

  Where is the proof of the value of BB? The only money I can see that is regularly going into this scheme is from the members who buy banners and must pay a monthly admin fee. Once that dries up, how will they manage to pay everyone out, especially if everyone wants their money at once? Forget the massive increase on your investment, folks, you’ll be lucky to get anything back at all, let alone the money you’ve plugged into it!

  If the banners are genuine, why do you need to byt “traffic packs”? Surely you are paying yourlelf to generate false clicks on your banners? Doesn’t make sense to me. And isn’t it fundamentally dishonest too, to make out there is more traffic to your site than there actually is? Of course, I don’t believe that these banners exist either. No-one can point to one or where they are.

  Why would anyone go to BB for adverts anyway?

  I think you can make money from BB……if you are at the top of the heap, so the speak. If you come in lower down or later on, forget it. That’s my view.

  I understand now that none of my friends will be going any further with this. I hope not.

  I am going to watch this with interest and see how it pans out, and what happens to the lodger. I don’t think it will end well though. I do feel sorry for those people who might lose out, but people do need to beware, and remmeber that if something sounds too good to be true, it probably is!

• how to shut down this shit?

• Della – Yes, you raise a lot of good points, and a lot of valid questions. They are serious questions that a legitimate company would have answers for, and would be happy to explain. A real company would relish in the opportunity to fight its corner.

  Not Banners Broker.

  Unfortunately, a ponzi scheme does not abide by the same laws of economics as a legitimate business. BB specialises in lies wrapped around lies. Trying to get facts from these fraudsters is like pinning jelly to a wall, and that is exactly the way it is intended. A ponzi would never last this long if the models were easy for people to understand.

  In reality, there is nothing to understand about Banners Broker.

  Find somebody who claims to ‘know the system’ and it’s like debating with a pathological liar. You can’t understand something that doesn’t exist, but you can certainly afford to make bold claims about it.

  Anyway, I’ve been following the recent comments closely. It’s great to see that people are growing wiser to what this system actually is. But it’s frankly a little disturbing that Banners Broker is now piling its resources in to finding offline investors. They are targeting the most vulnerable people in private audiences where their lies can fill the room with hope.

  Take a look at clips of the BB meetings on YouTube. There’s only one word for it: cult.

• Hello,
  very interesting your post
  I know banners broker
  and you explained it very well its deficiencies
  But it would be nice if also explain
  why ex-profitclicking just been paid
  works by far
  2,004
  without any problem
  Do not you think that that is a system similar to banners broker?

• Oh dear, it’s worse than I thought!

  I have just watched the “instructional” video above. I thought I understood the first minute or two, but then I completely lost it, and the remainder of the presentation was completely lost on me. And I work in a job which requires me to deal with a lot of gobbledegook, nonsense jargon and buzz words!

  The whole thing is completely impenetrable, but of course it is designed to be so.

  As for You Tube videos, well, I have seen only one and I immediately see what people mean when they say “cult”. It consisted of a not-so-young man explaining how he had become a BB millionaire in 18 months! Yay! But if you subsitutued the word “God” for “Banners Broker”, you could have been at a revivalist meeting. He didn’t have anything, then he found BB, he sold his car, he invested 5 grand, but BB has rewarded him a hundredfold!

  I can well see how people can be sucked in. Innocence, greed, hope, desperation, ignorance; you name it, most people can be vulnerable to it.

  Actually, I would LOVE to go to one of their meetings, just to see how they operate. Although I can see myself being escorted from the premises for asking too many difficult questions!

• @Finch

  Thank you so very F***K’n much. I was thinking of getting a red package from a lady who works in the same office building… She was trying to convince my brother to get a black package… nearly 5000$ HAHAHAHA…

  The lady doesn’t understand internet or marketing and sold the idea to my bro. She gets her info from a bigger BB affiliate who does all the “work for her”. I was only interested in doubling 1200$ LOL

  When she explained it to me I started getting suspicious and thought wait a second. how the f. do you double your investment…oh wait she says its not an investment which was confusing me moreover that her with drawls are not returns and all these words that BB says you are not allowed to use.

  The lady is senior and as soon as I get to work on Monday I’m going to explain to her wtf is really going on. I nearly needed to backhand my brother and stop him from using his CREDIT!!! to buy the black package.

  I have learned so much about ponzi schemes/pyramid schemes in the last few days its getting on my nerve how these schemes keep working based off people greed.

  I have had friends lose money on pyramid schemes that I told them not to invest in.

  BB are tricky bastards man… They almost had me, thank god for a quick google search on “ponzi sheme” / “Is banner broker a scam”. Many BB suckers, (almost my brother) like the old lady do not have a clue wtf is going on in the internet marketing world. BB has staff that goes to meeting to help their suckers handle their accounts. When the old lady told me she didn’t really understand what she invested in (because she failed to explain how exactly she doubled her money).
  She claimed that instead of taking your money out you use what you made to buy more panels to increase the amount you earn every month.

  I’m not saying I know a lot about internet marketing, but I do work for my family business and I have the common sense to question 100% return on 1200$ in 6 months. I asked her why she doesn’t just take out the money she made from this and the reply was

  “(BB affiliate) said that I can make more money if I keep getting more people and panels in BB and ill be making thousands in a few more months or years….”

  The people who profited knowing this is a scheme and are still getting new people doing it….shame on you. Even worse…When people feel betrayed and tricked into losing their money and have someone to blame (a BB affiliate), these people need to start covering their faces in public because they will come after you.

  -BTW well written article and replies…. love it. I think I’m going to check in once in a while.

  I am willing to break a mans legs for smiling at me, while he is stealing more then 1000$ from me… Thank god it did not come to that.

• I think you lose your time with what does not concern you, speak evil of the business of others and of our own business as well, should be fun for you. would be easier to put you in your own life, you can only be mad, the net can you find good doctors psychiatrists…

• Hey Finch,
  why do not you answer my question?
  why profitclicking (ex just been paid)
  They works by far 2004
  without any problem
  Do not you think that that is a system similar to banners broker?
  I wait your answer

• Matteo – You say Profitclicking works ‘without any problem’. It doesn’t seem that way to me.

  There are hundreds of posts from PC members complaining that they haven’t been paid, or that it is taking far longer than it should.

  Besides, ProfitClicking is pretty widely accepted as a ponzi. It’s certainly not the best case study for why Banners Broker is a legitimate business.

  I don’t know how else I can express this, but let me try for you:

  If you find an online opportunity that says it can double your money, or give you a guaranteed return, without having to possess both extreme talent AND a tolerance to great risk, then it is BULLSHIT.

• Ok sure, however, has been operating since 2004
  and this is a fact.
  But how does a PONZI to last 9 years?
  how is this possible?

• Matteo – Have you not heard of Bernie Madoff? His ponzi scheme lasted over 25 years.

  A ponzi scheme lasts as long as the influx of new investors can pay for the existing investors. The bolder the promise, the sooner it collapses.

• Update: “The lodger” is now boasting on his website that his BB investment has now passed $20k in value. And he does not intend to take an income stream from it until February or March 2013 because BB “advises” its people not to take any money from it for the first year.

  I bet they do!

  He isn’t going to report his gains any more on his site, as he feels he has shown enough to convince the sceptical. Hahahaha!

  I am going to wait with great interest to see if he does, indeed, draw an income stream in the next three months or if it is just numbers on a page as I believe…..

  Ther’s one born every minute, as the old saying goes. I’ll keep you informed.

• well..So how can you be so sure that banners broker collapse first spring?
  on what basis can you claim that you just said that a PONZI will last 25 years.
  I do not think this is TOO BOLD instead your prediction?
  I believe that if it is true that the world’s wealth is held only 10% of the population and they are the ones that determine the fate of the world,
  if google, facebook etc. earns millions and millions of dollars using all of us as his instrument of gain, but keeping all to herself and that the Rockefeller manages 200 of the largest companies in the world of drugs and
  that today we could easily do without oil and instead the dome and still has yet to speculate and still and still and still.
  I’ll tell you what
  that banners broker is ok

• Matteo – You are missing a rather integral point to the argument. A ponzi scheme may last 25 years, or it may last 25 days. It is still illegal.

  This is not a game, and it certainly is not a legitimate business like a Facebook, or Google.

  The reason why I am predicting an imminent collapse is because, regardless of how long a ponzi scheme can survive, there are two signs that this one won’t last much longer:

  1. When the money dries up, the program can no longer deliver on its promised returns.

  2. When sufficient negative attention is drawn to the true nature of the program (aka posts like this)

  At this point, one of two scenarios pans out. The ponzi will either collapse inwards, no longer able to pay out members and so running off in to the night. Or the relentless criticism will draw the attention of the authorities, who can act to stamp out what is an illegal ‘business model’.

  Matteo, you seem to be clutching at the straws of recent ponzi history to prove that Banners Broker can survive. But if anything, that history merely highlights how inevitable the collapse is. I know you don’t want to hear that, but it’s the truth.

• Hello guys, very interesting views right through. I come from an online investment background with HYIPs [High Yield Investment Programs], the underground segment that offers anything between 0.5% to 10% profits in a day. Of course, no website will admit that they’re illegal, but just the fact that they use e-currencies like LibertyReserve, PerfectMoney, etc should make it obvious. But the fact is, there’s tons of money to be made here if you play it right. No point getting in speeches about conscience and other stuff. Google it and you’ll discover a thriving “industry” with umpteen forums, blogs, fb and twitter groups. Most HYIPs are simple invest and withdraw deals. But a different segment called “Hybrid” plans have emerged and though you won’t find them listed in any HYIP monitors, they’re basically HYIPs offering lesser profits and thus longer sustainability. Perfect examples of these are the almost dead JustBeenPaid/ProfitClicking program [a legend in HYIP circles for lasting more than 2 years], the now shaky BannersBrokers [payments have now begun getting delayed] and the more recent on-the-rise United Paycheck [rapidly growing new plan]. Timing is the key here. If you’re clear about the basics of this segment, you shouldn’t need to recruit known contacts coz there’s hundreds of places online where such investors gather and are looking for a good deal. I have benefited immensely from JustBeenPaid and other programs in the past and continue to benefit immensely from UnitedPaycheck and other plans in the present.

  So I’d say it’s not about the question of pondering over the legal/illegal question, or dissecting how practical/sustainable/probable XYZ’s biz is…the question is about investing and withdrawing at the correct time and making the most of an opportunity while it lasts. Period.

  Even if BannersBrokers “scams” today, it would still be listed as a great program coz it paid so many for so long. Not a good idea to invest with them right now though as the forums are full of complaining investors. My tip for people in the online investment stream, check out United Paycheck today. It’s just 2 months old, and the way it’s growing, it could well match the success of the other two HYIP legends [JBP, BB]. Remember, it’s all about timing in this segment 🙂

• Finch you are totally wrong about Banners Broker. They make 90% of their money through advertising and 10% through affiliates. They would have collapsed ages ago if it was the other way round.

  I don’t care if you or your readers believe this or not but you sir should be very concerned because their legal team will come after you for slander and defamation and whatever else their they decide to throw at you.

• Hi

  Interesting stuff.

  But where did Google start up, where were their first offices?

  Everyone has to start somewhere!

  Google Adsense is also very complicated and does not work for me, Bannersbroker does work for me.

• bundip – Will they come after national newspapers too?

  Sunday World expose: http://twitpic.com/proxy/web2/img/696613659-5dea0ea48d07d16c586925e84b79507e.50bcb768-scaled.jpg

  Their ‘legal team’ will be far more concerned with protecting their leaders from a long stint in jail reaching for the soap…

• @bundip I suggest you read the article again through very slowly and then come back and tell us exactly where Finch has defamed anybody. All that is in the article is that a certain person has been involved in a different “scam” in the past and that is a known fact. Indeed, that person has admitted to it.

  Finch has systematically, as any professional business person would, looked at what BB promises and what it delivers and has made a judgement on that basis. That is called due diligence. Businesses that are above board expect any person “investing” to do this.

  I don’t for a moment think that Finch wrote his article without giving serious thought to how to say what he found and why, as an experienced internet marketer, he would describe the setup and process of BB the way he has. What you are forgetting is that everyone is entitled to think what they like about any situation. Somehow I don’t think you would even be on here, had he given the company a ringing endorsement.

  What I wonder is why the company feels it must threaten anyone for having an opinion that is not for that company. You can’t sue everyone for not agreeing with you, you really can’t.

• Dublin, Ireland Updates:
  About 800 people came to the Conference over the weekend from all over the world.
  The atmosphere was really upbeat!

  Chris, Raj and the whole team were very down to earth approachable people.
  Your income comes from the advertisiers NOT each other.
  BB is a Broker doing business with other Big Brokers and they make a good markup and can pay well.

  BB is expanding and aim to have 1 million BB affiliates this year so they can launch their own platforms and get advertisiers direct!
  You own a BB biz and need to get full aware of how it works and are responsible for helping the guy under you.

• Hi
  erst einmal vielen dank für Dein Text ist echt gut erklärt.

  Dann kannst Du mir auch Sicherlich sagen, wie ich da wieder am schnellsten raus komme oder?

  Ich wäre Dir sehr dankbar und im gegenzug lösche ich mein Theme okay?!

  Gruß

• I’m not usually a blogger but I have to speak about Banners.

  I joined BB in February 2012 with $900. I had two friends far more computer savvy than I to research the Web for scams and any detrimental information that could be found about the company. Nothing could be found.

  I am now taking out between $2000-3000 a month and my account continues to grow.

  It is November 2012 and I have taken out $11.800 in total deposited to my credit card and to the Banners Cash Card. I have no reason to lie and anyone who has questions is welcome to e mail me.

  I wonder if people were suspicious in the early days of the .com companies when fortunes were made.

  Diane Walter, Vancouver

• Yuri – And yet none of these advertisers can be found to exist. And neither can any publishers. Remarkable!

  Diane – If your two friends were to research Banners Broker today, they would find plenty of detrimental information that could be held against the company. I’ve said right from the beginning of this post that some people do make money from ponzi schemes, but it does not change the fact that it is a ponzi.

• Hey Finch, thanks for the brilliant post. Have you heard this radio interview with BB in Ireland? The BB podcast is at the end of the page: http://www.rte.ie/radio1/liveline/#Podcasts – Enjoy!

• Great post was looking at this but it just didn’t add up luckily I gave it miss.

• Finch has totally earned my respect in fighting against Banners Brokers, the current biggest scammers in the internet. I come from Cambodia, a developing country and the next frontier for these scammers. They are now trying to scam thousands of us. I have been earning money from the internet for a couple of years. Thus, I can tell that BB is a real scammer. I support you, Finch. Keep fighting. I hope it will collapse soon. I checked the Alexa traffic of its site. There has been not much significant increase in traffic for 4 months, so I expect it to collapse in less than a year as they are now struggling to recruit new members.

• Why would an advertiser or a publisher tell people who they sell there advertising space to? or who publishes on it, its just not relevent! Also i think that banners broker dont want there advertisers or publishers disclosing this infomation as its members could just keep clicking on there banners to get a quicker return. I also think that BB dosnt want to share that info with its members because they dont want there members knowing how much they make off a banner and how little its members make. At the end of the day no one has any real evidence weather there buisness is the real deal or a scam as so many of these blogs say and with packages starting from $25 its got to be worth a punt hasnt it?????????????????????????????? Visit my website for more info and leave a comment on my blog http://www.earnmoneywhilstyousleepwithbannersbroker.co.uk

• Finch,

  Thank you for taking this stand against Banners Broker. I joined BB about 4 months ago in order to be eligible for an advertising co-op my sponsor was soon to launch for a completely separate business. It was a terrible mistake on my part. I am usually diligent about doing research before I get involved in something, but I didn’t this time because I truly trusted my sponsor and wanted access to his co-op. Now I realize that I’m going to learn a very costly lesson. I put in thousands of dollars, and have yet to see a penny. After a couple months elapsed, having not gotten a SINGLE lead from the campaigns I was running, I began to question the legitimacy of their alleged advertising. I raised concerns about BB in the Facebook group for the aforementioned co-op, and was told not to be “negative” and my posts were deleted. From that point on, I was privately messaging any new members to the group to warn them about BB until being booted from the group about a week ago. There are several large BB facebook groups where members constantly post their virtual “earnings” (not withdrawable, mind you). Any mention of legitimate concerns is stifled.. the groupthink is very powerful and more and more people continue to be suckered in. It’s sad. Even though I’m going to lose a lot of money, I’m thrilled to see that your post is ranking so high in the search results, and that Banners Broker is being exposed for what it is: A FRAUD. Keep up the good work Finch! This industry can use a few watchdogs. I downloaded your Affiliate Survival Kit.. Clearly I can use some direction.

• Hey Finch you must seriously have a personal problem with banners broker as you are here to answer negative to all positive comments. Go and get your evidence supporting it is a scam and whilst you’re at it, get a life. You pretty much talk shit, as i think this is your websight to increase the number of hits so you can make money from your website too. You have never asked the people who have advertised their websites with bb and have increased the number of visitors to their sights. As i know some people who have done this, so they are getting the best of both worlds, making money from bb, and also making money from their website, by people shopping. So not much to say on that, is there??????????? Mr Flinchy

• Anybody want to play a game of ‘Spot the Vested Interests’?

  @Mr Cock Meat Sandwich (if that’s your real name) – I have three pieces of advice for you:

  1. Learn to spell.
  2. Learn to debate facts with facts.
  3. Learn to invest your money in something other than ponzi schemes.

  @Chris – There is plenty of evidence of the scam, you just choose not to listen to it. Blissful ignorance?

  I am all for a $25 punt. But forced to choose between a horse and Raj Dixit, I’ll take the horse every time. Besides being more likely to give me a return, the horse might actually know something about real business!

• If people reading this believe that “Banners Brokers” is “GENUINE” then they are “BRAIN” dead and deserve to lose every penny (99% of people will).

  Instead of arguing the facts, lets all just sit tight, and wait for Banners to disappear. Which it will, as they all do.

  There is nothing better than “I told you so”.

• Mr Flinchy I have no personal problem with you being against banners broker or any of the affiliates. You are entitled to your own opinions. As for my spellnigs miskates if any lol, i can’t be bothered to read my last post, it’s the fault of text messages lol. The other thing is, you have nothing but opinion based posts on this forum. I have IT specialists friends who are in Banner Broker, who know how the blind network works, so any that asks ‘where are the adverts’ can do their own research on how the blind network works. Everyone knows you are increasing the number of hits on your website to earn a bit of pocket money. Maybe one day you can become a publisher with BB. There is a lot of negavtive crap about BB on the net, but people who have a brain(which works) will always go and do their own research. As you may already know, everyone is welcome to the BB headoffice in toronto, and Chris Smith meets anyone face to face, as does Rajiv. So they have nothing to hide, if you have nothing to hide mr flinchy, why don’t you go and meet them. I don’t know where you’re from, but you could have met them in dublin and had a nice dinner too. One last thing, what do you have to say about David Hooker getting involved with BB. I’m sure plenty of people know David Hooker, and if they don’t already know him, they can do some reasearch on him. So Mr Flinchy, I hope you know David Hooker and his position in BB. I don’t think there will any comments on that, or if there is, it will probably be the same as your first reply. Question. What did you have for lunch?
  Answer. My favourite colour is blue. lol
  Anyway cock meat sandwich, plenty in guantana… Watch Harold and Kumar, you need a movie Mr Flinchy

• Mr Cock Meat Sandwich – I’m pretty tired of rehashing the same points, but let’s get this straight…

  >> “The other thing is, you have nothing but opinion based posts on this forum.”

  Wrong.

  Read the post and comments again.

  An opinion would be me saying, “I think Banners Broker is a scam because I don’t like their business model and I don’t see how it can work”

  What I have actually said is that the facts made available by Banners Broker (their definition of how their business model works) point to the reality that their model is not sustainable. There is no ‘opinion’ here. They are either lying about their business model (which they are, of course), or they are lying about the return on investment the program can deliver.

  To say that it is a matter of opinion, quite frankly, is to say that you don’t know much about business, or online advertising. The argument, “That’s just your opinion”, seems to be reserved for BB drones who don’t know enough about online advertising to actually contest it.

  That’s your problem, not mine.

  I’m just stating the facts.

  >> “I have IT specialists friends who are in Banner Broker, who know how the blind network works, so any that asks ‘where are the adverts’ can do their own research on how the blind network works.”

  I can see that you are clearly 20 years behind the times when you come out with terminology like your “IT specialist friends”. This is 2012. Wake up and smell the coffee. Just about anybody can claim to be an IT Specialist in the digital age.

  And what is an IT specialist? An “Information Technology Specialist”? You are dealing in terms from the 90s! I know many “IT Specialists” and whilst they are good with hardware and computers, the industry that we’re talking about is online advertising.

  I hate to break it to you but an IT Specialist is not the same thing as an Online Advertiser, or a Media Buyer.

  I am an online advertiser. It’s what I do for a living.

  More to the point, I know exactly how a blind network works because I advertise on them every day. Have you ever used Clicksor? Have you ever used a blind network at all?

  BB apologists make this mistake over and over again of assuming that the secret to BB is hidden in the ‘blind’ nature of the blind network. They assume that the reason we cannot track down advertisers or publishers is because the network is ‘blind’.

  Bullshit.

  There is nothing blind about a blind network.

  You can easily see where your ads are running. The major difference between a blind network and a normal network is that you have no control over your ad placements on a blind network. It is called RON traffic (run-of-network: the network decides where to show your ads).

  That does not mean you are blind to your ads, or blind to the business model!

  Get this in to your head.

  I will admit. It is a stroke of genius by the BB ponzi generals to use a blind network. Just the name of it is enough to convince the armies of BB hobgoblins that no evidence of advertisers or publishers is necessary.

  If you knew anything about online advertising, you would see the humour in this.

  >> Everyone knows you are increasing the number of hits on your website to earn a bit of pocket money.

  Yeah, so what?

  Isn’t that the point of running a website?

  Everybody knows you are singing the praises of Banners Broker for at least one of the reasons below:

  a) You are dumb and blind enough to believe it, even in the face of irrefutable evidence.
  b) You have a vested interest in keeping the program alive.
  c) You are paid to post pro-BB nonsense.

  Do I hold that against you? No, it’s a free country. If I make money because an article on my site attracts 1000s of hits, why do you give a shit?

  >> “Maybe one day you can become a publisher with BB.”

  Have you not read the reviews of life as a BB publisher?

  That part of the site doesn’t even work!

  >> “There is a lot of negavtive crap about BB on the net, but people who have a brain(which works) will always go and do their own research.”

  About the first sensible thing you’ve said. It’s just as well this article ranks at the top of Google for when people are doing that research then, eh?

  >> “As you may already know, everyone is welcome to the BB headoffice in toronto, and Chris Smith meets anyone face to face, as does Rajiv.”

  Correction: Chris Smith and Raj Dixit are willing to meet any investor face to face. It’s the fact that they spend so much time with investors, and zero time with publishers and advertisers that makes the true nature of this scam oh so revealing. Don’t you think?

  The investor is just a passenger. It’s the advertisers and publishers that are required to make this business model work. And yet despite going on a World Tour, Raj and Chris have yet to show their faces at a single advertising conference.

  Any reason why?

  I guess we’ll just call it a paradox and not ask any more many questions.

  >> “So they have nothing to hide, if you have nothing to hide mr flinchy, why don’t you go and meet them.”

  Why would I bother? The ‘World Tour’ is just a lame exhibition where people get together to pretend that they know something about the next big pot of gold under the rainbow.

  It’s a circle jerk bordering on a cult.

  >> “One last thing, what do you have to say about David Hooker getting involved with BB. I’m sure plenty of people know David Hooker, and if they don’t already know him, they can do some reasearch on him. So Mr Flinchy, I hope you know David Hooker and his position in BB.”

  Never heard of him.

  His name may mean something to you in the world of MLM and messed up ponzi schemes, but it means nothing to me.

  That said, I’m sure he’s getting paid some nice coin to stick his face in the cockpit of the Titanic.

• Mr Flinchy I actually like you. I apologise for any comments of mine which have broken your heart. Maybe I used the term IT specialist, as I am not the biggest computer geek. I should have said ‘my friends who are programmers’. Forget my friends who are running online businesses, My own brother is smashing money online. Banners Broker have never claimed that you cannot find out where your ads have been placed. You have no proof of that, if you do, then prove it. They have clearly shown the business model to everyone. Nobody is forced to join BB, and I hardly know anyone that has actually purchased a package from BB. Most people gift packages to their family and friends from the profits they have made from BB, just like I was gifted. You like taking statements out of context and giving an answer to play with the mind of some innocent people, who just read a comment and believe it. You have accused BB of paying me to write my comments. It’s not Raj it’s Rajiv Dixit. As you don’t know his name, maybe you have made a mistake and accused the wrong person. When you say I am using the terms from the 90’s, maybe it’s beacause that’s when I started pubity, and got my masters in physics. I’m pretty sure someone must be paying you to write these nasty comments, if you are making good money from it, then by all means carry on. Last but not least, Mr David Hooker can be found on google, youtube, even face to face, not like urself hiding in your bedroom. Everyone knows you are lying about not knowing David Hooker. You obviously do not want to meet Chris and Rajiv as you know your balls would drop if you had any, after they give you full proof of the business. You already know that BB is a real business, with real people, who ever is paying you to write these comments, ask them for more money and you will write more comments. P.S. Has anyone ever heard of you, maybe you write these comments with different names and answer your own questions, just like the people who bid against themselves in ebay. As Albert Einstein said ‘Finch is another name for dirty cancer’, just another disease. Thankyou Mr Flinchy, this is my last comment and no more hits on your sight from me as you are just a little retard hiding in your room, getting paid to post false comments. Goodbye

• Before you disappear in a puff of ponzi fairydust, I’d love to hear who you think is paying me to write these comments. The Ponzi Suppression Resistance?

  You are clearly deluded.

  You actually come off as mentally unstable, which is quite an achievement through words on a page. If your purpose is to convince people that BB is worth investing in, you’re not doing a particularly good job.

  Who knows? Maybe Rajiv and co will ask for their money back? Unsatisfactory shilling. Minus ten weeks of panels.

  Everybody knows I am lying about not knowing David Hooker? Really? Are you actually David Hooker in the disguise of a cock meat sandwich? Christ, It wouldn’t surprise me.

  One look at Google and it’s pretty obvious that Hooker is a nobody in the online advertising business, but a good public speaker nonetheless. Why would I have heard of him?

• I noticed that, on a couple of BB affiliate websites, mention is made of the “Ex Merryl Lynch ForEx trader” – on one site he is called the “Number 3 ForEx Trader in the World” no less – who “went to Canada and spent 72 hours examining the BB system and gave it the thumbs up” at the end of it. He “knew what questions to ask” based on his 20 years in the City of London and gave BB total endorsement.

  Wow! I’m convinced! Where do I sign up?

  Except….

  Who IS this man or woman? What is his/her name? What is his/her background, qualifications, experience? If they have given “total endorsement” to BB, why aren’t they out and proud, singing from the rooftops what a great system it is? Shy, maybe?

  It’s sounding more and more like an Urban Legend, a “friend of a friend” tale. You know the sort of thing: “There’s this bloke at work, well, his brother’s wife’s cousin, she knows [insert name of famous person] and I hear… ”

  I mean, come on! Just ask yourself, is it likely? If more people put these things under the spotlight of their own common sense and asked was it likely, then maybe fewer people would fall for these things.

  As an aside, according to a website called Company Check, BB used to be called “Onlineincome Limited” and changed their name about a year ago. Is there any info out there about that operation? There was a company – still is – based in Nottingham called “Online Income Solutions”, which seems to have a very dubious history with many complaints on various websites about it, but I cannot find a link between it and what BB used to be. I think they are two different entities.

  And BB’s registered office in the UK is a terraced house in Leamington Spa. (You can see it on Google maps with street view. Very nice). Oh, and they haven’t filed any accounts as yet, according to this site…

  Still, it’s interesting for me to realise just what’s out there.

  It’s all a case of “caveat emptor” (Let the buyer beware) I think.

• I signed up but thank god I wasn’t able to put in money, their website always has errors and I opened a ticket a week ago and haven’t heard from the customer service.

  Why would a company double your money in a month or two without even telling you where the funds are going other than online banners.

  Bottomline is if you don’t know the system and it is complicated to describe how a program works but yet you are putting in $$$$ you are an idiot. You might as well go to Vegas and put the $$$ on the rollette table at least you know what you are doing and where the money is going.

• Mr Flinchy I really like the way you play games. I like games. Here is one, show me your real face and I will show you mine. What is the name of your advertising company, I would like to join it or give you some products to be advertised and see if it really works for me. Why don’t you go and meet Chris and Rajiv in toronto, I’m sure they would love to meet you and show you around. You didn’t even know Rajiv’s name, you thought it was Raj. Erm, not too sure if you are talking about Raj or Rajiv. You claim to be an advertising company but are most likely a ponzi yourself, so you need to quickly get people to invest in your scam, then do one from the back door. As for your knowledge about the blind network, I think it’s quite poor. You are nothing but a lonely little man or (woman) as I cannot see you. You have no idea of the progress of BB and you just make false claims. You should be a politician, maybe you could have spoken for GW Bush. You are full of shit my mateeeeee. You don’t even answer to the question, If people are gifting packages to each other, then how are they making money from the company. I’m sure you know the answer, but you just need to some bullshit so people recommend others to visit your sight and you get populaaaaa. You need a cock meat sandwich and a fuckin pint. I’m sure people read your comments and still go and do their own research. If you are an advertising company, then how the fuck do you get time to respond to these comments. Your company must not run very well, or maybe you’re just a ponzi. See you later aligator

• Della – The ‘friend of a friend’ tale is how schemes like BB get traction. I’ve listened to it so many times now. It’s just passing the burden of due diligence to somebody else. A lazy cop out.

  Anybody who invests on the back of an ‘inside tip’ (one that is widely available) is guaranteed to be on to a loser. That’s how bubbles burst. When easy money reaches the hands of Average Uninformed Joe, that’s when you know the game is up.

  Tony – Consider it a lucky escape! Better to get the errors when you’re trying to put the money in. Once you’ve invested, you’re pretty much locked in for the ride.

  Sandwich – You’re still here? Zzz.

• Great Info Finch,

  People posting here in defense of BB seem to think that just because they are making money it is somehow legit. These are people who are uneducated on the model. Bank robbers make money too. Tell the Zeeksters. Those who made profit and are in the US are getting subpoenas and the gov. wants the profits back.

• Hey Finch. I think your website should be renamed Finch Smells. What a load of Horsesh*t you off-loaded with this ridiculous article! Why would anyone trust YOU? You are the laughable one. You don’t KNOW if Banners Broker is a Ponzi scheme or not, you only suspect it. It was a pathetic attempt of trying to destroy an online competitor. Though you may market different products or services you still are competing for customers in the UK market and possibly globally as well. I believe Banners Broker will prove to be a perfectly legal/legitimate business, and may be around long after the Finch Sells joke of a business will be around. If for some slim chance in hell that you are correct I will come in here and take my medicine like a man for being duped. If you are wrong will you do the same? I doubt it. There will be some excuse. There always is. Good luck with your game of deception and lies. Hopefully people will find out before it’s too late what kind of business man you really are. God bless! 🙂

• Brilliant post, so true. Luckily i never bought into it!

• Mark – I’ll see you back here in a few months. Don’t forget to bring your medicine!

• No problem Finch, we will see. I am a man of my word 🙂

• Hi Mark, if Flinchy is wrong(which he is, as he wants the online market on his side) he will eat my cock meat sandwich. I have never heard of him before you know. I don’t see busy business owners writing away on forums. Have you noticed Mark, he never bothered to reply to a couple of my posts. He has nothing to say. He needs to keep his ponzi a bit on the low side, as the government might start to investigate in his dodgy business. BB has been approved in all directions, so Flinchy is just trying to mind play with people who don’t know how to do their research properly. Anyway Mark, which medicine were you thinking of? I like calpol, it’s nice and sweet. But my Big Bob’s cock meat sandwich

• tastes sour lol, so Flinchy won’t be too happy

• Sandwich – I’m getting tired of your trolling now, so either contribute something relevant or return back to the hole you came from.

  You might want to learn the difference between affiliate marketing and ponzi schemes while you’re at it.

• I am trying to follow all of this and I have read all of these posts and have looked for other sources to confirm/deny that this BB is a scam and a Ponzi scheme. I must admit that I am now confused somewhat from all that I am reading, because for every one that calls it a scam and a Ponzi, there are the same numbers that say it’s working for them.
  I understand your point about there are those that are making money even if it is a Ponzi, and that the money is coming from new members as opposed to selling or brokering a real product, so that there is no new “real” money being generated as opposed to just shifting it from one affiliate to another (and to the principals of the company), and that this scheme will eventually collapse. If one has no ethics, and wants to make money, (and is willing to take the legal risk)then one can participate in the scheme and hope the timing is right, at the expense of those others who come in later and do not time it right.
  I would be interested in participating in it if it is a real sustainable business, but I am a “newbie to all of this” and am trying to educate myself about online advertising, and internet marketing in general, but I am way behind the curve on this as I have never been involved with any internet business.
  Let me state the conclusions I have gleaned from these posts to see if I have understood correctly so far:
  1) The main problem with all of this is that advertisers are not buying advertising from Banners Brokers (who is supposedly a middleman for Clicksor) because they could go to Clicksor and get it for less and direct it better, so why use Banners Brokers?
  2) There is a way to check to see if the banners one purchased are being shown anywhere on the internet and you have not been able to find one of them. This part is a little confusing to me as I do not understand how to trace the supposed banners from BB to where they should supposedly be placed on websites.
  3) The only way to withdraw “earned” funds right now from BB is using a prepaid Mastercard, which one must apply for and send in a notarized copy of one’s passport to obtain. From what I understand that previously there were 4 ways, then 2 ways, now only the one.
  4)According to many here (and in other posts elsewhere) the amounts and time and notifications to withdraw are now being reduced and lengthened respectively, which is taken by you as a sign that the owners are making it more difficult to get your money out, the beginning of the endgame for a Ponzi scheme.
  5) There is no way the BB people could be using a “blind” network and keep where they are buying ads anonymous, they would be traceable somewhere and by someone, such as yourself.
  6) This seems to be the crux of the matter–that ads are not legitimately being purchased and the money is simply being cycled (or recycled) until the bottom falls out.
  Have I got the gist of what is being discussed and concluded here?

  Here is a link to another person who has tried to look at the scheme from another angle, soley as a publisher, not an advertiser, and his post has also done a lot to convince me that the business is not legitimate.
  http://philsmy.com/2012/10/bannersbroker-verdict-scam/

  Last question–is there anyway to get Clicksor to weigh in on this with a comment? Since their name is being bandied about in these posts, would they not be interested in clearing things up vis-a-vis their relation with BB.

  Thanks for your attention. I am probably making a lot of stupid points and not really understanding what I am talking about but that is because I do not understand internet advertising.

• Steven – You’ve pretty much got it right in that assessment.

  Before I address each of the points, it has to be pointed out that the pro-BB users are not lying when they say that they have made money (some even profits). It sounds like you know this already. But it’s this reason that generates such a violent reaction from the apologists when BB is questioned. They see money in their accounts and look no further. They don’t like to question where the money came from.

  You are correct in saying there is an element of timing involved. Those who invested in the program early are the most likely to walk away with a profit.

  You also have to take the ‘earnings claims’ with a massive pinch of salt. Many of these users are looking at their BB account balance, not the money that has been transferred in to their bank accounts. Most of these reported earnings are actually just a giant IOU from Banners Broker. To actually withdraw the money is a different problem altogether.

  That said, if I pay you $50 on time and then promise that there’s another $5000 coming your way, what are you going to think? Receiving any money at all counts as evidence of legitimacy in the eyes of many BB investors, regardless of the money they have put in, and the money they are still owed.

  Anyway, your points…

  1) The main problem with all of this is that advertisers are not buying advertising from Banners Brokers (who is supposedly a middleman for Clicksor) because they could go to Clicksor and get it for less and direct it better, so why use Banners Brokers?

  There are two problems. Firstly, yes, when you look at the business from a competitive analysis standpoint, it defies belief that Banners Broker can sustain a business model by delivering the same service for twice the price. It’s even more ludicrous when you consider that Clicksor is not a big enough company to deliver the returns that BB is promising, and BB is o ly a small part of Clicksor!

  Of course, the BB Ponzi Generals have realised this, which is why they are now saying that the scheme is working with ten additional networks. The question is who? And how can that possibly translate in to a positive experience for the advertiser? They already had no idea which sites their ads were appearing on. Now they don’t even know which network they’re operating through!

  That said, it’s obviously a pile of steaming BS designed to deflect the initial Clicksor findings.

  The second problem… is that no such advertisers exist. BB cannot point to a single reputable brand or company that is using their ad service. They do not even respond to advertising offers to spend money on their platform, as a legitimate ad company surely would.

  2) There is a way to check to see if the banners one purchased are being shown anywhere on the internet and you have not been able to find one of them. This part is a little confusing to me as I do not understand how to trace the supposed banners from BB to where they should supposedly be placed on websites.

  Yep, as seen in the link you posted, there were no advertisers buying inventory. Just vacuums of empty ad space.

  3) The only way to withdraw “earned” funds right now from BB is using a prepaid Mastercard, which one must apply for and send in a notarized copy of one’s passport to obtain. From what I understand that previously there were 4 ways, then 2 ways, now only the one.

  That’s correct for the UK, as far as I’m aware.

  Again, you have to question why they can’t just use bank transfers, or PayPal… Like a normal company.

  4)According to many here (and in other posts elsewhere) the amounts and time and notifications to withdraw are now being reduced and lengthened respectively, which is taken by you as a sign that the owners are making it more difficult to get your money out, the beginning of the endgame for a Ponzi scheme

  Correct.

  It does not necessarily mean that they are preparing to close the scam now. It may last for several more months. But it shows that BB is not as “cash rich” as they publicly claim to be.

  The latest membership drive in Ireland is illustration of their need to aggressively target new investors. They have a lot of mouths to feed.

  If the business model really was related to online marketing, they would be doing the OPPOSITE. They would be restricting the number of new investors and increasing the number of advertisers, as that is where their money is allegedly made. Evidently not judging by the amusing galas that have been held lately.

  5) There is no way the BB people could be using a “blind” network and keep where they are buying ads anonymous, they would be traceable somewhere and by someone, such as yourself

  It’s plausible they could keep the source of the ads anonymous, but then you have to question who their customers would be…

  Advertisers do not like to be kept in the dark when it comes to spending their dollars.

  The idea that BB can dominate the advertising industry whilst offering untraceable inventory that advertisers would have no control over is, frankly, quite laughable.

  Say you are an advertiser. Would you spend a premium rate to advertise on a service that gave you zero reporting, and charged you twice the price? This is where the BB model fails. Badly.

  6) This seems to be the crux of the matter–that ads are not legitimately being purchased and the money is simply being cycled (or recycled) until the bottom falls out.
  Have I got the gist of what is being discussed and concluded here?

  Exactly.

  The simplest answer is usually the correct answer.

  It just so happens that with Banners Broker, the simple answer is the only answer: pyramid scheme.

  The model works no other way.

• Flinchy I came out of your mom’s hole after I went in, as I am Big Bob’s cock meat sandwich. Your mom ate me and made me do press ups until I threw up. Flinchy looks like your ponzi scheme is pretty much over as I am gonna report you. When you make false accusations, you can get done. Maybe you will be seen in court soon. You are a scam and need people to invest in your ponzi scheme so you can quickly pack up and go. you’re very clever Flinchy. You need to put me back in your mom’s fishy fanny and push me and pull me again and again until your mom says stop. you are a SCAMMMMMMMMMMMMM. Try to prove everyone you are not, because everyone knows your game you little scum. Suck dick Flinchhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhh

• Hey Mr. Cock Meat Sandwich

  Now we know clearly that you are part of the Banners Broker scheme. How much did you get paid to say offensive words to Flinch? Learn your manners, Mr. Cock Meat Sandwich. Shout your big mouth! You sound very desperate now as your scam is fully exposed. Hundreds of thousands of people will be after your people when your scam collapse. May God send you to hell for all sins you have done! Anyway before that, you and your people will serve time in prison.

• Finch, why don’t you just block Mr C M Sandwich from your site? He has nothing of value to say and frankly, I think his posts are getting offensive.

  No-one minds a fair argument, but this is getting ridiculous!

• Well, I like to give users a chance to have their say, and I think it’s important that people see both sides of the argument (because in all honesty, guys like Sandwich do more harm than good for BB).

  But in this case, you’re right.

  He clearly has nothing worthwhile left to say, so he has been flushed.

  Good riddance.

• Good. He came over as a tiresome little troll.

  I’ve been looking at quite a few websites on this BB lark. Some are for it – because they are members – and others against.

  What strikes me about the “for” gang is that they are almost hysterically in favour of BB. There are boasts aplenty about their “earnings”, the same stories about “ForEx traders” who say it’s all great, and, since the Dublin roadshow, many comments stressing that they are BROKERS for advertisers. Sometimes the wording is near as damnit identical, almost as if they were reproducing a press release. In recent days, I’ve noticed many threats to naughty bloggers (presumably like yourself) who are “bad mouthing” the sacred BB.

  Nowhere do I see a balanced, measured assessment of BB, with its pros and cons, accompanied by a soundly argued case for it. No, as far as I can see it’s all hot air and hype. Rather reminds me of dear old Del Boy: “Next year, Rodney, we’ll be millionaires!”

  You pointed out a very pertinent fact: The BB squad spend more time schmoozing potential investors to their scheme than they do finding potential advertisers.

  That tells me a lot.

  If someone could explain, in simple terms and with transparency and honesty just how the whole thing worked, that would be great. But no-one does. Perhaps no-one can.

  A fair argument would, I’m sure, be enlightening. But noone from BB seems willing to engage in such a thing. I wonder why>

  The good thing is that the Irish newspapers are sniffing round this. I hope the UK media does the same. It will be so interesting to see what happens then!

• From the “Crimestoppers” website. I offer this with no further comment.

  How to recognise pyramid scheme fraud?

  If you’re considering any type of investment, always remember: if it seems too good to be true, it probably is. High returns can only be achieved with high risk.
  Pyramid schemes often involve products that are overpriced and have no real resale value.
  Legitimate trading schemes rely on valuable goods and services, while illegal pyramid schemes focus simply on recruiting more and more investors.
  Fraudsters try to pressure you into making rushed decisions, giving you no time to consider the nature of the investment by using hard sell techniques.
  Fraudsters will often use technical jargon, impressive job titles and create fake websites to look credible and to distract you from the true nature of the scheme.

• I have seen so many blogs like that but I no one thing that I dont care about how company looks and what company does as long as I am getting pay thats what is important and BB is paying no matter how slow but paying and guys dont put all your money in one I have invested in 10 companies and I know how to manage my business and get success so finch dont worry

• Wow, all interesting stuff here. I have a BB account and started at the end of June12. I am happily in real profit e.g. withdrawn cash in my pocket vs total amount put in.

  I hope BB continues for as long as possible, but online stuff like this IS ALWAYS A GAMBLE !

  You take a punt, get your initial stake back, then anything else is a bonus.

• Las empresas de MLM si son un Ponzi y una estafa, solo ganan dinero los cuatro de arriba explotando a la gente con ilusión. En sus empresas de MLM si no entra gente no se gana dinero, eso es un Ponzi, usted lideres de MLM son también unos estafadores. ustedes se estan defendiendo con uñas y dientes por que en estos negocios nuevos no es necesario tener referidos para ganar dinero, eso no les gusta por que se les va el chollo.

  MLM companies if they are a scam and a Ponzi, earn money only four top exploiting people forward. In their MLM companies come unless people do not make money, that’s a Ponzi, MLM leaders you are also swindlers. you are fighting tooth and nail for that in these new businesses do not need referrals to make money, do not like that they are going the bargain.

• I was about to invest 2k ish in to this system. A lot of my friends have done it, when i first heard of it i immediately thought ‘pyramid scam’.

  I know ppl who have made money of this system, a guy who got in last year is regularly taking out 5 k a month. But like you said like all these schemes they evenrually crah. I fear the crash is near since they have announced new changes in jan, I hope my friends make their money back atleast.

  For my pary id like to thank you for giving me the cold slap of reality. I forgot that you dont get something for nothing, again, like you said greed carried my away.

  Thank You for writing this article.

• This is what the Irish newsreporter said about this scam http://www.sundayworld.com/columnists/sw-irish-crime.php#aid-13767 . BB Brokers are full of lies.

• There is so much crap put on here about banners broker but has anyone of you tried it and had success.I think finch is just like cook and dooley losers who try to make money off companies by bad mouthing a company and then trying to charge them to remove there posts.There has been problems with the business but most was from the growth as it went from 100k members to 250k in less then 5 months and there systems where unable to cope.
  I think finch should join and test this before slating it as thats the only way to find out if it works.

• Hello. I believe more and more what is in this page about bannersbroker. I have very big difficulties to have my master card from them and I have also difficulties to get my money. WE must close soon as possible this company. I am able to help all people to make action against this company. Let put together all the people who are scam from this company and lets go to law in front of the Canada court where the headquarter is, in Whitby, near Toronto. People who want action can email me who more we are who better it is to go against this company. My Email is handccd17@gmail.com .

• Please Note

  I was at the BB meeting in Dublin and there is no way this company is a Ponzi
  because they would not spend time and money on this operation. There is no proof on this site that BB is a scam. I am making money and have more than twice got back what i put in. Believe what you like but show me the evidence. BB is protecting themselves from slander and by sites such as these so expect a call from BB lawyers soon. Why are they still paying? They started as a small company and now they are attempting to be compliant. They were introducing tax until they found out they needed not to as they are an international company. If you read everything in this world it has a negative including corporates. Look at all the banks scandal, fraud allegations and bad business out there. Would thise companies travel thousands of miles to come and see you.
  You have not proved the advertising structure does not work and if it did not they would nit be able to pay affiliates at this level.

  Long Live BB

• @ anon strange isn’t it you where at the dublin meeting where the head off BB Ireland Mr McCarthy was this is what he said to a newsreporter

  In another contradiction, McCarthy told the Sunday World there was “no way” people would double their money and said they didn’t claim otherwise. He added that a lot of criticism the company is receiving is because people involved are making false claims about high earnings.

  so or the head off BB in Dublin is telling lies or you are ….

  the reporter caught him on several lies and decided to label BB to ponzi scam 😉 but i pressume now you will tell me The sunday world is not telling the truth because they are jelous that BB is making loads of profit for his affiliates right …. rofl and for the last time its not because its a ponzi you cant make money but its stay’s ILLEGAL MONEY …. …. the lucky ones will make money but you will have loads of people that will loose their investment …..
  and that is wat you all do conscious or unconsiuos you lure peeps into it to keep it going …. little question anton you are doubeling your investment so tell me where are this adds where BB is making all this money with ??? because even BB as a firm in advertising cant show them …. strange isn’t it but i gues ass long the money comes in you don’t care where it comes from well thats your first proove of ponzi seem there are almost no advertisers and websites with BB advertising strange isn’t it if your bussines is all about online advertising
  so instead of telling us there is no proove on this site its a scam the worrying thing is that YOU CAN’T PROOVE that IT IS A LEGIT bussines no one of BB has been on anny site that say’s there a scam/ponzi with proove of there advertisers the sites the advertise on if it would be my bussines and it would be legit thats wat i would do …. why do’nt they because they are a ponzi simple as that ….
  hope you get tons of money out anton but stop telling peeps its not a scam … sorry englis is not my native language hope i didn’t make to many misstakes but i gues it readable 😉

• Ok…if you truly believe Banners Broker is a Ponzi scheme, and a scam why don’t you report it to the proper authorities? If you no-kidding believe they are scam it is YOUR responsibility to report this so called internet investment fraud! This is just like it would be your moral and ethical responsibility to report ANY crime. To make it easy for you, I have even included a link where you can have at it.

  http://www.actionfraud.police.uk/

  We all know you are not going to do that because you know there is no REAL proof of your allegations, and are just a competitor that feels threatened by the success of Banners Broker and their affiliates. Maybe you are a disgruntled ex-member who was just kicked out for misconduct, or has some other axe to grind. Who the hell knows?

  Like I said before, if Banners Broker is really as you say, you are also implying that the BB leadership are all predators and criminals in the act of a crime. Go ahead and report them! This also goes for any sheeple that subscribes to the BS that Mr. Finch is selling. It is your civic duty and responsibility to do so!

  Think what you will, but I do NOT believe that Banners Broker is a scam and, we will really see how good of a prognosticator you really are. Have a most excellent week, and a Merry Christmas to you! 🙂

• Err, thanks for the advice, Mark.

  What makes you think I haven’t done that already?

  I reported Banners Broker to Action Fraud many weeks ago, before I even wrote this post. I’m now speaking to a major UK newspaper about running a story on them.

  The Irish press is already sharpening the knives…

  http://www.sundayworld.com/columnists/sw-irish-crime.php?aid=13767

  http://www.irishexaminer.com/ireland/advertising-scheme-boss-led-firm-suspended-for-pyramid-selling-215448.html

  http://www.irishexaminer.com/analysis/another-scheme-too-good-to-be-true-215389.html

  As for your line that I am a competitor who feels threatened by the success of Banners Broker…please, spare me the bullshit. I’m an affiliate marketer. Do you even know what that is? Go and find out before you make an even bigger prat out of yourself.

• Really?..What did the authorities say when you reported this to them? It will be really interesting to see what, if anything will come of this. We are all proud of you for performing your civic duty Finch..Well done! ;).

  BTW, I do know what an affiliate marketer is. You are essentially a middleman between an online consumer and a merchant’s products/services, and earn commissions based on sales of the products or services resulting from your referrals. Although you may not be a direct competitor per say in regards to the service you provide to companies, you do obviously operate online like Banners Broker does. Only you know the truth as to why you selected BB as your target of opportunity. You say some of your nearest and dearest have been sucked into this massive scam. Did you save them from themselves, or you are not as influential as you think you are? I guess time will tell if there is something concrete to your allegations. Good day! 🙂

• Well this is fun while finch goes on about a company that sells space to people to place there ads he is in turn selling information that is freely available online to people who think he has the answers to being a success.To me he is the one who is running a scam to line his pocket.

• Mark – The reason I made this post is because Banners Broker is travelling the world targeting people who know nothing about online advertising, while urging them to invest money (in some cases lifetime savings) in a business model that is not what it says it is.

  It is destined to fail.

  Some of own family were suckered in to this scheme, and now it’s too late for them to get out. That’s what drove me to research and investigate the system.

  Banners Broker are happy to manipulate and steal and lie to make money from 55 year old housewives and retired granddads who don’t fully understand what they are investing in. They travel the world with this intention. I think it’s vile, and people who try to defend it are just as bad (or incredibly naive).

  You ask about my intentions to post this.

  Well…

  Why is the Sunday World posting about it?
  Why is the Irish Examiner posting about it?

  It’s something called public interest.

  You may find it more comforting to dismiss me as some kind of angry or ripped off ex-BB member who has a vendetta, but the answer is much more simple.

  Banners Broker is going to hurt a lot of people and ruin a lot of lives.

  If this article can prevent that from happening for one, two, or 1000 people, then I’m happy with its purpose.

  Let me ask you Mark, what is your purpose for being here?

  If you are so confident of the legitimacy and eternal success promised by Banners Broker, why concern yourself with the criticism? It shows a lack of security to me. Perhaps you are worried, or want to convince yourself that you are justified, or simply want to stroke your own ego that you’ve finally found a magic button where money grows on trees.

  It’s a fantasy. One day you will wake up from it.

  Nick – What information am I selling that is freely available online? The only information I sell directly is my interpretation of how to make money in the affiliate business. Let me explain my business model to you so that you can show me how exactly it’s a scam (I’d love to know!):

  1) I write 150 pages+ of tips for people wanting to be successful in affiliate marketing
  2) I sell this information in an eBook for $34.95
  3) If somebody wants to buy it, he can.
  4) If the customer doesn’t like the product, he can ask for his money back.

  So please tell me how I am a running a scam as opposed to… oh I don’t know… selling an ebook?

  For the record, despite thousands of eBook sales, I have only ever been asked to give 2 refunds. You can search the web and find reviews of my products. They are what they are.

  If you think that’s the same thing as running a ponzi scheme swindling thousands of housewives out of their life savings, then do me a favour and stop posting. I don’t have time to argue with a god damn brick wall.

• Finch you clearly write your book for personal gain and from what i have seen so far of the banners broker system why would you buy into some thing that you didnt understand fully.I am a great believer in doing research and testing something before i recommend it to anyone.Banners broker is based on a similar program to google it sells space and anyone that joins it can make a profit but some just dont stick to the rules and they got stung by not complying.I have close friends in banners broker who are making good incomes from it. But there are always some bad apples that twist the truth about what they are doing and earning in any business Amway was a top example of this.As for your family members bad training could of been why they lost out or if they didnt comply to the rules set by the company.David Hooker has just been hired to sort out some of the problems with banners broker and im sure he will do his job.I would suggest that you went to one of there meetings in the uk and did some more research before you continue to slate this company anymore.

• Nick – “Finch you clearly write your book for personal gain and from what i have seen so far of the banners broker system why would you buy into some thing that you didnt understand fully.”

  What does that sentence even mean?!

  The bottom line is you claim to be a man of research. Good for you.

  I am too.

  The research I’ve done has led me to believe with 100% certainty (absolutely zero doubt) that this is a ponzi scheme. I don’t need to attend one of their cult-like meetings to ask questions, because quite simply, I already know the answers. Someday you will too.

• OH god this BB goeroes don’t stop let me tell you one thing Nick and Mark the only thing you tell is that peolple withdraw money out of there account that is the only proove …. so let me ask you what others have asked in some same threads
  i quote out of the whirlpool forum ( thx to Sir Flibble )

  A company that makes $9B on advertising revenue and we can’t find a single website that hosts their banners. This shouldn’t need to be a case of BB ‘naming their customers’ but a case of someone who sells the BB ‘opportunity’ should be able to point to a website and say “see here’s one of the banners”. I cannot find one of these banners.
  No I’m saying people believe in a lot of silly things based on faith.

  Let me list exactly what I’m looking for”

  1 – A website which is independent of BB and hosts a single banner ad.
  2 – The website is not a recruitment site for BB.
  3 – Preferably a website run by a publisher that has no other links to BB (ie they do not also ‘rent panels’).

  That is it.

  so like Finch told us before you are making money out of online advertising but strange enough NO ONE CAN SHOW A INDEPENDANT WEBSITE WIT BANNERBROKER AD so do us a faver and shut our mounth by providing us such a simple prrove …. but somehow no on in bannerbrokers can find 1 website with their ads on ….. mmmmm PONZI

  keep on dreaming

• Finch i understand how you feel about banners broker i was caught out with a company and lost money but life goes on.I dont think you have done enough research into this company to justify slating it how you have been and your lack of commitment to fully research it shows that you only do half a job.
  It wouldnt look good if i bought your book read some of it and slated it as poor quality information being sold for a huge profit.
  I would have to read the whole book to give a fair review.So get the whole story and not half before you slate any other company as at some piont you might find yourself in situation that could cost you every penny you have earnt.

• Nick – It’s not Banners Broker you should be investigating. It’s the online advertising industry.

  You can’t understand one without fully grasping the other.

• Ok Finch, fair enough. Maybe you really are sincere about helping people, but we will see if you really know what you are talking about.

  I actually came in here because my sponsor from my primary MLM business sent me an email, and pointed me to your website. He said he wasn’t sure if your article was bullshit or not, but to be careful. When I first read your review it reeked of tabloid journalism, and seemed like you were some guy on a mission with a bone to pick. That is why I was initially angered by it. The fact is, none of us really know the truth about what Banners Broker really is. We just have our opinions. I am fairly new to Banners Broker and haven’t made an effort to recruit people yet. My initial investment was a very modest $400, and today after about 5 months I am up to $500 in my E-Wallet. This equates to about a $20 per month profit. This is all without putting a single penny out of my own pocket beyond the one time investment, or recruiting a single soul. Instead of cashing out, I simply purchase more panels with the profits to grow my account. It is up to ~$6K now in value. If BB continues to grow, and you are wrong about your assessment of the company, then in a few years I should be able to withdraw $3K to $5K every month from my account (or more) with the right strategy, or if I start to recruit. It is not a huge amount of money, but it is a good supplement to all my other income streams.

  This is not a get rich quick scheme, so get that straight right now. If for some reason you are correct, then I only lose $400 of my own money and some face in the process. I’m not overly concerned about that. I am not one of those people who invest their life savings on a whim, or put all their eggs in one basket. Of course there are people who do, and this is obviously a recipe for disaster no matter if a business is legitimate or not.

  Only time will tell what the REAL truth is. For now I will keep pressing on. LIke I said the first time, I will be back in here one way or another once this all pans out. People need the whole unadulterated truth, not just somebody’s opinion like ours or anyone else who has a take on it.

• If anyone wants more information about BB, please also visit http://www.realscam.com

  😉

• “A Ponzi scheme is a fraudulent investment operation that pays returns to its investors from their own money or the money paid by subsequent investors, rather than from profit earned by the individual or organization running the operation.”

  BB is a Ponzi Scheme, plain as the nose on your face. Do some investors make money? Yes of course but that doesn’t make it right. Ponzi Schemes like BB are illegal but unfortunately it takes authorities months/years to garner the information to shut them down.

• What is a better scam than a bank that pays you less than 1 percent interest to save with them so they can use your money and then takes from you about 21 percent interest when you borrow from them.

  The banks are the worst scam ever and yet we still bank with them…hehahah.a

• The only way this person got the pictures is that he has a banners broker account and while he is telling you it is a scam he is making money because you can’t help but make money when you open an account and start it he be a fool not too and I don’t think he is a fool…lol

• I also made $4000 in November and Christmas is good with BB I got paid 5 times to my mastercard so don’t sound like a bad business to me and it is not all profit. The definition of a Ponzi they leave no paper trail. BB can’t be that everything is coded every transaction is documented. Score 1 for BB…

• I do have a Banners Broker account, two in fact. I signed up to investigate the advertising system, as well as the publisher system.

  What I found was that neither of them actually work, as illustrated in the post.

  I do not have an Ad-Pub combo ‘investor’ account.

  >> “The definition of a Ponzi they leave no paper trail.”

  LOL, firstly, that is wrong.

  Secondly, what do you think about the fact that Banners Broker refuses to use banks like a normal business? Or even PayPal? In fact, the only way you can get to your money with this ‘business’ is by having a prepaid card loaded with cash.

  Seems legit!

• Btw, interesting to note that Banners Broker has been offline for the last 12 hours. Very professional.

  If they can’t afford a backup server for their own tiny website, what makes anybody think they can handle the demands of delivering millions of ads?

  …seems legit.

• The reason that people have doubts about BB is because they dont understand the marketplace and/or the BB business model.

  BB havent exactly covered themselves in glory here in the commumnication either

  This will be addressed by BB.

  I suggest you get along to one of the meetings/conferences next year and find out for yourself.

  Or you could join as a free member and take notice of the new updates that are coming our way

• I’ve been in BB for getting on for a year. I went to a presentation at a hotel with a friend who was already an affiliate and thought I was buying in to a legitimate advertising business. It seemed plausible that advertisers would buy advertising space brokered cheaply by BB in bulk resold it on our behalf and that, unlike Google ad sense, there was a co-operative profit sharing scheme at the heart of it. At the time there was noting but praise for BB on the internet. No one had a bad word to say about it, so it all seemed legit.

  However, I realise now that the only money BB generates is from within its affiliate program. The business is selling the business idea ‘downline’, not selling advertising! There are no advertisers other than the ‘ad’ side of the ad/pub combo packages BB members purchase. So I’m effectively buying advertising for my (useless) referral link from myself! The more I see of the inner workings of the scheme the more I realise that the figures don’t remotely stack up. The sham websites set up last April and the complete absence of genuine adverts anywhere are indicative of a business model with neither a viable business nor a convincing model!

  The panels and ad impressions are an illusion of wealth creation. In theory my $400 investment is now worth $4,000 in panels but it’s just numbers on a screen. It’s clever because I’m encouraged to keep re-investing in new panels to make my e-wallet look fit to burst but the amounts actully available to me in cash are small fraction of the screen value if I plough it all back in.

  Sensing things weren’t adding up though, I tried to get my initial investment back so that if things did go pear shaped before Christmas I’d be okay. But I’ve had that withdrawl payment request pending for nearly 2 months via STP. It’s incorrect to state that the BB card is the only valid method of withdrawl according to the website. STP is supposedly being ‘phased out’ but the $400 I’ve requested is still in the system as a valid withdrawl method and STP is still accepting withdrawl requests. They’re just not bothering to process them! There is no plausibe excuse for non-payment other than the sort of extreme cashflow problems that schemes which rely solely on internal investment are prone to.

  The trouble is, because I’ve not got any affilates beneath me (or any intention of promoting BB positively now I know better) and am no longer putting money into the scheme, BB have no interest in giving me anything. ‘Support’ ignore my questions regarding slow to non-existent payments. It’s obvious now what is going on and it’s only a matter of time before it collapses. Meanwhile, those with their BB payment cards (mostly those with teams of affiliates they signed up and who therefore need to be kept sweet) and the small elite at the head of the corporation; are living the high life while they can.

  I understand your motivation for wanting to have BB closed down asap but of course the sooner that happens the less likely I am to get anything back at all. Writing this post won’t enhance my chances of getting anything back either, as the amount of criticism and disppointment appearing on the net is tangible and will hasten the demise of BB….but regardless of my potential loss, I’m uncomfortable with it continuing to sell itself to fresh ‘investors’ who are Peter being robbed to pay Paul.

  As things stand, if it continues for several more months I might get my initial investment back by STP if they decide to cough up in the hope I’ll regain my trust and belief in the scheme and start pumping fresh money in again. That’s not going to happen. If I do get anything out of them I’ll close my account on principle that it’s an amoral (and possibly illegal) business to be involved in. More likely though, the site will disappear along with my money and the money of 150,000 + people siphoned off to Belize or wherever…. As you say, just because some people have and still are profiting handsomely from BB doesn’t negate the truth about how and where it operates and what it is.

  Even so, it saddens me that there are BB affiliates who don’t give a damn where their payments came from when the going was good and revel in being able to draw off as much as they can while they can. I believe those who already have the BB card are still able to withdraw money but the rest of us have no way of getting anything back other than a wing and a prayer via STP. It seems that applications for the card are no longer being processed either or, like STP, being heavily delayed as a stalling tactic for BB to buy more time with my money.

  All I want to do is get back what I paid in and write off any theoretical profit tied up in my pointless panels. Even if I could get more out, or if the scheme continues, my conscience tells me it would be wrong because that money has to come from someone else who can ill afford to lose their initial investment either. I don’t want to profit from other people’s misfortune. However, the way I look at it now, I think I’m highly unlikely to get a penny back and will have to write off all the money I’ve put in. It’s not a fortune thankfully, and won’t ruin my life, but it’s not peanuts either to someone on a low income who was daft enough to be drawn in by the illusion that BB is brokering banners to businesses.

  Either way, this is disappointing state of affairs. There are a lot of people in BB who defend it religiously regardless of the facts which prove it is an unsustainable pyramid-type business model with no real product and a highly misleading sales pitch. There are also sadly a lot of people on forums/blogs such as this one who are not in BB but are taking an inordinate amount of pleasure and delight from this fiasco; Yes there appears to be a culture of fraud and greed at the top end of the pyramid but the real losers will be ordinary decent people who have bought into it on the basis of trust and gullibility via friends, family etc. The friend who took me to the presentation stands to lose a couple of £1,000’s as he’s not withdrawn a penny, confident about the long term prospects despite my severe misgivings. I won’t fall out with him over it because he was/is as naive as me about how or if it could work. I was merely more cautious in how much I was prepared to speculate. I think he’s in denial because he has more to lose and started off with a greater level of faith than I did.

  Maybe we don’t deserve any sympathy for getting involved in a business we don’t understand and for not fully questioning the feasibility of the income stream versus potential returns. On the other hand it would be nice if once in a while someone trying to sell a great idea actually had a great idea to sell!

• There is a simple way to demonstrate the legitimacy of this program. Can someone please request that Mr Raj Divit provide factual evidence of BB system at work and bank accountant statements to prove the deposit of there single source broker. I have no doubt that this system is a Ponzi Scheme, however the dipstick ‘Mr Divit’ continues to claim they are here to stay.

• I told a close friend of mine about this blog and he came and looked at it and he thought he would send some new prospects to view it funny thing was they all thought the blog had a lot of information but still they joined banners broker well done finch your blog is now being used to recruit people for banners broker.

• Hi Finch

  First post – thought this might interest you…..

  When a website goes down you can check what the issue is at ISItDownRightNow (I’m sure you know this). I did this yesterday as the BB website did yet another disappearing act without any warning from the company.

  On there, in response to a few people letting off steam, a gentleman posted the below passage. I thought it was worth copying and saving as I thought it would probably disappear quickly in light of the nature of those Irish newspaper articles of last week. True enough, today the passage was gone (however as IsItDownRight now links through FB I checked on the page of the gentleman concerned and it was still on there – Oooops!!).

  Anyway here is what he wrote :

  BB in Dublin

  SATURDAY- The highlight of the day and the entire weekend was David Hooker.
  He joined BB about 10 weeks ago. Chris had approached him from day one but he said come back when you are bigger. He was astounded by the growth in 18 months!
  His main job is to improve the image of BB and handle all legal stuff in each country. He was extremely funny and an excellent communicator!
  His presentation consisted of filling us in completely on how the Blind Network works and how it has 10 major Brokers running it. How BB linked up with the smaller of these Brokers and how now one of the largest Brokers has given green light to link with them. Chris later said that the linking up of software is almost complete and they will soon be good to go.
  He also talked about how he tackled the bloggers that were writing negative stuff. One was a friend of his and wanted BB to pay him £900 to correct his negative story!!!!, Another one, when offered the chance to come to BB International to see for himself what BB does, declined, and said he was broke! David was terrific at giving us a clear overview of how we make money. This presentation with slides will soon be available in the back office. But if you want to see it live in the next three days he is in the north of England doing this presentation. Details posted below! I would bend over backwards to see him if I was you. If you do you will be so pumped ( to use an Americanism.) Another key point was that BB was your Business and you need to get to KNOW it properly. So this is the next step. Providing you with the FULL info so that you can explain it to others in simple terms and handle any false hoods they throw at you from negative sites, etc. (BTW BB are now in the position to hire a legal team to handle blatant falsehoods out there in internet land. So badmouthed bloggers beware!)

  Raj and Chris and Lorenzo spoke throughout the weekend. David Hooker gave his talk again on the Sunday to the new guys arriving for just that day.
  Then announced he will have it in the back office soon! Hippeeeee!
  Raj and Chris explained in more depth how the publisher is given a flat fee for a length of time on his site and then the Brokers resell and resell that space and can make a massive mark-up on the site and that’s why we can be paid 2x. Raj joked it could be more, but 2x worked.
  The thing repeated over and over is that BB is a BROKER. You are a Banners BROKER.
  That’s why they can pay us a good return guys. This is Brokers money not the money a publisher makes. Its the markup a Broker makes. The publisher gets the flat fee. Its the Broker that knows how to sell the space over and over.

  They went into more detail about how ads get placed on sites sometimes changing every minute or 15mins max and then put onto another site. BB is not the advertiser. They don’t place the ads. The Advertising-Broker does.

  Make of this what you will…..

• My experience is simple. I’m a BB affiliate for 11 months, Initial purchase returned and I’m up €3,428 to date, in cash, in my account. I’ve just this morning transferred $1,400 (for xmas) which will show on my BB Mastercard tommorrow.
  I’ve invited no-one to date, but will do so in the new year. I have to balance my trip to Dublin and the two thousand positive people at that conference, with 5 clowns that spend all day every day posting derogatory remarks on realsc*m.com and your isolated view on this blog.
  I’m happy, and will go with the majority, thanks.
  You see, it’s not just the 2,000 that I met, of the 250,000 around the world, but the fact that the silent majority are rarely heard, in comparison to the vocal (and tiny) minority that make all of the noise, and are easily forgotten.
  Thank you, however, for crystalising the numbers for me.
  I wish you all a happy and peaceful Christmas.

• lol, my favourite part: “Rule number one of any ponzi scheme: Do not give anybody the slightest hope of understanding your business model.”

  Dude if u dont understand their model, it doesnt mean all ppl dont understand this. I am in BB since march and i understand everything, including this video too.
  This article is one big LOL. you know shit about banners broker, and talk shit about it. Anyway, keep article up to date! BB just bought building with 15000 metters, and moved with all support there. Anyway your info about monthly fees, packages etc.. is total FAIL! you dont understand anything and dont know anything 😀
  So funny that you have convinced so many ppl, that are believing in your lies.
  Anyway BB will sue you, for talking shit about them and calling them scammers, they already announced that in irland. Well dont feel so special, they just said they gonna sue all fuckers like you, who claim BB are ponzi or scam.

• I think alot of people here don’t fully understand what’s going on. Finch is not saying you can’t make money of BannersBrokers, the fact of the matter is you can. He’s just explaining that the nature of the busisness is not what it’s claimed to be.

  If you want to invest 500$ into it and a few months down the line make a few extra bucks then go for it, but one day this will come crashing down and alot of people will lose their money.

  What i seem to notice in schemes like that this is that the people who are involved in the scheme believe it so much, or want to believe it so much, that they dismiss all reasonable evidence proving otherwise ( Blinded by $$ signs, liturally ). You’d be far better off Accepting it could very well be a ponzi scheme, play your cards differently and cash out as regularly as possibile and taking a risk.

  Another interesting thing about this is, i know a person who invested in this about 8 months ago and turned 500$ into 25,000$. She reccomended a few people and played it perfectly( Withdrew none and constantly reinvested her earnings ). Now her past track record is that it’s making her about 60-65% profit every month so at the end of the year she’d have made approx 140k. ( Just to note her “Sponser” made 140k after 15 months and he was new to it( although he invested more i believe )) so i believe this is approximation is correct.

  Now i’m not fully aware of the complete system but unless the system changes once you start earning more and more money, the figures simply do not add up. It’s a snowball effect, it starts small and esculated out of control

  12 – months 140k
  16 – months 922k
  24 – months 39 million
  36 – months 11 billion

  BB as far as i’m aware has about 150k members, even if 50 of them play it absolutly perfectly, that’s 275 billion / year. Google turn over 21.7 billion $ a year.

  Now like i said, the system may change as you start earning more and more, i don’t know for sure but i know that a friend of mine has made just short of 25k$ and if it continues to grow at that rate, she’ll be a billionaire by next december.

• @D Pressed Read your post and would like to extend my sympathy to you.

  I think (know) it is all too easy to be taken in by BB and one of the main reasons is that people are recruited by friends and/or family. The element of trust is there to begin with and that is why one gets sucked in, most likely without keeping a clear head and really looking for a balanced view of the business, especially with all the claims that are made about being able to make money with very little effort. If it were a stranger approaching you in the street, you probably would take what was being said with a pinch of salt.

  Unfortunately, as you have said, it becomes clear that BB is not all that it claims to be and you start searching for information to back up your initial thoughts. The excuses about the website wear thin, payments take forever etc: indeed BB could not administer their way out of a wet paper bag!! Then you find somewhere like this where the reasoning is clear and cogent. The blinkers then fall from your eyes and what a horrible, sick feeling that is.

  Now you have also pointed out that there are those on other sites who seem to mock those who are currently in BB and look forward to its demise. That is partially true I agree. For me, I have friends and family involved and I am simply holding my breath waiting for it to fall over. I will be there for my loved ones and will help and support them to get over this. Until that happens, there is absolutely *nothing* I can say to make it work or make it better.

  I suspect that those you consider to be laughing at you are more sympathetic than you will ever know. This is not the first “dodgy” scheme to take people in and it won’t be the last and maybe these others have been taken in at some point in the past as well. I am not excusing how some of them behave at all. It is possible that you’re feeling really sensitive now you’ve found out what you got conned into. I can only guess. I just wanted to respond to you with the best of intentions.

  Wishing you well.

  DD

• @BBVoyuer

  Can you explain to me why if they’re turning over so much money daily, why they’re taking YOUR 100$ and turning it into a masive profit when now they could be using their own money / profits.

  I asked this at a bannersbrokers meeting and the response i heard was “Because raj had an upbringing where he didn’t have much money, he believes in sharing his profits etc and has a goal to make more internet millionaires than any other site”.

• Did you know that in those pictures of Offices. There’s Google office what they have now, and the other one is BB office when they just started 2 years ago.

  Maybe you should start then by putting also google first office? Shame to saty that it was a garage where on the door was written Google.

  Looks like they haven’t paid you to correct your blog, you could find some legit way to make money.

• Thanks very much DD. You sum it up pretty well.

  Last night there was a statement stating it was ‘down for maintenance’…..I’ve just logged into my account and discovered even more reasons to feel depressed. I’d best not go into it here and now but this ‘maintenance’ involved a further barrier/delaying tactic being applied to withdrawls.

  The person who ‘anonymous’ says ‘played it perfectly’ has in fact played it disastrously’. She’s not taken any of her money out. She’s invested and re-invested and has no more chance of getting any of that back than I have. Her account might say she has 25k in panels but I bet the amount available to spend/withdraw is a few $100’s at best and that if she tries to withdraw it, she’ll face heavy delays, potential penalties and even then will only have got back a small fraction of the cash she has invested herself. ‘Earnings’ are no use if she can’t get at them or they’re tied up in a notional computer algorithm.

  Sadly my friend is in a very similar situation. He thinks he’s worth 25k to BB…..100’s of panels say so but without the ability to liquidate a penny profit, it’s meaningless. But he’d rather become a paper billionaire than resort to the default position of common sense and harsh reality!

  At least if I get a few $100’s back I’ll have hardly lost anything. Others stand to lose a lot more.

• No, I cannot explain anything about BB.

  To clarify my position, I did put a little money in it believing at first it be what it purported to be. After a few months I became firmly of the opinion that it is not genuine.

  My posting was to illustrate that claims denied in the press by one ‘bigwig’ were, on the basis of this attendee in Ireland, also made by others – RE 2 x your money back. As well as to point out that the message was quickly removed in true BB ‘you can’t talk too much about us’ style. I believe those people with a knowledge of the advertising industry over BB cheerleaders…..

  Personally I am simply playing with my account hoping it lasts long enough for me to get back what I put in. That’s it.

• @ D.Pressed

  Perfect in terms of maximizing profits. Assuming it was not a scam.

• King – When Google had just started, it didn’t claim to be paying out millions with limitless scope for growth.

• Ml Clancy ….. it is possible that you have transfered this morning 1400$ for xmas …. but sadly enough the part you lie is that it will be on your BB mastercard tomorrow it takes 7 to 14 WORKING day’s (and usualy longer) before it gets processed to you card 😉

• Guys, If BB was real,Chris Smith or Raj Dickead would simply release some documents to show the relationship they have with reputable clients and they would blow Finchs blog out of the water. It would be as simple as that, and that’s what any reputable company would b doing in order to show the legitimacy of their business model.

  The reasons for them not doing so are prettay, prettay,preattay obvious.

  P.S. It’s a ponzi-dumbasses!

• Madoff – Exactly.

  It’s not very difficult to disprove that your business is operating a ponzi model.

  Unless of course, you are operating a ponzi model.

  That’s when you avoid debating facts with facts. That’s when you resort to spreading outright lies that bloggers are trying to extort money in return for having their negative comments removed.

• you hit the nail there Madoff …. it pisses me of that the only thing they do is to shout …. WE MAKE MONEY and YOU DON’T UNDERSTAND HOW BB WORKS but like you say it is so easy too proove us wrong if they would be legit

• @Undisclosed

  The reason BB limit your packages because if they let you buy a 1,000,000$ package, you’re going to turn that to 2 million in a month, and then 4 million in a few months and Banners would be able to cash out a million. But if they let you do max 3k, then betime you turn it into a decent amount to cash out, 10,0000 of other people have cashed in all for 500$ or so and made 5 million, and betime they have started to cash out another 100,000 people have joined, until eventually there are more people cashing out than there are joining. So the whole thing collapses.

• Very informative! One of the best blogs I have seen in a long time. Keep up the great work. People need to know what scams are out there. I’ve seen so much junk online since I started 6 years ago. Great info!

• It’s easy for people, especially those not financially involved to throw around words like ‘ponzi’, ‘scam’ etc. And to mock the afflicted who are struggling to extract any tangible profit from the BB business. BUT the business model sold verbally and financially is very plausible and fully legitimate. Whether that is what actually happens and whether that is what affiliates actually get is another matter. The evidence suggests BB are not brokering advertistisng themselves or via a third party, but there is no catagorical proof of an illegal ponzi being operated. If there was it wouldm’t have got this far and wouldn’t still be operating many months after the most vociforous critics said it would or could.

  Many of the terms and methods attributed to BB are akin to MLM marketing. Whether it’s a viable business model or not is irrelevant in those terms, because MLM IS legal. I have presented my concerns about the unsustainability of a company whose income is only derived from selling the business idea to new affliates. BUT as yet, unlike Zeek Rewards (which I recently heard about) no law enforcement agency has shown enough interest or provided enough (or any) evidence of categorical law breaking which consitutes illegal Ponzi or Pyramid marketing by BB. Misleading one’s customers is morally wrong but if the business itself is legal it’s legal!

  And it should be borne in mind that even if a business is run with the best intentions and fully compliant with the law it won’t necessarily survive. There are millions of big and small buinesses which go bust every year leaving creditors out of pocket. In recent years the UK has lost Woolworths, MFI, Comet to name but three. As well as some major banks None of these were ponzis, pyramids, scams or MLMs but that didn’t didn’t stop them going bust, either though negligence, the move to low overhead online sales by competitors, incompetence or the recession. Many struggling companies try to hold off their demise by slowing down payments, using stalling tactics, not answering phone calls or requests for money owed. None of these things amount to a ponzi at work!

  There is enough evidence to suggest to me that BB is not what I thought or hoped it would be and that I’m unlikely to get my money back, never mind make a profit. BUT, whilst I would strongly suggest to anyone thinking of signing up now not to, I do not have any proof that BB is not operating within the law as a MLM scheme. Or give an accurate prediction of when it will end. Which is more than can be said for some of the shops in the town where I live who are trying hard to make an honest living but cannot compete against the likes of Ebay and Amazon and face closure at what used to be their most profitable time of year.

  Some balance is needed in this discussion. Trading insults or making definitive statements of ILLEGAL activity by BB without catagorical proof and/or without presenting that ‘proof’ to the relevant authorities is of no practical ue to anyone. It’s also leaving people open to libel claims if it happens to turn out that BB does survive long enough to prove it is operating a legal albeit deeply flawed business.

• Indeed ‘Finch’ begins his blog on BB with this statement:

  ‘Banners Broker is one of the most popular MLM programs of recent times. It also happens to be one of the most sophisticated and bloodsucking ponzi schemes I have ever come across.’

  His words, not mine. Sorry Finch but while I agree with much of what you say, BB cannot simultaneously be a LEGAL MLM scheme and an ILLEGAL Ponzi scam. This crucial inability to distinguish between the two or prove beyond all doubt that BB is either, does undermine your credibility to some extent.

• D. Pressed – Banners Broker ticks the boxes of both a MLM model (for recruiting purposes) and an illegal Ponzi Scam (no product), which is why I combined them together.

  I didn’t say that the MLM model was legal, only that it is popular. Which surely you would agree with?

  On the subject of presenting the proof to the relevant authorities, I have already done this. And I’m certainly not the first.

  They are well aware of the complaints, and I’m sure they will be acted on in due course. You have to remember that with programs like Zeek Rewards, the legal swoop was the result of 18 months of clearing red tape and rounding up evidence. It doesn’t happen overnight, especially when so much of the program is spread – purposefully – outside their jurisdiction.

  In fact, I’d say it’s much more likely that BB will implode on its own accord before the authorities get round to it.

  That would be the bad outcome for investors, as any hope of retrieving their money will be severely hampered. A best case scenario is an asset freeze.

• Yes, you did not specically say MLM was legal, but you did call it an MLM…Which IS legal. Popularity is irrelevant in this context. You don’t have to say a dog is a dog for it to be a dog! Similarly, you did not say that a ponzi is illegal (or unpopular) despite that it is illegal and unpopular!! So you’re missing the point.

  My point is that you cannot prove it to be both an MLM and a Ponzi because the two are mutually exclusive. A PONZI uses elements of MLM in order to produce its income stream BUT you should desist from calling it a ponzi without PROOF rather than evidence. And if you have proof it is a PONZI then you should desist from referring to it as an MLM scheme!

  In my opinion you have provided compelling EVIDENCE that the websites you have found are BB’s own in house attempts to contrive a banners brokering business. On this basis it’s unlikely that I and many others will ever see a penny of our investment returned, but this is supposition not fact. For neither this belief, nor any of your other evidence PROVES that BB is not an MLM and is a Ponzi. I repeat. IT CANNOT BE BOTH. And yet your fudging of the two does undermine your position.

  I’m not here to defend BB, or slag you off for raising very pertinent issues, but to get at the truth. My belief is that whatever they are doing is unsustainable as a business IF they are not getting money into the business by brokering or sub-brokering (through and agency) advertsing space to companies/individuals outside of the affiliate network. As things stand, it doesn’t appear that BB are doing what they claim to be doing, but if they are a plain MLM business, their demise will come from an unsustainable downline NOT from proven fraud or illegality per se.

  BB has some of the elements of an MLM scheme and some of the elements of a Ponzi scheme apparent in its current behaviour. BUT ‘evidence’ relating to poor customer service, lengthy delays in paying affiliates, lack of visibility of banners, a website that is fragile and so on do not prove ANYTHING regarding the legality or otherwise of BB.

  Eventually the situation will be resolved one way or another, but I challenge you to provide evidence that goes beyond ‘They are well aware of the complaints, and I’m sure they will be acted on in due course’. Who are ‘they’ and how can you be ‘sure’ and when is ‘due course’? Sorry, but this type of vague and vaccuous comment is no more credible or presuasive than the sort of waffle and tripe which BB and their cult followers spout regarding the business model, delays in payment, setting up new income streams, technical problems with the website etc.

  Don’t worry folks….Whether you’re Finch or BB, in BB or well out of it, positive about it or hateful of it……The concerns of everyone ‘will be acted on in due course’.

  BB will carry on indefinitely as a legal MLM and the ‘authorities’ will shut simultaneously it down for being a Ponzi….as long as you bear with us people, anything and nothing is possible and impossible!!

• D. Pressed – I’m afraid I’m going to have to disagree with you.

  By it’s definition, Multilevel Marketing is neither legal or illegal. It is simply a strategy for marketing. One that Banners Broker has relied on heavily.

  If a ponzi scheme uses ‘downlines’ and ‘uplines’, you can’t deny that this is a form of MLM.

  Members report directly to their upline for advice and support instead of to BB – again, a classic hallmark of a MLM program.

  “For neither this belief, nor any of your other evidence PROVES that BB is not an MLM and is a Ponzi. I repeat. IT CANNOT BE BOTH.”

  What do you mean by it cannot be both? It sounds like you’re mistaking a method of marketing for a physical entity.

  When I say an ‘MLM program’, I’m referring to a program that uses MLM as a marketing strategy – which Banners Broker does.

  But that does not stop it from also being a ponzi scheme.

• You’re entitled to disagree. That doesn’t make you right!

  Using elements of MLM does not stop it from being a ponzi scheme but you have not proven that it is a ponzi scheme or a MLM scheme! It has elements of MLM and indications that it has elements of a Ponzi but no one, including you, has provided definitive proof that is entirely one or the other. I repeat, regardless of how you dress up your argument against BB, their business cannot be both legal and illegal!!…It can’t even be partly legal and partly illegal. It’s one or the other and as yet your evidence indicates BB is brokering banners, but only within its closed system and not, as I had originally hoped and expected, to advertisers outside of the scheme. I would agree with anyone who expressed the view that it is misleading, that it is not fulfilling some of its obligations in a timely manner, either through incompetence, lacxk of infrastructure or downright deceit. However, you make the accusation that it is operating illegally as a Ponzi without the proof.

  Pure MLM schemes require affilates to recruit new members in order to profit. BB does not. MLM schemes almost invariably involve high start-up costs for affiliates. BB does not. $25 is loose change. Affilates do not have to recruit anyone. They can buy traffic packs to activate their panels. They can also but traffic boosters to speed the completion of said panels. It could be argued therefore that BB DOES offer products (unlike a ponzi). It sells traffic, it sells panels, it sells impressions, it sells boosters. In many respects it is similar to Amway which has skirted close to the margins of pyramid sales for many years by selling its products to its affiliates and not to the general public. Those affiliates then sell the Amway business plane to their competitors…which is what happens with BB when panels reach completetion. They are resold downline or across line…Yet, whatever one may think of Amway and its methods, it’s been going since 1959 and no one who dislikes it/has lost money through it, has ever succeeded in having it declared a ‘Ponzi’ or a ‘pyramid’.Amway was ranked No.114 among the largest global retailers by Deloitte in 2006, and No.39, 32 and 28 among the largest private companies in the U.S. by Forbes in 2009, 2010 and 2011 respectively.

  Therefore BB is not a conventional MLM and it is not a conventional Ponzi scheme. It’s not quite the same as Amway either, but it has as much, if not more in common with them as it does with MLM, Pyramid or Ponzi scenarios. This does not mean that it is a viable long term business either (it probably isn’t), BUT then neither are over half of new business set up each year. BB has already lasted longer than many businesses that started with all good intent in the past 12 months. It’s amazing how many people still open cafes in places with no passing trade, open furniture shops on one way systems with double yellow parking and no car park…..Such ventures are just as doomed to failure as those who promise to pay out more to their customers than they can ever make in the long term. Stupidity or naivety does not equate to illegality!

  I do not believe the BB business model is viable unless they attract money from selling products to non-afflites. BUT on the basis that they are selling something (the ad/pub combo.) and that people are buying the products associated with it in order to activate and complete their panels, and while the scheme is able to sustain itself along those lines, it is no more a Ponzi than the cafe in town which lasted six weeks or the shop not far away which only sold roller skates!…Really…daft, unworkable, hopeless, doomed….but NOT illegal!

  The bottom line is that I don’t expect to get my money back because I don’t see a viable business model in operation behind the scenes. BUT, nor do I see either a definitive MLM scheme or a deliberate, unequivocal Ponzi scam. You can talk ‘elements’ of this or that all you like, but until and unless you have PROOF of ILLEGAL trading, you really should temper your rhetoric and confine your commentary to the facts.

• @D. Pressed – What are you arguing over? Finch said that it is a ponzi scheme that uses MLM as a marketing strategy. He’s bang on the money.

  The product that you speak of… the ad-pub combo… would only be a real product if there were a) Advertisers and b) Publishers. No evidence exists of either. In fact both the Advertising and Publishing parts of the BB website are useless. This has been established. That seems to be where you are misunderstanding this business model. The money has to come from somewhere. It isn’t coming from advertisers, so it can only be coming from the members’ own investments. As for finding proof of illegal trading, that is the type of info that will arrive AFTER not BEFORE the collapse. You don’t think these guys are going to leave their accounts in an Internet Cafe do you? Come on now!

  I also work in affiliate marketing. I deal with buying ads every day.

  It may not be obvious to those working outside the advertising industry. But to anybody who deals in the biz every day… these guys are jokers. Their claims are complete impossibilities. Finch has called it as it is. I credit him for that. He has clearly embellished his facts with some bold name-calling. I’m not sure whether that was the best idea, but I can understand his frustration. There is no viable debate here.

  It’s like getting in to an argument over Evolution versus Creationism. One side argues with facts & reason. The other argues with blind faith & wishful thinking. In religion you can get away with believing something with blind faith. For investing in a business, that is just stupid, stupid, stupid.

• I am an atheist. It is nothing like an argument over Evolution versus Creationism. It is an argument about evolution and destiny!

  You say:

  Finch….. has clearly embellished his facts with some bold name-calling.

  Correct. Unfortunately, this would equate to Richard Dawkins trying to consolidate the facts of evolution by calling people of faith idiots, fools and crooks. Dawkins does none of these things. He deals in facts which overwhelmingly support the case that there is no god or intelligent design in nature.He then lets the creationists fall on their own sword by trying to explain an irrational notion via a non-evidential discourse. And they fail intellectually. He knows however that he cannot prove that those who argue with blind faith and wishful thinking are wrong, or even that they are dishonest, morally or legally corrup. Finch et al do take that tack and discredit themselves for doing so. They can’t prove BB is a ponzi but say it is anyway. The can prove it uses MLM techniques but cannot prove its illegality in those terms because MLM is not illegal.

  As we have seen on this thread though, those of pure faith tend to be the most angry and vitriolic. Because their argument has no basis in logic, they resort to insults. However, calling Finch a wanker or a shitbag (if a BB believer deemed this to be a worthwhile response), is merely ‘bold name calling’. It’s not libellous. It’s just unsubstantiated insults. However, when name calling enters the realms of calling people crooks, thieves…ponzi scammer etc. this requires PROOF for it to not amount to libellous misinformation.

  This is where the problem lies….You call BB’s people ‘jokers’ (more name calling, though not so bold). This could just mean they are incompetent, deluded fools who believe they have found God in a purple panel….Would you be prepared to go a step further and say they are no just ‘jokers’…they are a gang of criminal masterminds who know exactly what they are doing and have created a perfect reality from which to preach their truth?

  In other words….Can you disprove the existence of God’s Banners Broker ad impressions? If so, have GOD arrested and get him out of our lives forever. NOW!!

  If you can’t or won’t do that, the joker is closer to your heart than you realise! 😉

• By the way Keith Ellis, where do you work? I presume if your advertising business is legitimate and not run by ‘jokers’ you’ll be happy to post up some links so that I can compare BB’s inept business model with your viable business? That would be very helpful.

  Thanks.

  DP

• P.S….BB website is ‘under maintenance’ yet again. The Lord moves in mysterious ways, and covereth his tracks as He does so!

• D. Pressed – Have you read much of Dawkins? He’s known for being one of the most abrasive atheists in the world. I agree with him, and I like his style. But he’s not the best reference point.

  As far as I’m concerned, the evidence already presented against Banners Broker is enough to show that their member payouts are not driven by advertiser sales (and nor are they sustainable). It’s gone far beyond reasonable doubt.

  If we take this argument away from the name-calling, the stories of “I earnt xxx” and so on, and if we focus solely on the mechanics of the system, there is overwhelming evidence to show that the system doesn’t work, and the returns promised simply aren’t possible. When the system fails in such a way, what are you left with? The only plausible answer is a ponzi that feeds from itself.

  That is without considering the million and one hallmarks of a ponzi: like the refusal to use banks, the selective payments, the illegal T&Cs, the links to previous scams, the termination of accounts for no good reason, the terrible PR, the use of shills, the constant unprofessionalism (how many downtimes can a worldwide advertising broker get away with?!), the offshore banking, the web of conflicting company names, addresses and employees, the cult-like recruitment drives…

  I could forgive all this and retain a tiny shred of doubt if it wasn’t for the fact that the glue that holds the program together – the advertising/publishing platform – is a monumental failure. I’ve already explained how the revenues claimed by the company that BB brokers through is a fraction of what would be necessary to operate the BB model – even if BB was their only client. It does not work. Simple as.

  We could go on all day. It’s not a case of finding one piece of definitive evidence. You need only open your eyes to the bigger picture.

  Banners Broker are welcome to come and challenge any of what has been published above. But they haven’t (a legitimate company would make that a priority, don’t you think?). They do not want to engage in a battle of wits on what is – or is not – possible in the online advertising industry. They know they would never be able to match their payout claims to the model they have chosen to operate. It breaks so many fundamental laws of economics that we’d all be left with headaches.

  Instead, Banners Broker dismisses articles like this – and others – with blatantly false claims that the authors are seeking to extort money by getting paid a sum to have the content removed. How about that for libel?

  Troy Dooly: “UDATED DECEMBER 7TH, 2012: BANNER BROKERS ON THEIR FACEBOOK PAGE TODAY DECIDED TO PROPAGATE A BOLD FACE LIE. THEY STATED I (TROY DOOLY) HAD CONTACTED THEM ASKING FOR $15K TO $20 (THEY DID NOT SAY HOW THERE WAS A $5K DIFFERENCE) TO TAKE THIS POST DOWN. BELOW IS THE RESPONSE I POSTED ON THEIR PAGE.”

  Source: http://mlmhelpdesk.com/rod-cook-the-mlm-watchdog-calls-out-banners-broker-as-ponzi-backs-up-his-claim-with-insider-info/

  Clearly, this is not the only blog accusing Banners Broker of being a ponzi. Forum threads and blog posts litter the web. Even mainstream newspapers are sharpening the knives.

  How does Banners Broker respond? By ignoring the debate and spreading outright lies. Forgive me, but I don’t remember seeing that part in the Google business model that they are so desperate to replicate.

  Do you really believe there is so much smoke without fire?

• So when do you think the deck of cards is going to come crashing down then? 1, 2, 3 months? If you are right then pretty soon. I reckon they will still be going strong for quite a while yet.

• why is it that the autoritys dont react to this ripoff?

  i mean, the website is running for 2 years now …
  and the identity of the owners is known …

  they can atleast pay them a visit, or are they allready doing that?

• Yo, guys, check out this article:

  http://www.the-laws-of-success.com/banners-broker.html

  maybe some of you finally shut up after reading FACTS about BB, not just some bullshit by a guy who doesnt even know how it work.

• haha finch, look they are talking about you 🙂

  “The next blogger – was unnamed, and Hooker didn’t contact him, but he made a point. This so-called “industry insider” put up photo of Banners Broker office – a very unpretentious exterior and compared it to Google’s current multi-million dollar palace.

  He forgets to mention that Google (and Apple, and HP and a few more…) started in a garage.

  I guess our “insider” didn’t know that Banners Broker has just bought in cash, a 15,000 square foot office building to house their new operations. When it’s complete, it will be 24,000 square feet of office space on 2 floors.”

• haha check this out also

  http://www.the-laws-of-success.com/banners-broker-review.html

  :):):)

• Alex – That article has already been widely debunked. When I get the free time, I’ll write my own response to it. To suggest that it reveals facts about Banners Broker is pretty laughable. It reads like a Clickbank sales page for the next Get Rich Quick biz.

  Oh wait…

  That’s kinda what it is.

  As for the photo of the BB office, and the argument that Google started in a garage, that’s true. But Google didn’t stay there while claiming to run a global operation! 

  Every business starts small. But do you think these guys are brokering million dollar advertising deals in that shack?

  Google didn’t launch it’s company with offshore safety walls in Belize either…

  As for the *new* Banners Broker office (I can’t remember a month passing without a new HQ, btw)… let’s have the address to it. Where is it? Am I going to see BANNERS BROKER HQ emblazoned on the roof top?

  I can’t wait!

  Except… That’s not going to happen, is it?

  Banners Broker has a track record of ‘acquiring’ these buildings by renting out virtual office space in them. Doesn’t mean you’re going to find them working there. It’s pretty basic stuff really. Anybody can get a virtual office in a nice looking building for a couple of hundred bucks per month.

• Lol dont compare google to BB all the time. Not every advertising company or ads broker company needs to starts and looks like google. I am sure they will give you the adress of new building just send them notification ” hey! i am this last guy, who posting articles about BB ponzi scheme. Since ive never contacted you, i am not even inside the program, and i dont understand how it works i am still writing articles about it, so please give me all informations i need”.

  And remember, in fact they dont need to say ANYTHING about their work, and the reason they want its just because they want to take rid of fake informations that can be found all over internet.

  Since youve read article which adress ive posted, i think you may find a lot of differences to your article.

  You dont show any proof just “look their employee was a worker of some ponzi scheme in 2009, look their adress is some magazine, they dont show where are ads ( haha ), i dont understand their video about all those panels, packages, impressions… they MUST BE A PONZI!”

• Oh Alex

  “Lol dont compare google to BB all the time. Not every advertising company or ads broker company needs to starts and looks like google.”

  Funny that, because everyone at BB trots out how Google started out in a garage and so on.

  Have to admit that the web address you published re the myths of BB is actually better presented and much slicker than BB’s current effort. It’s still spouting rubbish though.

  See that’s the difference between a good company and BB. Others would admit there have been problems. BB simply blame absolutely everybody else.

• Tell me what “rubbish” exactly?
  Tell me why banners broker is ponzi?
  EXACTLY

  WHY

  You guys dont have any proofs just saying

  “uh.. it cant be true, its ponzi..i dont believe them”

  There are no proofs that BB isnt ponzi, also no proofs that BB IS A PONZI

  So Finch’s article is a lie. It has a title “Banners Broker Scam – Don’t Let It Affect You”

  And in all of this ocean of words, that has been written here, there is no single proof.

  “proofs” like:

  “Rule number one of any ponzi scheme: Do not give anybody the slightest hope of understanding your business model.”

  I understand COMPLETLY everything in banners broker. you dont? I feel sorry for you, but its just a proof, you arent even interested in understaing it, since you WANT to claim it as a scam ( propably afraid of putting money into, and now looking for excuses )

  “(…)
  Your purchase would have cost you $1225 (including first month admin fee).

  The red panel takes the longest to mature out of these panels (5-6 months). So within that time you would have paid $15 x 5 = $90 in admin fees.

  After a few weeks, the yellow panel would have paid out and you would have received $20. After that, the purple would have paid out for another $60. Then the blue after that with another $180. This is followed by the green with $540. Finally, the red is the last one to mature paying out $1620.

  So all in all, your costs were $1225 + $90 admin fees = $1315

  Your gross income over that time period was: $20 + $60 + $180 + $540 + $1620 = $2420

  Your profit = $2420 – $1315 = $1105.”

  lol wtf? Yellow panel doesnt give 20$, purple panel doesnt give 60$. From now on, it is pretty clearly person writing this DOESNT KNOW anything how BB works.
  upon completition, you can receive 50% of money that panel has generated ( it means 10$ for yellows, 30$ for purples, 90$ for blue etc ) or receive nothing by setting them on “100% option”, so they will double without giving any profit now. They just start again their work from 0 – 20$ ( example yellow ).
  So Finch its really funny, even if you arent owner of this words ( copied from somewhere ), you still place this LIES on your blog.

  Lets go futher

  “150Cash has not been updated since April 2012. The posts are junk. There is not a single comment on the site.

  Furthermore, there is not a single banner. Not good news for Banner Broker, being the broker and all, as they must currently be making $0 from this site.

  As an advertiser, I hate to say it, but I will not be investing in this site.(…)”

  choice network is created for ORGANIC TRAFFIC. It is like “alpha” stage sites network. All sites connected to each others. You can bring them traffic on those websites, by clicking on your campaign links. In revard BB gives you traffic that you can spend on running panels. Some of those sites are already on top 10 000, even if they are down sometimes, and very often in maintance. They are not final product. They are created for FUTURE. And if number of affiliates gonna rise, they will generate higher traffic on those sites, using their choice network campaigns, and then those sites will be worth much. Check them out. Every of the site in choice network has some “recent” topic. Ecology, sports, economy, fashion etc. So it is not place where banners broker is making your money. This is completly other produkt.

  “It’s impossible to say whether Banners Broker will make it beyond Christmas. But I would be incredibly surprised if it lasted through to spring. If you have been coaxed in to this program, get out while you can. You may still make a tidy profit.

  Give up the dream that you are involved with a legitimate online business. Banners Broker is a ticking time bomb. And when it blows up in your face – which it will – you don’t want to be at the back of the queue with a lawsuit and a sore arsehole.”

  So i cant wait for spring!

• Finch…Dawkins is abrasive, but he’s not abusive and he’s not in the business of stating what things might be. Only what they are. Science can prove evolution and therefore disprove Biblical scripture, but until science can prove how time and space began with the Big Bang, the fundamental questions remain unanswered.. What happened before the big bang and who or how was it started. However it did happen though, the notion that it was a ‘god’ is absurd…And who created God?…etc. It will happen eventually and at that point, religion will be shown beyond doubt to be the greatest and worst Pyramid sales operation in eternity!

  However, as you’ll have noticed from my first post on here, I’m in BB but I’m also in agreement with you that BB does not have the infrastructure in place to back up its claims that it is operating a business along the lines of Google or any other company which genuinely brokers advertising space. If it was, then it could be a player in what is still a market with scope to expand competetively. But all I see in my back office is a series of numbers which say I’m being paid twice what I paid for my panels by someone who doesn’t exist!….Perhaps God is paying over the odds for web space because He can’t be bothered to make the long journey down from Heaven to explain his 2000 year absence from the physical universe?

  In the end whether that in itself makes it a Ponzi (i.e a deliberately fraudulent manipulation) or just an incredibly naive business model does matter in that it’s only a Ponzi once proven to be a Ponzi. And that won’t happen until and unless the ‘authorities’ (whoever they are), can provide the proof and the power to close it down. The fact is, we’re nowhere near that point yet and therefore to call it a Ponzi now is like saying that Manchester Utd. or Man City will definitely win the Premier League. Would you bet your children’s lives on that likelyhood, no matter how much the evidence stacks up at this stage?

  You talk of a Ponzi that lasted about thirty YEARS!….That’s actually an incredible achievement by those responsible. It’s longer than the vast majority of businesses which trade straightforward goods and services manages to survive in a competetive world.

  The longer BB manages to sustain itself via subterfuge and clever money management, the harder it becomes to maintain a credible case against those who run it being out and out fraudsters. The people I have met who work for BB do not strike me as thieves or rogues. I just think they are deluded by faith. In the same way that people who believe in God are deluded, we should not be angry with them. We should pity them for their faith in an entity about which there is no evidence it exists. And furthermore, their failure to accept proof that their god does not exist in the form that they believe it to exist.

  Any faith I have in anyone or anything is based on proof. As things stand, I’m still waiting for my STP payment. If that arrives, it proves that BB is still capable of staying afloat, possibly for a considerable time to come. If, on receiving my initial investment back I close my account on the basis that a company that takes two or three months to pay its customers isn’t worthy of my trust or respect, I help them to survive longer!….My theoretical assets are wiped out and I can’t request any further withrawls of theoretical profits. So that’s one less problem for them to deal with.

  Anyway…we’ll see. I just hope, one way or another, that those who say it will close imminently because it’s a Ponzi, won’t still be here in 25 years time saying the same thing. And furthermore, explaining why BB is still going strong yet all those honest and legitimate bankers and Paypalprofiteerers (which you say are the hallmark of good business procedure), have f’ked off to Belize with the last of my savings!

• I’ve just read what Alex has posted. He’s correct in the denial of proof department. Finch is correct in the evidence department. Neither would correct to state they have PROOF of anything beyond evidence and rational opinion.

  It is therefore wrong to say BB is DEFINITELY a fraudulent scam. And it is wrong to say it is a business in which it is impossible to lose money. Both scenarios are theoretically possible, even now.

  On the balance of probabilities, having weighed up the evidence, I’m realistic about which way this is likely to go, and which scenario is supported by the greater evidence; but we’re still on the main course. And as anyone with a sweet tooth should know; the PROOF of the pudding is in the eating. 😉

• D Pressed, you’re completely delusional. I’ve been in Banners Broker for over 4.5 months and bought the largest package. That was a colossal mistake on my part that I take full responsibility for.

  I have not been able to withdraw a penny of my alleged “earnings”. My first withdrawal attempt of less than $200 has been pending for over a month now, and my inquiries into what’s causing the delay have not be responded to. Any legitimate multi-hundred million dollar business would process a payment like this promptly. It’s ridiculous, and I’m rather certain that I’m not going to come close to recovering my rather substantial investment.

  But I suppose you’re going to tell me that these feelings are completely misplaced because I don’t have definitive “proof” that I’ve been scammed.

  Quit trying to seem more intelligent than the rest of us open your f34king eyes!

  Like Finch stated, it’s not about finding one definitive piece of evidence. With Banners Broker, all you need to do is look at the larger picture.

  If I would have done that in the first place, I would not have ever got involved with BB.

• Adam, you have propably requested for STP withdraw. For this withdrawal you need to wait 1 – 1,5 month to complete. Its because STP has limits. Its not because BB isnt able to pay or treat you like a fool. If you read what is written on dashboard, you will see that every STP withdrawals requested before 5th december will be completed before 20 december.
  Anyway if you arent making profits with BB it doesnt show banners broker in bad light. It shows you, because making money here is easy if you understand the system.

  With banners broker you need to be PATIENT, thats all you need.
  Also, if you had ewallet on negative, your payment request may be suspended, and done with next batch. It happens to ppl, and it is fully understandable. ppl cry “omg i am waiting 3 months for money! BB is scamm” and if i ask them “have you ever had ewallet on negative” they say they had!

  About their new 15 000 metters building official information:

  “The construction on the new BB main office in Canada is now well underway, we have begun consolidating the staff under one roof, to bring about a tighter work community.”

  I have question. Do you invite your friend to a house that is under construction?
  “yo, come to a party to my new house! There is no roof, but i hope it is gonna be a good weather, if not take umbrellas”

  You must understand that they will announce their location once they finish their works. Its totally understandable.

  I really dont get it, why so many ppl post so negative informations. Banners broker is paying, banners broker is growing. I think some ppl just cant stand success of the others.

  Remember microsoft stories? That Bill Gates had a partner, co-owner and this guy wanted backup from the business and take his money. So he has took few hundreds of bucks, and after few years microsoft company was worth bilions of dollars.
  I am not saying BANNERS BROKER WILL BE WORTH OF BILIONS OF DOLLARS soon, but the way you guys treat them, is same as co-owner of microsoft.
  you just dont want see they have bright future. you dont believe in nothing since, someone cheated you one time ( zeek or other company )

• I had to write this.
  I see so much commotion about Banners Broker that’s just uninformed noise, I had to speak up.

  The so called “insiders,” who are not much more than bloggers with an opinion trying to rank for a keyword, need some actual facts.

  I’ve been a full time professional affiliate of the company for a year now.

  I’ve attended their major events (Click here for event review), met and interacted with the CEO, Chris Smith, the COO Raj and Lorenzo, their #3 man, hung out with their families – wives, kids the whole shot, so I feel I have some grounds to speak. I know there are some warts, but let’s be real here.

  Even almighty Google started in a garage.

  If any of these critics could speak with real knowledge of how it works we could do something constructive, but they just show that they really don’t understand the business model. It’s new and I am going to cover it thoroughly, so there are a few pages to read. Let’s get started!

  So, what is Banners Broker?

  Banners Broker is just what it says – a broker in the banner advertising field. A unique broker – unique in that no one else does what they do.

  What’s a broker? The dictionary says: “a broker is a person who buys and sells goods or assets for others.”

  Banners Broker “brokers” in a slightly different way than has been done before on line… here’s an overview:

  There is a network of websites and advertising companies that comprise what is called the “Blind Network”(Click here for definition) (an Internet ad industry term).
  Note, that I didn’t say – Banners Broker operates within a Blind Network.

  They operate within T-H-E Blind Network.

  The same Blind Network that millions of advertisers and publishers already operate within.

  The same Blind Network that successfully generates BILLIONS of Dollars of revenue every year.

  This isn’t something invented by someone to trick you – it’s how the on-line advertising industry works – (so how can these so called “insiders” be inside anything but their own rear ends?)

  …Sorry…

  A comparative is magazine advertising.

  If you want to put your ad on the front inside cover of Time Magazine, you’re gonna pay top dollar.

  A front-page ad on the New York Times is a bit expensive and there’s just so many of those spaces available. In the television ad world it’s prime time or the Super Bowl.

  Advertise there? Forget it.

  It’s not cheap. Not the place for the small guy to get into the online ad world.

  The Internet equivalent is having your banner ad on the top of Inc.com or Forbes.com or some other top tier site.

  But what about the small business that wants to advertise online?

  If you can’t afford Time Magazine, front cover inside and just want to advertise in the magazine, you would pay a lot less, but they’d put you where they felt it fit best.

  You would not have control over where you were put in the publication.

 Imagine this situation on the Internet.

  There are some 500 million websites on line, give or take a couple… There are a percentage that a) get enough traffic and b) want to make money hosting advertising on their site. They have space that they want to rent out.

  This is part of the reason they’re on line in the first place – to make revenue from their website – any smart website owner knows that advertising is a potentially lucrative part of his income streams.

  They go to a broker and if their site qualifies, they can then be a publisher.

  All of this available advertising space is bid on the auction block and depending on the amount of visitors to a website, it will command a certain price – lower prices for lesser traffic sites – higher prices for higher traffic sites.

  Google is an example…

  Google has a program called AdSense that utilizes Google’s network and many, many website owners go to Google and apply to run AdSense advertisements on their websites to earn revenue.

  Well, outside of Google, there is a network that is controlled by about 10 major brokers.

  They bid website advertising space, they connect the ad space with the advertiser and they make that space make money. And there is lots of money in Internet advertising.

  Some $37 or $38 Billion in 2011.

  The Blind Network that Banners Broker uses is second tier – not front inside cover of Time Magazine or atop Forbes.com. Ads are placed wherever it’ll work best on smaller websites in the second tier network.

  Banner ads are shifting entities that move from site to site, from eye to eye.

  If you’ve ever noticed, somehow the Internet tracks your search behavior. If you’ve been searching for cameras and then go to website X that has banner ads, more than likely you will followed around by banners about cameras, camera accessories and the like.

  But if your friend went to that same site, he’d get a different banner ad.

  Banners are targeted to your demographics and search history. Different ads appear in the same space according to who is logged on from what computer.

  So, if you wanted to flip through the entire network of sites, you could find the ad that merchant X placed with ad company Y somewhere amongst those trillion pages…
  Banners Broker Product

  So, How does Banners Broker fit in?

  In 2010, owner and CEO, Chris Smith – an IT guy – had the idea to tap into this market in a unique way.

  He approached those 10 blind network brokers with a proposition – to create a broker relationship that was unique, innovative… if the idea worked it could revolutionize the Internet ad world…

  And?

  They all said….“No.”

  Except one. One of the medium sized brokers saw the potential and said, let’s try it. This was a concept in it’s infancy and guess what? It’s working.

  No one on the outside has a clue, but it’s working.

  Chris built the computer algorithm that would sell to individuals (Banners Broker affiliates), parcels of that advertising space, which then made money from real ads.

  His vision was to create a pool of funding that could increase the amount of ad space bid for – i.e. grab a bigger share of the market, which that broker controlled, and thereby increase revenue.

  The front line broker would then be invoiced by Banners Broker and pay them their part of that earned revenue. Banners Broker as part of its operating expenses would then pay its affiliates.

  Banners Broker affiliates purchase the product of “advertising inventory,” from Banners Broker, which the front line broker connects to advertisers.

  So the product of Banners Broker is: Advertising Impressions.

  The end user – the advertiser, who never sees or hears of Banners Broker, gets ad space that hosts his advertising, and visitors to the various websites where that ad is displayed, see that ad.

  There’s the product.

  Sort of tough to see in a virtual word, but there it is.
  Traffic

  And there’s one other very little known trick in the system that makes it work.

  In any business, traffic is a commodity. Brick and mortar businesses depend on people walking by the shop. Traffic is where the money is. Traffic is why Times Square or other similar places in cities around the world are packed with very high priced advertising space.

  Traffic = income.

  Well, part of what makes Banners Broker work is that they are also partnered with Internet traffic companies – companies that for a fee, send real live visitors to the websites where the ads are.

  So, when an affiliate purchases ad inventory, he also purchases the means to make that ad inventory create revenue – traffic.

  The advertiser pays per view – so every time that ad is put on a web page, in front of a visitor, the advertiser pays the advertising company. So, everybody gets what they need and want – real visitors, paying advertisers, a website that makes revenue for it’s owner…

  My wife and I used to sell shoes in a mall in Erie Pa.

  Canadians would come from across the NY/Canada border to Erie by the busload to shop because Erie had no sales tax… so, the city of Erie got smart and by setting up favorable conditions to bring traffic from Canada, got tour busses full of people, money in hand to their doorstep.

  Smart use of traffic earns Erie, Pa. more revenue.

  That’s how traffic works – people who come past your shop with money in hand ready to buy. That’s how Banners Broker does it.

  All the ingredients are there to create a booming business model – an expanding advertising network, lots of affiliates who want a chance to get into the profitable game of internet advertising and the ability to drive of lots of traffic to round it all out.

  So, everyone benefits. The broker has more leverage, the website owners make more consistent money and the smaller advertisers who can’t do Time Magazine front cover inside have a place to advertise that they can afford.

  Banners Broker affiliates have a vehicle to create a business in the online advertising industry that just didn’t exist before.

  Even the traffic company gets a piece of the action.

  But “insiders” have never heard of Banners Broker ‘cuz the company doesn’t go to Internet advertising trade shows… Advertisers and publishers generally have never heard of them.

  Why?

  Because Banners Broker’s clients are their affiliates on one end and the front line broker on the other end, not ad agencies.

  Banners Broker doesn’t touch advertisers in general – except their own growing list of advertising clients – which they feed into the overall blind network.

  Banners Broker is a broker. Yes, they have an advertising platform of their own, but the overwhelming bulk of their revenue comes from the blind network. Banners Broker invoices the front line broker who pays them; Banners Broker then pays it’s affiliates then pockets it’s own profit.
  But Isn’t Banners Broker Just Another Sleazy Ponzi Scheme?

  What’s a ponzi scheme anyway? The dictionary defines a ponzi as:

  Ponzi scheme |ˈpänzē| noun a form of fraud in which belief in the success of a nonexistent enterprise is fostered by the payment of quick returns to the first investors from money invested by later investors.
  ORIGIN named after Charles Ponzi (died 1949), who carried out such a fraud (1919–20).

  Well, what about a pyramid?

  The definition of a pyramid is:

  A system of financial growth achieved by a small initial investment, with subsequent investments being funded by using unrealized profits as collateral. • short for pyramid scheme.

  Banners Broker is neither.

  A Banners Broker affiliate buys a product – ad inventory – blank advertising space on a website. He also buys traffic from a traffic broker and he also buys advertising impressions for his own use in advertising on the same blind network.

  If he knows what he is doing, he gets that advertising inventory to work, utilizing traffic, creating revenue.

  If he’s really saavy, he gets his own ad campaigns running promoting his own website and products. Affiliates can also sell advertising and publishing services that Banners Broker offers.

  If he wisely shepherds his earnings he can increase his working ad inventory and thereby increase his revenue. If I pay $10 for a piece of ad inventory and make $20, that’s not some outrageous markup.

  It costs me $2.50 in traffic to enable that $10’s worth of ad space to make $20. I then pay $10 for another piece of inventory, I pay for more traffic and I keep it rolling.

  I don’t take my “profits” out until I have created cash flow in excess of what is required to continue my businesses growth… Just like any other business.

  I just made $7.50 in 3-4 weeks off of that inventory. What’s so strange about that?

  Hell, those shoes I sold in Erie cost me $19 from my wholesaler, but I sold them for $60 and they brought raving return customers. (And jewelry markups are way, way higher.)

  If an affiliate learns and utilizes sales skills – just like any other businessman, he can make small sales commissions from bringing in other affiliates – and he earns free traffic called “sales credits.”

  Remember the bad joke that “MLM” stands for Most Lose Money? Sadly, it’s true. I know first hand. I am a paid, successful Multilevel Marketing professional.

  I know that of the almost 3,000 of my downline, very few make money, but those few that do work their tails off…. those few that do have developed sales, communication, leadership and mentoring skills to a high degree.

  So the individual makes the model work or fails to make it work. It’s still all up to you in the end.

  Is multi-level marketing a fraud?

  No, not at all. It’s just that most who enter that field have no business running a business, so blame the business model when they need to look in the mirror.

  They think someone is supposed to do the work for them and they sit back and make money. Doesn’t work like that in real business…

  Remember Amway got shut down as a ponzi in some countries where the MLM business model was not well understood, yet they were the founder of a very unique, but legitimate business model in the 50s.

  And Google, Apple and HP all started out in garages…

  Remember young George Lucas? He approached Hollywood and they all said no.

  Except one.

  Chris Smith started Banners Broker with an idea, a computer program and one front line broker who could see the potential. In two years he has 265,000 affiliates and Banners Broker is growing like wildfire and starting to catch on.

  Seeing this concept work, one of the original resounding “No” brokers – a big one – has now done a double take and reconsidered.

  Banners Broker and that new broker are currently bridging their computer systems to do business.

  Hollywood missed hits right under its nose.

  Sometimes it takes a while for a unique model to gain acceptance…

  But when they do, if they can survive in the jungle we call business; they can change their industry.

• rofl i love those lies Alex ….

  you say

  So all in all, your costs were $1225 + $90 admin fees = $1315

  Your gross income over that time period was: $20 + $60 + $180 + $540 + $1620 = $2420

  Your profit = $2420 – $1315 = $1105.”

  think you forgot to mention that you alway’s need to repurchase the panel so it is alway’s set at least 50%

  so it would look like $10 + $30 + $90 + $270 + $810 = $1210

  your profit = $1210 – $1315 = -$105

  stop telling bulshit

  greets

• from a $415 package you if you just let it run and did nothing to it other then start it off you would end up with
  2 yellow 2purple 2 blue and 2 green plus
  $20 for yellow $60 for purples $180 for blue and $540 for greens
  thats $800 and then you would have to take out the $75 admin fees which leaves you $725 less your package that then leaves you $310 in profit that takes 6 months for all to complete.Thats the bottom line it all changes when you add people and buy traffic packs and more panels.

• brenie? dude wake up!
  i was quoting finch’s article.
  Read my comment one more time.

• i read all your comments over and over again 🙂

  oh yes nick thats when you buy a package and you get your complementary panels right 🙂 where you don’t need allowence or traffic 🙂 ….. well strange enough they never showed when i bought my blue package … only showed up when i actualy bought panels and activated them wel i gues it was a bug at the time …. my first withdrawal even shown as paide dissapeared in to thin air never arrived on BB prepaied card have maild support tons of time send them my vector activity log and until now no respons …. wel and MR Nick pro afilliate of the company if its such a legit bussiness why dont you just pay out by bank transfer like every big company would do …. oh no BB choses a prepaid car rofl …. and why is a company that is making mil of $$$ so bothered in seminars to drag people in and they travel all over the world …. and can’t be bothered to have even a decenst support … website is all the time down payments take forever … sometimes they don’t even get processed …. but hell i am certenly an idiot and get it all wrong i gues you would be surrprised how many people have complaints about BB but they need to shut up or get there accoun’t closed … oh another nice move of a legit company … close account and loose all funds rofl … have a nice day Nick and am sorry for al the poor soul’s you will lure into your trap …

• It’s been a well read post so far.i actually fear any online business thing because have really lost from them.i got a friend who just introduced me to this BB thing here in Africa,they are really moving worldwide but my research found this site.confused.

• Thanks for the comments Nick. People need to know the truth about how Banners Broker really works, and not just someone’s opinion.

  Personally, I would like to know where BB said they believe they will be able to compete with Google, or that they pay out $1,000,000 a day. Maybe this is true or maybe it is bullspit, but I would like to see that text from BB. Additionally some people believe that since BB does not deal with real banks they must be a scam. This statement is not true as BB DOES deal with reputable banks and have 3 different ways for agents to withdraw their earnings not just 1 as previously stated. Currently members can withdraw funds via direct deposit into the bank of their choice, they can establish a Solid Trust Pay account, or they can obtain a Banners Broker pre-paid Master Card.

  If people want to discredit BB, at least get your facts straight!

  Have a most excellent Christmas! 🙂

• Adam….. You shouldn’t have taken such a big bite from that apple! It clearly tastes very bitter and you are being punished for your sins. That’s why you’re SO angry. 😉

  If you’d bothered to read all of my posts, you’d realise I’m not delusional in the slightest. As to whether I’m more intelligent than you, I can’t prove it, in the same way that I can’t prove BB is a Ponzi; but the evidence supports the view that I am not a Ponzi! 🙂

• I agree with Mark.

  Finch claims to have opened two BB accounts for research purposes. Yet he stated that ‘as far as he’s aware’, money can only be withdrawn via the pre-paid card. This is factually INCORRECT. Requests can be made via STP, which is a legitinate banking intermediary.

  That is very poor research on his part and would get any reputable journalist a reprimand at least.

  The point about actually being paid by BB, the issues regarding the lack of a genuine advertising network etc. are all valid and have been well made. But if you’re going to name-call the people who run BB, bandy about words like ponzi’ and ‘scam’ you HAVE to get all of your facts spot on, otherwise it leaves a gap in the door for a BB fanatic to shove their boot into!

• @ Nick

  I see you haven’t acknowledged that the news about Troy Dooley and Rod Cook blackmailing BB as pure lies.

  The problem is BB doesn’t act nor share the characteristics of any multimillion dollar company.On scrutiny it does seems to move just like a ponzi. As you say:if walks like a duck and quacks like one.

• English is not my main language and i got a little confused so i have to ask this: when you say “I have no doubt that many investors have made a genuine profit from the scam. In fact, to this day, most of the experiences associated to Banners Broker have been positive.” you’re being sarcastic right?

• @Random

  People can and do makes money from ponzi. It is a fact that if you moved in early and quite lucky ,you can make a rather handsome sum.That how ever does not change the nature of the fraud and most people(especially the late joiners) will be screwed.In this case, by you.

• Hi Brenie, I have a seminar bad experience as yours. I did not speak out as I was worried that my account would be closed. I have been trying to find people like you who had their money disappeared. I really need to talk to you to get support. Finch , Please give my e-mail address to Brenie so that he can contact me. Please do not publish my e-mail.

• Wow. I should not be amazed at the pure stubborn blindness of people to evaluate information, do the homework and come to a conclusion. The BB’s and whoever they brought into BB are being scammed. If they got them into it, their names will be dirt when this thing collapses–and it will.

  Never heard of it until recently. It’s filling up on Twitter about the money they’re making. Having began many years ago in door to door sales, then MLM and being skeptical by nature, these BB testimonials just smelled bad. The economy is the perfect environment for a scam like BB. I also noticed a boatload of the testimonials are coming from young people inviting friends, family, online associations to buy into it.

  Of course they haven’t done their homework. Would it be accurate to call BB a perfect storm?

  The comments defending BB are not surprising. As I type there is no doubt hundreds and thousands more are being pulled into it. I’m not an expert in marketing but been around the block in my younger years with a few scams. Felt like an idiot enough to be able to smell a scam like this.

  Appreciate the amount of time put into investigating BB, gathering evidence, sources and keeping it updated. I’ve read the comments as well.

  Some of these folks who can’t see the light probably didn’t listen to their parents when they were young, when they told them, “Those friends of yours are going to get you into trouble.” Until they got into trouble and 20 yrs later figured out their parents were right.

  They’re blinded by the fact that people actually have made money. Every scam is dependent upon somebody making money to legitimize the scam and draw in more victims.

  Great work Finch. And I know it can be a test of resolve to put a life jacket on some people if they believe they can’t drown. Others just don’t care and will take as many down with them as possible.

  ———————————————

  I LOVE THIS FINCH —

  If I’m not mistaken, there is now only one withdrawal method: the BB MasterCard.

  Here is an excerpt from their last update:

  “We now have a full time person who is looking after the PrePaid card – if you have not applied for your card, please do so. Payza has been phased out and STP will be phased out (for withdrawals) and the card is going to be the main method for withdrawals (for countries that can accept the card).”
  ———————————————-

  A FULL TIME ‘PERSON’ LOOKING AFTER THE CARD???

  Seriously.

• Banners Broker is now up to 265,000 affiliates and growing. It has recently purchased a 24,000 square foot building to house their international management team, so their IT infrastructure, and support team capabilities will be upgraded significantly. This will ensure BB will do a much better job of handling their exponential growth and customer care functions.

  They have the resources now to assemble a formidable legal team, and are sharpening up THEIR knives for dishonest bloggers who wrongly defame the company with their lies and slander. Just to foot stomp the point again; BB pays their members commissions from the money made from advertising, not from fees the members have paid. The bottom line is, this is NO PONZI scheme! Banners Broker is here to stay so eat your hearts out! Good night, and God bless! 🙂

• Hi,
  I have been passed on by a good friend of mine the banners brokers offer as in make good money from very little investment and work..
  I do know for a fact that this particular person in the Uk is making a genuine 8 grand a month from his original investment. he also draws it out every month to leave a small ammount to re invest . This guy infact finished work 10 months ago and now lives off the profits ..
  I was thinking of making a 5,000 dollar investment into the scheme like he originally did …Maybe as you say if it will come crashing down it could be too late to invest or do you take a chance and hope it will run for another 2 years or so ,so I can make my own money from the scheme.
  A lot of people do seem to be making money from Banners brokers ..
  Regards
  Stephen

• Stephen, dont listen to people here. They arent telling truth. The ones who cry “omg BB stole my money”, are totally loosers in real life, and they thought its INVESTMENT that you put 5000$ money into, and after 2 months u have 10 000. So then they discovered there is something like: packages, panels, traffic, impressions, macro allowance,STP etc. So they thought thay have been scammed. And in fact they are fools!
  Oh and Vanessa.. are you blonde?
  Your attitude is like: I was scammed in the past, so now everything “looking” same is SCAM!
  its same as:
  I had 3 boyfriends in the past and every of them cheated on me. Now i’ve just met Johnny, but he will for sure cheat on me, like the last boys! So i wont get into it!

  Its inmature and stupid, also about withdrawals:
  BB want to all ppl have mastercard, because they want to make withdrawals every week since the 2013 year. And vector services which are owner of BB mastercard ( in country belize ), give NO LIMITS for them, so this is the best withdrawal option for them, and also for affiliates.
  Some of coutries dont support this pre paid card ( like serbia for example ), so they announced that they will give other way to withraw funds for those ppl.
  So again, you are not well informed, and u spread shit and lies like most of ppl here, talking about BB in negative.
  I am laughting at you fools, and i have already made big money on BB, and i will make every month, while you just stand here and crying “it will colapse soon!”
  BB is great oportunity, the biggest that appeared on internet in all its history.
  So keep on crying, i am gonna focus on making money, k?

• rofl here we go again Mark they have only the resource NOW to assemble a legal team that’s a good one …. and again show us the advertising they make money with am curious because untill now not ONE person off BB has been able to show even 1 advert on an independent website am not talking about the 10/20 crappy sites off affiliates you have running name us 1 big company that work’s with BB ….. if its wans’t a PONZI why don’t they go to the media with there wonder product and spread the word i am pretty sure millions off people would sign up …. no instead you organize meetings/seminars where you brainwash the attendants with fals information and mark show us the 24000 square foot building well if i read right other BB goeroes talk about a 15000 square foot building but hey its only a small difference in figures anyway the building they bought will it have a big sign on it or will it be just a fake rental space they hire to shut peeps up 😉 and again we never get an answer i asked why don’t thet pay like any legit company with bank transfer’s ?? ANSWER THAT Mr Mark why using a prepaid card ??? i have been scammed stupid me i should have known better but the hell i will let you all BB addict’s get away’w with you’r riddiculous lies …. you all shouting WE ARE NOT A PONZI but you don’t delliver 1 proove that would stop all these blogs about BB being a scam and shut everyone up would be easy don’t you agree …. only thing you CAN say is some people are making money and i won’t denie that people will make money but it is still a scam

  kind regards

  Brenie

• this blog was started to try and expose banners broker as a ponzi that was ripping people off.The truth is this blog was started to drive traffic to finchs site the same as any blog of its kind. The mlm watchdog is nothing more then a place for people to slate companies that may or not be legit and its all done for traffic the more traffic they get the better rating they have.Im sure at some point a company will fight back through the legal system and get them shut down.Bloggers who slate companies should have a full knowledge and proof that a company is doing something ilegal before the even write a word and if they dont have that proof then they should be held accountable for what they have blogged.
  Im not having a go at finch as some of his stuff is of good quality but this should apply to all bloggers

• hahaha brennie, change nick to brainless.
  Yes they pay by a bank wire transfers, but only to ppl to USA. EVERYONE FROM USA.
  They will create soon business accounts and you wont be able to order banners broker mastercard for account like this. People with business accounts all over the world, will receive funds by BANK WIRE TRANSFER.
  New building for their company is now under renovation/contruction, so now its 15 000 metters, but will rise propably to 24 000 metters, since it has several floors.
  No you cant see their banners on the internet, because they are BROKER! NOT ADVERTISER! They purchased on something like auction, ammount of free space on the internet, which can be used for advertisements, and they resell this space for others. This is internal business and normal internet user doesnt see it. They use blind network, so advertiser doesnt even know he is paying to banners broker.
  You are brainless dude. You havent even bothered to read my previous comments, you just post shit. Get lost

• http://www.realscam.com

  More information and opinion to help you make a decision.

• There are 4 ways to get payments from banners brokerat present stp,payza,bb card and bank transfer.
  stp and payza are being phased out due to the time it takes and problems bb have had with them.
  im not sure if they will be kept to use for depositing into bb.

  the bb card has a $10k limit but there is a chance it could be lifted to $15k by the comapanies the card is backed by.

  Bank transfer is for anything over $10k and notice has to be given for the larger amounts.

  Some of the above are not available in all countries but the bb card is world wide.

• Ditto, this site (realscam.com) is full of fake informations. Totally subjective source, totally unreliable

• Hi Brenie and Finch,

  I believe that you have read my post yesterday. Please contact me and I have a big story about my bad experience with BB to tell you. Perhaps with your support I can be stronger to tell more people.

• rofl Alex yes maybe i am brainless …. and ofc we are all loosers in real life ….. i am happy for you that you make loads of $$$ don’t realy care and all that you do is insult people well not playing that game with you 😉 i am just telling my experience with BB and it doesn’t look good …. and i didn’t want too make a quick buck just joined because i trusted a good friend …. and will not hold it against him it was my desicion to join …. but everything that is posted as a fact about BB is just ” they told us ” ….. where is the adress where they will construct their new building 😉 you BB pro’s must know that at least

  have a nice day 🙂
  brainless brenie

• lol again and again… YOU DONT READ ANYTHING I WRITE
  Few comments above ive written that “you dont invite ppl to a house party if you dont have roof”, right?
  If building is still under renovation or contruct its quite easy to guess they dont want to announce its place lol..
  Once it is finished, we will know that, and about all your arguments, ive answered already.
  Why dont you tell me about your experience with Banners Broker. You lost some money? Have you contacted support by live chat, mail, support ticket and phone line?
  Have you got any time account on negative balance? do you have Id and adress documents aprooved?
  Its really funny, because i dont know a single person that lost money with BB, but i know huge ammounts of ppl that have great earnings with it.. so its something wrong with you dude. You do something wrong.

• rofl 😉 yes alex have done all i had to do support ticket live chat …. and well i know a few more that haven’t seen their money …. so …. easy for you to tell us you don’t know a single one …. told already that my first withdrawal just vanished into thin air after several support tickets still haven’t got any answer and money is still dissapeared 🙂 …. and nope i don’t do anything wrong …. never had account on negative everything is approved ….. but realy doesn’t matter anymore ….. and your statement alex common rofl

  you dont invite ppl to a house party if you dont have roof”, right?

  every major company that makes a new Building announce that on all the big papers even before the first brick is layed but with BB its all about secrecy it seems ….. but like you say we will c maybe one day this fabelous new building 🙂

  kind regards

  brenie

• Yep, that’s right Mr. Brenie/Finch, go ahead and laugh. BB is currently assembling a legal team to deal with the blatantly false information some are putting out on the web. Dishonest bloggers beware ;).

  BTW, Banners Broker did purchase a 24,000 sq foot building not a 15k sq foot building as you reported. Additionally, BB DOES pay some members via direct deposit into the bank of their choice. This option may not be available in every country, but as you know laws vary from place to place. That is one disadvantage of running an international company.

  Keep mocking Banners Broker, we will see who gets the last laugh. We brokers will keep making money, and continue to bring in new members despite your attempts to prevent this. Not only will BB still be open by this spring, but our goal is to be up to 1,000,000 members by the end of 2013. Have a most excellent day. Cheers! 🙂

• brenie so what did they tell you on live chat?
  Its a little impossible that company pay to EVERYONE except you, dont you think?
  If there is some withdrawal it should be in withdrawal logs and with overall logs in your ewallet. Also always make a screenshot when you do withdrawals lol.You discovered internet today? Its a major thing…

  also about :

  “every major company that makes a new Building announce that on all the big papers even before the first brick is layed but with BB its all about secrecy it seems ….. but like you say we will c maybe one day this fabelous new building ”

  what companies are you talking about. you say EVERY, so i assume you know EVERY company in the world, right?
  If i had a company i would first finish work with my building and then announce its location.

• I see Nick still haven’t owned up that the whole Dooly and Cook blackmail was a lie.

  @ Alex

  Well, all multi million dollar company I know would not keep their HQ secret. Nor any of them can’t afford a back-up server,nor not having a legal team 2 years into business,nor not having any positive info about them in any independent publication despite strong growth and etc.

  @Mark

  Can you name the legal firm representing BB ?Why haven’t the likes of Sunday World,Finch, Dooly, Cook and many other spreading misinformation be dragged to court?I doubt that to Google or any other company would wait this long.

  I find it hilarious that anyone expect a ponzi to act like a real company, or even dare to take thing to court for that matter.

• Hi Finch,

  Thanks for verifying my doubts. I had someone in the IM space, whom I thought to be doing considerably well send me BB via his list and asked if I am interested, skype him for discussion. It is interesting even guys doing CPA, Affiliate Marketing are falling for this because I thought they would know paid traffic in and out.

• Joshua – The sad reality of programs like BB is that it can be a very profitable program for those who have giant lists, and the willingness to send their lambs to the slaughter.

  But yes, you’re right. A lot of people have been suckered in. It’s an incredibly well engineered scam. They are pros. Just not in the online advertising business.

  Alas, the comments on this post have now become quite convoluted. The lies change fast with a ponzi scheme, so I’m going to put up a brand new post on Banners Broker this week. We’ll recap the latest evidence, lies, BS, misinformation and etc.

  There’s a lot to dissect. I’ll have the Part 2 post up by Thursday.

• lol yes ofc i only dicovered internet today Alex …. well to dissapoit you not everyone is a morron and doesn’t know how to deal with things 😉 and told you had sent already 3 times screens form my logs and vector activity to BB still no respons untill today …. but it’s not about me loosing a bit of $$ don’t realy care …. its about after that i came arround a bit on BB and started to question proper everything my eyes opend …. you may be happy about it possible but you alsow don’t care where the money comes from and I DO so it will stay a scam untill pooven otherwise …. and have done a lot of reading up …. nothing this far has changed my mind 😉

  kind regards

  brenie

• oh yes Alex you question if i know EVERY company right so my question is i pressume you know EVERY company and how they opperate in the online business if i am correct and thats why you say BB is such an unique product …. the only unique part i can imagine is how aggresively you recruit and try to shut people’s mouth if something is posted about BB ….. so i alway’s wonder there is no recruiting needed only if you want to make even more money so why botehring about the nagative comments the $$$$ are floating into your wallet isn’t it with or without the comments ??? but hell negative comment makes recruiting more difficult because people will start to hesitate if its real AND thats all you BB affiliates are scared off recruiting gets stuck $$$ get stuck or am i wrong 🙂

  kind regards

  brenie

• adding comments offline?

• This write up is absolutely fantastic Finch. I’ve read all the posts and it shocks me how people can really believe so hard this it must be real, denying it mostly because some people have withdrawn money. It surprises me that even when told, they can’t wrap their heads around how a Ponzi scheme works.

  A stranger in an awkward situation recommended that I sign up to this BB website a few months ago. I had a few interesting conversations with this chap before when he told me that the end of the world is coming in 2012 and how big supermarket chains poisoning us. So when I heard that this guy found a way to make huge consistent profits without any skills or influence (he is on welfare), I knew it was just another pyramid/ponzi.

  Once thing that interested me is that this type of person is somebody who really loves to believe in what shouldn’t be true. I’d love to see some demographics on who falls for this kind of scam. Would they be the same people that believe in god or aliens? No matter what you say to convince them otherwise, they give nonsensical reasons as to why it must remain true.

  If BB has a members only forum, is anybody here a member and able to post some poll questions?

• @Finch

  Driscoll no longer part of UK set up apparently. See BB on Facebook. You probably know this already.

  DD

• Mmmmmm ….. adding comments offline?

  so that’s the only answer you have ….. that’s a bit dissapointing for a BB pro ….

  kind regards

  brenie

• well i posted comment here and it hasnt appeared.
  Anyway, i wanted to say that these sites from choice network ( BB future plans ), now has REAL ADS depends of what you have searched on internet in past few days. So its another proof that their Blind Network really exists.
  Anyway i am tired of posting all this proofs here, while ppl dont listen at all.
  They are fanatics of ponzi schemes. They see it everywhere… maybe its some sort of sect? I am afraid it is… :X

  Oh Vincent i dont get your point. Whats wrong in believing in aliens and god?
  Maybe you think we are alone in entire universe 😀
  I cant believe how ignorant ppl can be 🙂

• I AM VERY HAPPY WITH BB, I AM MAKING MONEY AND LONG MAY IT CONTINUE. PEOPLE WHO TALK NEGATIVE ABOUT BB ARE THE ONES NOT INVOLVED AND LOSING OUT

  I AM WILLING TO GIVE 2 PEOPLE A FREE BUSINESS PACK IF YOU SIGN UP UNDER MY LINK AND EVEN MANAGE TO HELP RUN YOUR BB ACCOUNT FOR YOU FOR A YEAR DURING WHICH YOU WILL WITHDRAW NO MONEY AND LET it ACCUMULATE TO GIVE YOU A MONTHLY INCOME FROM SECOND YEAR

  SO STOP MOANING AND BITCHING ABOUT BB AND DARE TO SIGN UP. THIS OFFER IS FOR 2 PEOPLE WHO WANTS TO REALLY BECOME A BETA TESTER FOR BB

  IF YOU CANNOT BE BOTHERED TO TAKE UP THE CHALLENGE, THEN STOP BITCHING ABOUT IT.
  I AM PUTTING MY MONEY WHERE YOUR MOUTH IS, SO GO AHEAD AND PROVE ME WRONG!
  CONTACT ME AT

  rcross7307@aol.com

• Just one question for all the doubters… I have applied for my account and I wanted to invest 5,000 dollars.. I was told on application that I had to wait at least 7 days to be approved . As frustrating as it is if this was a scam wouldnt you be able to upload the money straight away to keep the funds rolling in ?.
  Seems that a driving licence and a utility bill is still not enough to get a quick approval.

• @ Alex

  It’s probable that we are not alone, but the ones who believe peoples stories of seeing aliens are a different kind of person. Can you tell me what else you believe in?

  Is it really that you think believing is the most important part and if you question it, then it will stop working? Finch has already proven that it is impossible for BB to be making legitimate money.

  There is nothing in the world that can pay out 1000% p.a or so per year consistently to everybody who buys into the franchise when all they have to do is click the different colours. Nothing EVER in the history of money has been able to do this. But BB seems to have been doing it for 2 years now.

  Those panels and numbers are just there to keep as many people occupied as possible while they find more suckers. I would tell you to take your money out, but now I think you should put more it. Maybe you will learn your lesson better.

• Hey man,

  I was reading all the comments of this post and the amount of “intelligence” seems to surprise me. I don’t agree with neither of you. Reason is simple – I received a package in BB as a gift from a friend. By now I have a fat bank account with total of 0$ investement. And so far as the all affiliate BS world – I’we been there – done my time of blachat, whitehat and greyhat marketing – made some money and it simply stinks. WSO’s are crap – warrior forum is full of crap and probably the main reason why you do this blog is not to bring attention or awereness – it’s the lack of your own personal success – you blog for info to satisfy a small group of other loosers like yourself who just scream and shout and do shit and manage to have that kind of results. The WHOIS was also dumb statesment by the other dude (pointless). So you haven’t seen a bannersbroker add anywhere? try google *faceplam*. And even if it is a scam or it will collapse and bring many people angry and suck their wallets dry and leave them with a bitter taste in their mouths I say – SO WHAT! For a fact all I know is that people who whine about something they want it the most – where are your millions? Want a ferrari and a fat wallet? Do some old fashion saving and a JOB and you will be there in 20 years. And despite all the cash I still have my real JOB because it’s important to have something you work on and not jerk off on it as a excuse of your own personal failure.

  It’s all lies – you just wish to be something more. Look at your posts and look in a mirror. Realize on what are you wasting your time on (further more I will not waste a second more).

  Just another pointless comment on a pointless wordpress blog of a pointless disscussion.

• Walter – What an idiot.

  You rip on online marketers for lacking personal success then claim to be banking from Banners Broker and a ‘real’ job?

  I’ve been working for myself, enjoying success and travelling the world since I was 21. Does the fact you have a day job and some savings make you more successful? Great argument.

  And for the record, there’s more to online marketing than the Warrior Forum (which anybody who works in real marketing detests) – https://finchsells.com/2009/08/12/is-the-warrior-forum-a-pyramid-scheme/

• The departure of Ian Driscoll (if true) is a highly significant development. And further evidence that BB is imploding.

  I believe he is basically a decent bloke…naive perhaps, but someone who genuinely believed in the BB business model and saw it as genuine opportunity for ordinary people to make a passive income. He worked incredibly hard attending and presenting BB up and down the country, answered questions cordially and to the best of his knowledge at that time. His background is not internet marketing and he strikes me as an upbeat optimist, so the claims he made seemed plausible to many of us in a similarly hopeful boat a year or so ago. This doesn’t excuse a lack of research or understanding of realities of selling web-space and advertising on the net, but nor does it strike me as the behaviour of a cynical conman out to rip people off from day one.

  His wife is also someone who lacks the manner of a person who envisaged this scheme as being anything other than legitimate; until the scales presumably fell from their eyes when they discovered their downline affliates are simply not being paid and unreasonable terms and conditions have been imposed on affiliates who try to question the tactics or the business model.

  I wonder if his departure comes as a result of him finally realising that the business model he (and many of us reasonably believed in), is a mere facade?

  Clearly, the Driscolls were in early on, so if anyone has made a lot of money form BB it’s them; but I do think the they have conscience and are not willing to milk the scheme any longer on the basis that the promised ad-network which was the crux of BB’s legitimate sustainibility, has been misrepresented to everyone. Including some of the top affliates and promotors. Of course I might be wrong and they could have departed for any number of legitimate reasons, but it was only a month or so ago than Ian and his wife hosted the BB bigwigs in Yorkshire….and perhaps were unhappy at the blatant additional emphasis on attracting affilates and discouraging advertisers; and the critical cashflow problems which are bounfd to arise if the only money comes via the ad-pub product package.

  Where this leaves their liability financially, or in law, is anyone’s guess…..but it has to be a major concern for a business (and those with cash still tied up in it) which claims to still be making long terms plans based on a viable business model, yet are shedding some of their most committed and charismatic cheerleaders. To the probability that they don’t like the way things have evolved over the past six months or so with regard to the spread of misinformation and stalling tactics behind the scenes.

• I should add that I am speculating as to why the Driscolls have departed and what impact it will have on them personally, the many people they signed up as affliiates, and the large income they’ve drawn from the scheme.

  That’s not really my business or concern. What matters is, in the face of such debacles; how long BB can keep claiming to be developing the fabric and integrity of a legitimate, long term legal business, while regularly inadvertantly doing things and saying things which completely undermine their statements of positive intent.

• @ ste riley ….. if i am correct your approval has nothing to do with funding your e-walet and opening an BB acount …. once you have opened an account and funded your e-walet ( with $5000 ) you have 30 day’s to send all your papers to get approved …. it will take at least 7 day’s for BB to approve it and then you can apply for the BB prepaid card ….. if they changed those rules the last weeks i am wrong 🙂

  kind regards

  brenie

• brenie .. i dont know whats going on … i did what i was told to do by the guy who reffered me… or sponsor… filled the forms in , uploaded the d licence and the utility bill .. when I click on load e wallet.. it gives me four tickable options and they are all green and then thats it … cant upload through allied wallet and above the green ticks it says that it will take up to 7 days to approve the account… My sponsor uploaded money to allied wallet with no trouble whatsoever .. I wanted to contact BB to ask if there is a problem… No live chat working, no e mail replies .. the Bradford telephone number just says they are too busy to answer calls… its so frustrating… I know my friends are making a great sdeal of money and I want at least a chance to have a go at it ..

• well thats how this multi million dollar corporation works have sended tickets weeks ago no answer untill today …. mmmmm suppose thats how all BIG companies work i guess …. leave their affiliates in the dark isn’t it …. good luck Stephen

  kind regards

  brenie

• wonder why you are willing to give 2 peeps a free business pack Roxi …. no downline maybe ??? … are you short on allowance and want to trick 2 peeps in to get it rolling for you 🙂 ….. if peeps ar queuing to join BB why give the package for free ?? 😀

  kind regards

  brenie

• D Pressed although this is not confirmed I will give you the reason why Ian Driscoll was sacked. He was sacked for doing the same thing as Kul Josun in July. Kul Josun was promoting an MLM business to BB affiliates at the conference in Portugal. Chris Smith sacked him there and then. Ian Driscoll was doing the same thing recently with a company called Flexcomm – recruiting and promoting it to BB affiliates. He probably got caught and sacked as a result. Now like I said before this is not confirmed but a good explanation as to why.

• so let me get this straight do i understand this right …. 2 off the the top of BB have been sacked while they are in the most revolutionary online broker business and making millions off $$$$ …. and they get caught promoting an other MLM to BB affiliates …. i wonder why didn’t they had those high believe’s in BB promisses then ???

  kind regards

  brenie

• Brenie your grammar and spelling are very poor in your last sentence/question please can you rephrase? Thanks

  Finch a ponzi requires fresh new money to be pumped into the scheme to keep it going right?

• If you are going to make a post that states Banners Broker is a SCAM or PONZI scheme I think you should make sure your facts are correct. I am in Banners Broker and you do not have all your facts straight.

  For one there is more than one option to withdraw your money. You do not have to have it put on a Master Card. You have the option to deposit your funds into the bank account of your choice. I know this because I have done it and so have my colleagues in BB. I did not have to submit my passport.

  Secondly as far as the blind network is concerned I and my colleagues have campaigns set up on it and we have all received clicks and many of us have received sign-ups from them.

  So to everyone reading this post, as with any money you may invest do your homework and make an educated decision.

• sorry bundip i’m not english but do my best 😉

  kind regards

  brenie

• so linda explain us what a blind network is pls …..

  kind regards

  brenie

• LOL brenie, you dont read ANYTHING… again 😀 so funny. I posted link with complete explanation of banners broker blind network few days ago..
  OMG dude, go kill yourself pls.

• i was wondering bundip why are they promoting another product on a BB meeting 🙂

  kind regards

  brenie

• Greed Brenie Greed! I guess most of us are susceptible to greed unfortunately. If Ian chose to leave then cool. If not then he is an idiot esp as he saw what happened to Kul.

  Linda totally agree! I know others who have had an increase in traffic to their sites after advertising on BB. Their stats were verified by independent sources.

• nah alex can’t do that …. even if you are involved in a scam will never ask you to …. yourself … but seems thats how low someone can fall to proove what …. win or loose a buck ?? …

  thx for the answer Bundip

  kind regards

  brenie

• Finch,

  I would just like to say my fiance is a former BB support supervisor. I think everything and everyone who is involved in this company is nothing more than a JOKE! I know EVERY detail about this scam and I would just like to warn anyone who is thinking about “investing” any money in this shit, that you will get fucked over! Finch, if you have any questions or anything about this “company” I’m sure my hubby will have no issues with letting you in on everything he had to do, what he had to tell the customers (in test run or we are looking in to that for you) or any info about what BB is really about.

  Thanks

  Michelle

• Hi Michelle,

  I’ve dropped you an email. Would definitely be interested in speaking to him!

  Thanks

• Finch, you really think this “michelle” really exist? :))
  Omg you are so naive… she will propably say “you need to pay 100$ for this information”.
  What a douche lol

• lets hope for you she is fake alex 😉 maybe i will pay 100$ to get some information from BB support ….already 12 day’s without answering my ticket 😉

  kind regards

  brenie

• no not at all I think that is bull shit to ask for money to talk to some one lol I would just very much like to have people know what they are getting themselves into before losing money.

  michelle

• Brenie,

  Last I saw on their “ticketing system” they had aprox 7000 tickets. I wouldn’t expect an answer anytime soon.

  michelle

• so michele, why dont you post here everything you know about Banners Broker from your fiance??

  We are waiting. Lets see are you just a fake crybaby or a real source.

• FINALLY someone who exposes the truth about this pyramid scheme. Ponzi/pyramids been around for years – there are always people who will make money off the backs of others (and who will be most loud and vocal about doing it – they protesteth too much!) Then there are those who work for the company and pretend they are happy investors – usually uneducated with poor spelling and grammar.

  I am amused that this lady (Michelle) has come forward with absolute proof and people start attacking her. I’m sure she is absolutely legit. Thank goodness she is not posting on here – all the crazies would come out of the woodwork – many are already out.

  Lots of people will make money on this scam. Many, many more will lose money and no-one will get everything ‘owing’ to them. You’ll see the people at the top will escape, only to start another scam down the road which, once again will have rave reviews from suckers and fake posters.

  Get out while you still can – take your money, stop any of your c/cs from accepting BB charges and consider yourselves lucky.

  Thank god for Finch.

• yo, slithy_toves
  there is a little problem dude.
  There is no proof that its a ponzi scheme BUT there are proofs that Banners Broker is real company that work on advertising marketplace as a broker.
  I think you have missed that, but keep on living in your funny world.

• Okay, here’s a question for the BB faithful posting here…

  Who is Chris Smith? I mean really, who is he, what is his backstory?

  We’re told he’s a maths/IT genius with a masters degree. Where is the degree from?

  Where is HE from?

  Why, if he is the “genius” behind BB, why doesn’t his name appear anywhere (outwith the fictional world of BB) in relation to the company? Why instead is it Rajiv Dixit’s?

  Pretty basic questions, but no-one knows the answers.

  Well, that’s not strictly true, you see a bit of digging reveals that it is highly likely the “Chris Smith” name has simply been stolen from a real individual of that name who who rents a mailbox at the same address that BB use for a lot of their websites.

  So, BB-faithful, who is this man that you all worship and adore, who is he, really?

  I suspect a few people know, but they’re not telling…..

• Paul what is this program that gonna start at march. Is it announced already?

• Slithy-Toves….What are you on?

  ‘I am amused that this lady (Michelle) has come forward with absolute proof and people start attacking her.’

  Firstly, ‘Michelle’ has provided no proof of anything. We don’t even know if she is a she! ‘Michelle’ declares herself to have a ‘fiancee’ who used to work for bb, BUT if Finch wants to know more, he needs to talk to ‘Michelle’s’ husband! Absolute proof Michelle’s two brain cells have melded into one.

  I’m surprised Finch is so gullible as to think ‘Michelle’ is worth e-mailing. Again, he commits a basic journalistic error in being so overwhelmed by his own vendetta, he can’t spot the most rudimentary errors in his source material.

  Note how ‘Michelle’ has phrased her ‘absolute proof’ message:

  ‘I think everything and everyone who is involved in this company is nothing more than a JOKE! I know EVERY detail about this scam and I would just like to warn anyone who is thinking about “investing” any money in this shit, that you will get fucked over!’

  Now compare that to Linda’s post.It is evident to anyone with a brain that Linda is a rational woman, presenting a reasoned case (whether you agree with her or not) but ‘Michelle’ is an aggressive MAN bad mouthing BB, pretending to know what is going on, and hiding behind a gender-change pseudonym.

  To show how easy it is to create a forum pseudonym, I can exclusively reveal that my real name is not David, Donald or Dick Pressed. I made it up! For those of you as thick as shit (which is most of you, for or against BB), it’s a play on words…D. Pressed….depressed. Geddit?!!

  I’m a BB sceptic but there are times when Finch is such a knob; so ludicrously gullible, I think he makes the BB scheme seem comparatively credible…. I certainly wouldn’t waste a penny of my money on anything he is promoting or selling as a better way to go bust than waiting for the sun to set in Belize!

• Finch is very opinionated. Have you tried this system yourself Finch and failed? I have been involved for over 8 months and have successfully pulled all my initial monies out, and am making an excellent secondary income. It would seem that the jokes on you!

• @ Paul Davis

  “I was asked to look into Banners Broker. to help determine strengths and weaknesses. I can tell you without any question BB is NOT a ponzi”

  Well why didn’t you say so right at the beginning!!! Your insightful comment helps clear everything up, how could the rest of us been so blind?

  I’m obviously nowhere near as smart as you, so please humour me and spell out the steps you took when looking into the company, the strengths and weaknesses you uncovered and which were the crucial factors in you being able to ascertain that “without any question BB is NOT a ponzi”?

  Oh and I assume you’ll have looked into the team behind the company too, so what about Chris Smith, what did your research uncover about him?

• Oh another proof that BB is REAL COMPANY.

  New site in choice network:

  townbeats.com

  offering PRO headphones for 299$ 😉

  This headphones normally cost 500$ in shops, i checked 😉

• @Alex

  Sorry, finding goods for sale at a cheap place, does NOT prove BB is a real company. That is a nonsensical argument.

  If you google townbeats.com you get nothing that matches it. I would have thought that at least something would have come up, but nothing, zilch, nada, zip.

• it prooves, because they connected REAL COMPANY that sells headphones to their choice network. It means they ARE WORKING in Advertising marketplace. Its just another “little proove”

  You cant find anything by searching for townbeats, because its propably some young company. They sell only 2 headphones. I dont see any problem here, as long as they really sell this headphones.

  And this headphones ( monster beats pro ) are really high quality, for professionals.

• Nope, “prooves” nothing Alex.

  A real company that sells headphones that has no website that can be found, advertising in a marketplace that, to date, has only advertised downmarket tat and/or takes you to porn sites?

  Oh and this top-notch company have only sold 2 sets of headphones?

  If they “are really high quality, for professionals” then why is it not possible find them by using Google.

  You are having a laugh Alex, you really are. Still not convinced.

• Ditto, learn english please. It will really help you to UNDERSTAND WHAT I AM SAYING

  Headphones are from http://www.monstercable.com , one of the biggest company with professional audio devices in USA.

  “Oh and this top-notch company have only sold 2 sets of headphones?”

  who the fuck is saying they sold 2 sets of headphones? o.O

  Are you idiot? I said: THEY SELL ONLY 2 HEADPHONES. SO IT MEANS THEY SELL HEADPHONES OF ONLY 2 TYPES. IT DOESNT MEAN THEY SOLD TOTALL OF 2 HEADPHONE SETS EVER. LOL I NEEDED TO CAPS LOCK TO YOU IDIOT, SORRY

  I am done talking to you. You dont even understand english, you are a joke dude.

• Oh Alex, Alex

  Why didn’t you put the link into your reply in the first instance? That would have made your argument much more effective. Then you start name-calling. Oh dear, what a shame. As soon as you do that, you lose the argument – bit like using capitals (shouting). I do understand English, even when it is poorly written, with spelling mistakes.

  Still proves nothing about BB though 😉

• @ Alex:

  Domain Name: TOWNBEATS.COM
  Created on: 26-Apr-12
  Expires on: 26-Apr-13
  Last Updated on: 23-Aug-12

  Registrant:
  Domain Service
  35 New Road
  Belize City, Belize Central Belize
  Belize

  That’s the same address as Banners Broker’s registered office and the email address that goes with the site, domainservice80@gmail.com, comes back to a whole load of websites, all owned by…..

  “Chris Smith”

• Theseus, you life saver!

  Tat then. Just as I said. Can’t wait for Alex to come back and shout a bit more. Off to read an English dictionary so I am totally prepared for the insults 🙂

  DD

• Hey guys, you might want to hop over to this brand new article on Banners Broker:

  https://finchsells.com/2012/12/20/banners-broker-scam-update/

• “it prooves, because they connected REAL COMPANY that sells headphones to their choice network. It means they ARE WORKING in Advertising marketplace. It’s just another “little proove”

  Alex, all this actually proves is that you’re a naive idiot. No, seriously.

  You see, the domain name townbeats.com is just like all the domain names of sites in the Choice Network: every single one of them is owned by Banners Broker. I know; I’ve researched them all. Thoroughly.

  Check out the townbeats record, here: http://whois.domaintools.com/townbeats.com.

  Recognise the Belize address? Thought you might.

  And I can tell you that all the Choice sites are being developed by this BB/StellarPoint ‘offshoot’: http://dyzmedia.com … from a condo in downtown Ontario, under the direction of DYZ Media’s Content Manager Emma Farquharson. She’s actually the StellarPoint ‘Employee of the Month’ for October, I’ll have you know.

  So what about the site that Townbeats links to: buzinga.ca?

  That’s a Banners Broker concoction, too. The domain record doesn’t give away the actual registrant’s identity (smart move, Raj), but if you’d taken the time to research the site, you’d have discovered that they ask for returned products to be sent to:

  Buzinga
  RMA ####
  Attention: buzinga
  5 Carlow Court
  Whitby, Ontario

  Recognise that address, too? Yes, it’s the address of BB’s alleged new offices.

  And what about the Banners Broker banners all over the site? That’s what we call in the trade, Alex, a dead give-away.

  In my analysis, this Buzinga site is a project run on the side (by Dixit, would be my guess) to see if they can make money legitimately by selling actual, not virtual, products.

  Well it only makes sense. They’ll need something to fall back on when BB goes ta tas-up?

• I would like to know if anyone investing in banners broker has any real experience with online advertising. Because anyone who knows anything about internet marketing would see right through this scam in a second

• Interesting Paul. I’m getting a little tired of waiting over a month for a 40 dollar payout. I look forward to that comp chart. I assume it’s comparing Banners with Bank On Traffic. you’ve claimed a better business model. I have friends in England that are making over 10k a month with BB. We’re all getting a little jumpy with some recent BB developments.

  Will I be able to look at the completed website prior to BOT going live?

• Dear Paul Davies

  I’m curious about your new venture. You said in a previous post, and I quote:

  “If signing up other isn’t your bag don’t worry about it. Your net profit will suffer a bit but still is a far better return than you’ll find in a legal business”.

  If it isn’t a “legal business” then what is it? Or was that a typo?

• I wish I had seen this page before putting my hard earned 2000 dollars into the bb program or even profitclicking. I was made to believe bb or pc was real after listening to people’s testimonies about how much money they have made. But like finch has pointed out.. Why would a program not pay out to its members as it used to and give excuses.. Pc has come out with a very good plan to delay withdrawals calling it bucket and queue and they have pointed out , when u use the queue u never know when u get your money and the bucket system which if forever closed.now bb promised 10 days for withdrawals but from the guy that nitro ducked me to bb he has to wait 21 days before he can know his fate..
  I believe they r both buying time for members to join and they will be able to make payouts again and then there is frenzy and more people join. I have repositioned my panels to 50 because I believe payout is roun the corner.. So indeed to recover my 300o dollars In both programs. Thank for opting my eyes and mind. I can’t even sell them to my friends anymore cos I don’t want totem coming after me when it all collaps

• Finch are you blocking people who try to post that question what you are saying?

• Hello All,

  First off, for any of you people saying Michelle is “an aggressive MAN bad mouthing BB, pretending to know what is going on, and hiding behind a gender-change pseudonym.”

  lol funny how people who so blindly promote and completely defend such a complete farce of a business, come up with just to try to validate themselves. i can assure you she is indeed a woman and she is not “bad mouthing BB” she is simply stating a truth. But, somehow I suspect that you will simply continue on your mindless drone ways. Anyways, on to the meat of the issue….

  “so michele, why dont you post here everything you know about Banners Broker from your fiance??”

  I will address that by saying the reason is completely for security purposes. Whether you choose to believe what people are telling you about this “business” (and i use that term very loosely) is completely irrelevant and inconsequential to me. Do you think it matters at all to me if 1 or 2 or 500 mindless drones of BB do not believe what is really going on? YOU ARE THE EXACT TYPE OF PERSON THAT BB CATERS TO, lets just hope that your completely naive and blind faith nature will help bail you out in the future. But hey for people like you, when this thing goes belly up, its just on to the next “get rich from internet marketing” ploy, correct? because as we all know, there will always be people such as you continuing to feed the system, and ergo, there will always be another.

  I can tell you this much with absolute 100% conviction that comes from day to day experience. NOT 1 SINGLE SUPPORT EMPLOYEE COULD DEFINITIVELY EXPLAIN EXACTLY HOW THE “PROGRAM/BUSINESS” THAT THEY WORK FOR, WORKS. Anyone else think that is a red flag? Hmmm….

• Who don’t understand BB it is elementary you must be below the average smart cells. lol I love being cater by BB they just paid for my Christmas presents. Keep on catering me lol. I bet I know how you paid for you Christmas all that advertising on the side of the page for people to buy your ebook and or traffic so google can pay you. For somebody that don’t like BB who is doing the same thing as google does that you can talk about one and use the other for your benefit.

• First of all the person talking about Profit clicking and BB excuse me sir BB is in a different class by itself. You should of put the whole $2000 in BB. If you just joined why you worried about taking money out so fast this ain’t zeek lol. You got miss informed missed information and miss opportunity. You are just missing.

  Processors are what they are 3rd party they have they own rules stop blaming BB for the processors. I have the mastercard had no problem getting money on my card it is up to everybody to get the dang on card stop acting like a child. We are all grown ups it is rixk in the job you go too everyday you can walk in to a pink slip.

  You don’t understand BB or have someone to really show you what to do with the $2000 if you was with me you would of multiplied that money within 45 days already been had it back.

  Then what you scared off profit I run mine on profit so what I care about this lame man talking about BB if it did crash and burn I can say my mortgage is paid , my car , some other bills it paid for christmas too what am I losing not a dam thing.

  People need to live in the here and now and grow the hell up.

• Another thing obvious people don’t know nothing about online advertising and how it works period reading these post wrong and wrong again. They keep thinking BB owns the websites and puts ads on it NOT!!! WRONG you guys just missing out on a fantastic opportunity. Groupons was the first of its kind , facebook was the first of its kind, Google was the first of its kind whoever gets there first is usually the rich bitch lol…

  Well I guess since I know how BB works and I know it is not a ponzi and it is one of a kind I guess I will be the next rich bitch when everybody else stop comparing to everything else they did in the past.

• Really,

  The research done is flawed…there are TWO companies, BB International and BB Canada. Christopher Smith is the sole owner of BB International the parent company!!!

  In regards to the Ontario Securities commission and Christopher Smith, first of all, any idea how many Christopher Smiths there are??? Christopher Smith of Banners Broker has an IT background and has never been licensed to sell securities, as far as I know.

  I would challenge anyone to please supply proof that it is in fact the same Christopher Smith.

  Further, I am in BannersBroker and it has been an absolute God-send for myself and ALL my people…there is not a single person on my team not creating revenue and advertising their businesses.

  Most of the facts in here have been completely fabricated and distorted.

• Lets get the facts straight, ICF was a legitimate MLM company that I served as National Sales Manager. It on its own accord sent all submissions to Industry Canada for the over two years in business. Finally Industry Canada took a look at it, and asked the owners to stop doing business as usual and resubmit a amended comp plan. ICF to this day is waiting for a response. It never was shut down, fined nor was any individual charged, accused of any wrong doing.

  Again, get your facts straight!

  Finch, if that is your real name, you do not have the best interest of Banners Broker Affiliates here. You have some personal agenda and you are trying to scare people.

  Shame on you.

  Rajiv Dixit

• this is not research. i worked there. so no my dear, trust me. YOUR points are flawed

• and further to that, just to keep you properly informed, there is no more BB canada

• WOW, This is some blog!

• Rajiv – People like you are the scum of the earth. I know all about your past from a number of sources contacting me in confidentiality. It’s fair to say what I’ve posted here is BARELY scraping the surface.

  hankmoody – I appreciate you coming forward to shed some light on life ‘behind the scenes’ at BB. I’ll be in touch after Christmas re: your email.

  richbitch – Not much to say except you clearly have no working experience of the online advertising industry. Another victim of Cult BB.

• I’m looking forward to your next update Finch.

• Hello. I don’t agree with you, because you haven’t info about BB traffic reselling business. They are clicksor.com resellers and they have a customers who buy the traffic from them. Also They get a big resseling contract from other bigest than cliksor company. I am a real publisher BB and I think what they can make much more on 2013. Will see. Best Regards. Alex Smolov.

• I think it’s safe to assume that the discussion moved on to https://finchsells.com/2012/12/20/banners-broker-scam-update/ .I suggest you guys do the same.

  BTW,Rajiv

  Why do you guys hire that buffoon McCarthy to be your Ireland point man?And secondly, why haven’t you or BB taken any legal actions against your detractors? Any real company would do so.

• Hey dixit, where’s this alleged crack legal team you people keep spouting about. There are people that WANT to be brought into court to expose your scam.

• Cindy says:
  December 23, 2012 at 8:08 pm
  Really,

  The research done is flawed…there are TWO companies, BB International and BB Canada. Christopher Smith is the sole owner of BB International the parent company!!!

  Not according to the records filed with the authorities he’s not, the sole director (at present) is a man called Stephen Eppleston, but then Eppleston is just what’s known as a “nominee director”, someone employed to keep the real owner’s details secret.

  If the comparison to Google and Facebook is going to be made you REALLY need to ask yourself why this is so, neither of the aforementioned feel the need for such duplicity.

  Oh and why, if it’s a legitimate company,does David Tree openly boast that they’ll keep moving it’s place of registration (next stop Dubai, I believe) to keep ahead of the authorities?

  @ Raj Dixit:

  If you really are who you claim perhaps you’d like to enlighten the ladies and gentlemen on the story behind “Chris Smith”, you know, where he’s from, where he gained his masters, that sort of thing. With every other legitimate business it’s fairly easy to find this information out, but there’s nothing at all on Smith.

  I’m sure it would help quash any fears over BB being a ponzi if the man behind it could be demonstrated to be a decent, upstanding citizen.

  Because so far the only (verifiable) people behind Banners Broker appear to be ex-ICF scammers…..

• Finch, you posted that BB is a MLM…-that is not true you should improve your information research…

  Anyway, how do you explain, that people earn money by being a BB-affiliate without having told about this business to another person??

  It damn works by staying alone! Of course one can earn even more revenue, if one tells other people about this business but which company does not give comissions somehow to their successful affiliaters?

• Yo finch hows the traffic generation going on your website. U must be making a killer being on the first page of google. You sharing any profits with your customers? Didn’t think so. You just like ripping them off with your ebook and getting all the traffic because of your negative comments. Or should i say legless negative comments. You have no proofs. You just have 1 thing, Grudge. You block every post that is questioning you deeply. You have prooved it to most people that you are just a little scam from your little bedroom who loves to copy and paste articles and makes money from it. Nice job though, atleast you know how to suck the blood out of people.

• Finch you are a scam. You are busted. You just rip people off with your bullshit ebook and you get traffic because of your negative bull shitting posts. You are a blood sucking pig. You will get bummef hfor what you are doing to people you scum. You are a pig

• Gay boy & Master Chef…

  Zzzzzzzz…

  Can’t you even come up with something original?

  Fantastic ambassadors of Banners Broker.

• damned does being an BB affiliate means you can’t read ?? dear banners broker affiliates read this blog verry carefully and you wil find at least 10 times where it is stated that SOME OF YOU WILL earn money with this ponzi but the money doesn’t come form where you think it’s comming ( advertising ) but from other affiliates under you 🙂

  kind regards

  brenie

• Finch stop acting as brenie you retard. You are one fuckin scam. You never answered my question. If you have balls then answer it. How does one make money from a business without putting any money into it?????? You have shitty newspaper articles on your puffy sight. You will be brought to justice just like g w bush said. You are a blood sucking scam. You say bb is a mlm then u say its a scam. Im confused you prick. You are none of those finch coz you are nothing but a bullshit ebook which any1 can make and rip people off. You are a scam flinchyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyy

• BB is a Ponzi scheme. It’s so obvious….take a step back and just look at it. We all see tons of ads online every time we are on the web. Have you ever seen a BB ad anywhere on the web?

  I guess Denial is not the only river in Africa…

• If Finch had Joined Banners Broker … tried it then dhows us all PROOF of how he or anyone else has EVER lost Money using BB ..then ide respect FINCH more … But of course FINCHJ hast got the Balls or the Money to try BB out ..what a SUCKER !!! lol finch is such a piss week joker .. if your going to bag BB at least get inside it ..put $200 bucks in BB and have a GO you gutless goose !!! Then at least your seeking with experience as an insider .. But that would be toooo honest for inch to do .. then he’d have to ADMIT he DIDN’T LOOSE anything using Banners Broker ..and FINCH doesn’t want to do that ..because he has his own BULLSHIT agenda to pump ..what a LOOOOOSER .

  Ps Im in BB 40 days only and Ive already doubled my money .. boohoo sorry FINCH ..I couldn’t help it !! it just Doubled as Promised it would by all the BB affiliates and webinars on you-tube that said it would .
  I must be a fool to let my money Double so easily eh finch ??

• Funny how I get more Money out of BB than I ever put in .. without EVER signing anyone under me !! So I made Money without signing anyone else up under me .. and I bought the Traffic to do it. Im a TRAFFIC TRADER .. so I make money from monetizing Traffic .. pretty Basic stuff. so how is that MLM when i didn’t sign anyone under me to make that money !!
  How is it PONSI if i put in Less than im getting Out each month ?? Ponsi is OPPOSITE .. you Put in say 100k and get bak 6k pa until the ponsi collapses and No one gets their original money back EVER !! that’s ponsi ..
  Banners Broker is NOT a PONSI and its NOT MLM .. its a DREAM COME TRUE to all the POOR masses of ordinary people sick of WALL street Tycoons ripping the WORLD OFF ie facebook shares sold to suckers at $42.00 at IPO launch .. Zuckerman (facebook founder ) pocketed 16 Billion $$$$ after only 4 years in business . WHO LOST MONEY ?? the LOYAL facebook Users lost as facebook plummeted to only $15.00 in 2 months of Listing on the stock market ..now that’s a RIPOFF!!!!
  Long LIVE Banners Broker !! for the little people !! and may it NEVER list on the Share Markets of the tycoons ,banks and brokers of Greed .

• Oh dear. Why do I think that Mr C. M Sandwich is back in the guise of “Gay Boy”?

  Something about the use of language maybe, and the final long drawn out “flinchyyyyyyy” perhaps?

• @ Della:

  reminds me of a certain “chinacastle”…..

• Theseus – oh yes, I forgot about him/her.

  Sounded like a 16 year old who needed their legs slapping!

• Interesting article and even more interesting discussion follows…..Over 400 comments….That’s a lot dear.

• rofl gay boy so swearing is the only thing you can it seems …. just wonder why the blog of finch scare you soooo much ….

  kind regards

  brenie

• I think BB is Ponzi in 99.9% (by logic is quite obvious) but guys like:gassin,gay boy, raise some interesting questions (for you Finch to answer).

  “Funny how I get more Money out of BB than I ever put in .. without EVER signing anyone under me !! So I made Money without signing anyone else up under me .. and I bought the Traffic to do it. Im a TRAFFIC TRADER .. so I make money from monetizing Traffic .. pretty Basic stuff. so how is that MLM when i didn’t sign anyone under me to make that money !!”

  So, if more money is taken from BB,than put in (by not sing in anyone under)-system should implode pretty fast (on average-after 6 months, money start to leaving the system in those particular cases).

  But probably, there is only very small margin of people who don’t have anyone under (and their’s withdrawals are relatively small)

  In case of traffic trade with BB, I believe is the way of BB, to legitimize them-selfs(for small cost). This traffic trade is only small margin compare to full cash flow in BB.
  But I’m not into on-line advertising. What do you -Finch- think about it?
  –

• check this information.

  Registered through: GoDaddy.com, LLC (http://www.godaddy.com)
  Domain Name: BANNERSBROKER.COM
  Created on: 15-Oct-10
  Expires on: 15-Oct-17
  Last Updated on: 13-Sep-12

  Registrant:
  Banner Broker
  777 N. Rainbow Blvd.
  Suite 250
  Las Vegas, Nevada 89107
  United States

  Administrative Contact:
  Broker, Banner domainservice80@gmail.com
  777 N. Rainbow Blvd.
  Suite 250
  Las Vegas, Nevada 89107
  United States
  (661) 770-9988 Fax — (661) 770-9988

  Technical Contact:
  Broker, Banner domainservice80@gmail.com
  777 N. Rainbow Blvd.
  Suite 250
  Las Vegas, Nevada 89107
  United States
  (661) 770-9988 Fax — (661) 770-9988

  Domain servers in listed order:
  NS19.DOMAINCONTROL.COM
  NS20.DOMAINCONTROL.COM

  Registry Status: clientDeleteProhibited
  Registry Status: clientRenewProhibited
  Registry Status: clientTransferProhibited
  Registry Status: clientUpdateProhibited

• @gassin …. i have joined BB due to a good friend and ofc not doing much due dilligence …. but after a while i started to ask questions and NEVER got an answer …. let’s say like BB support is like non existing you get an automated answer sometimes after weeks but that’s it i am getting the same answer for over 4 months now rofl ….. and i wonder how you made your money back without singing anyone up i refuse to recruit peeps for BB and i will never make my money back thats for sure 🙂 no sign up = no allowance = forced to roll up + automated traffic purchase will take you for ever to make your investment back :-)if you ever make it back :p

  kind regards

  brenie

• Interesting so many comments and hardly anyone said that they have actually lost money with BB. If this was a scam then there would have been a whole load posts saying I lost X, y and Z amount. Most people have talked about their fears or have made a judgement through their experience and knowledge.

  A friend got me into BB. I was skeptical about it, therefore, he transferred some panels for free and asked me to pay him after I have made money from BB. He is withdrawing £6000k a month between his and his wife’s account. They have been in BB for a long time.

  I am in BB and I am happy with it. As it goes with all investments, invest only what you can afford to loose. Good Luck, and give it a go if you can risk US$415. Happy to help.

• INDIA BB OFFICE IN GOA SEIZED BY POLICE.
  The police have started investigations into our Indian operations and have charged us under IPC under section 4,5,6 of the PCMC (banning) act 1978 , 406 and 420.